The top-rated home insurance agent in Paramus, New Jersey is GEORGIA PINES AGENCY, LLC,Miramar Insurance Agency, rated 5.0 stars across 145 reviews. Other highly rated options include Cangelosi Agency, Richard Sfass at Comparion Insurance Agency, Jim Bush - State Farm Insurance Agent. This directory lists 17 home insurance agents serving Paramus.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | GEORGIA PINES AGENCY, LLC,Miramar Insurance Agency | 214 Rte 4 | (201) 843-8680 |
| 2 | Cangelosi Agency | 214 Rte 4 | (973) 427-9005 |
| 3 | Richard Sfass at Comparion Insurance Agency | 61 S Paramus Rd Ste 520 | (908) 673-6053 |
| 4 | Jim Bush - State Farm Insurance Agent | 237 W Midland Ave | (201) 444-4424 |
| 5 | Mariel Gramuglia at Comparion Insurance Agency | 61 S Paramus Rd Suite 520 | (201) 221-1449 |
| 6 | Sameh Wahba: Allstate Insurance Co | 64 E Ridgewood Ave | (201) 262-9222 |
| 7 | Robert Giella at Comparion Insurance Agency | 61 S Paramus Rd Suite 520 | (201) 221-1447 |
| 8 | Comparion Insurance Agency | 61 S Paramus Rd Suite 520 | (201) 845-4300 |
| 9 | Coverage Cowboy | 66 NJ-17 Suite 300 | (551) 455-0769 |
| 10 | Michael Laudenback at Comparion Insurance Agency | 61 S Paramus Rd Suite 520 | (201) 221-1450 |
GEORGIA PINES AGENCY, LLC, Miramar Insurance Agency serves homeowners in Paramus and surrounding Bergen County, New Jersey, offering residential insurance policies that protect against common perils. This firm helps local property owners assess coverage needs for dwelling protection and personal liability coverage. Understanding the regional risks, the agency works to tailor policies that address typical northeastern weather concerns. It handles standard home insurance plans as well as specialized coverage options for properties with unique features or higher values in the area.
Cangelosi Agency provides home insurance options covering standard hazards, liability, and personal property for properties in Paramus, New Jersey. Its service includes policy reviews to match changing coverage needs and claims assistance guidance throughout the process. Maintenance advice and seasonal preparedness tips are offered to help protect against local weather risks. The agency handles single-family homes, apartments, retail spaces, and restaurants.
Homeowners, landlords, and small business owners in Paramus can turn to Richard Sfass at Comparion Insurance Agency for professional guidance on protecting their properties and assets. The agency offers policies covering dwellings, personal belongings, liability, and additional structures, tailoring coverage to individual risk profiles and local weather concerns. It also assists with comparing options from multiple carriers to find suitable terms and deductibles. In addition to serving Paramus, this agency provides its services to the broader Bergen County region, including nearby Ridgewood.
Jim Bush - State Farm Insurance Agent serves Paramus, New Jersey, and the surrounding Bergen County communities. The agency handles home insurance policies, covering standard protection for structures and personal property. It writes policies that help repair or rebuild a home after common damages. For each client, it assesses individual needs and the specific risks of the local area. The typical job is approached by reviewing coverage options carefully to match protection with the homeowner’s situation and assets.
Some homeowners prefer a single consultation to choose coverage, while others value ongoing adjustments as their needs evolve. At Mariel Gramuglia at Comparion Insurance Agency in Paramus, NJ, standard home insurance can cover dwelling, personal property, and liability, with optional endorsements for specific risks like floods or high-value items. Policies are discussed during an initial meeting, and service continues on an scheduled basis for renewals, premium reviews, and coverage updates.
Specializing in tailored coverage for homeowners, this Paramus agency provides comprehensive home insurance services designed to protect local property investments. As an Allstate agent, Sameh Wahba guides residents through policy options that safeguard dwellings and personal belongings against common regional risks. The agency assists with routine policy reviews and claims support to ensure clients understand their protection levels. For many homeowners, this service becomes particularly valuable during the peak storm season in northern New Jersey, when proactive review of wind and hail coverage helps prepare for potential severe weather events.
As local homeowners in Paramus prepare for the seasonal shifts that can bring heavy rain or snow, understanding their policy coverage becomes essential. Robert Giella at Comparion Insurance Agency works with clients to review dwelling protection and personal property limits, ensuring typical local risks are addressed. This home insurance agent assists with policy comparisons and explains common endorsements for flood or wind damage. An initial discussion usually leads to a walk-through inspection of the property and its systems to identify any potential coverage gaps.
As seasonal storms become more frequent in the Paramus area, homeowners often seek reliable coverage for potential flood and wind damage. Comparion Insurance Agency provides home insurance guidance, helping residents review existing policies or secure new protection tailored to local property risks. An agent discusses specific dwelling needs and liability concerns to identify suitable options from various insurers. Every consultation begins with a thorough home inspection or a detailed initial assessment of your current coverage.
Coverage Cowboy assists homeowners in Paramus, New Jersey, with protecting their property through standard residential insurance policies. The agency specializes in offering supplemental coverage options, such as flood, earthquake, and personal liability add-ons, to address specific regional risks. By evaluating each client’s unique situation, the agent helps tailor a plan that fits individual needs. For commercial clients, Coverage Cowboy can also serve businesses including professional offices, warehouses, and food service operations.
Michael Laudenback at Comparion Insurance Agency provides residential home insurance services to homeowners in and around Paramus, New Jersey. Commercial coverage options are also available for local businesses needing property protection. The service area includes surrounding communities throughout Bergen County and the broader northern New Jersey region. Policies are tailored to meet individual property needs and risk profiles. Clients commonly return for follow-up adjustments or questions between their regular policy review visits to ensure continued appropriate coverage.
What Does a a Home Insurance Agent in Paramus Cost?
Home insurance agent services in Paramus typically do not charge a separate fee; agents earn commissions from insurers. Policy costs in New Jersey average between 1,200 and 2,500 annually for standard coverage, but can be higher for older homes or those in flood zones. Your actual premium depends on your homes value, construction type, deductible, and chosen endorsements. This is general information, not insurance advice.
About home insurance agents in Paramus
Home insurance agents in Paramus, New Jersey help homeowners find coverage that meets state requirements and protects against local risks. New Jersey law does not require homeowners insurance, but mortgage lenders typically mandate it. Agents can explain NJ-specific factors like flood zone designations and windstorm deductibles common in Bergen County.
Frequently Asked Questions
What does a home insurance agent in Paramus do?
A home insurance agent in Paramus helps you compare policies from different insurers. They explain coverage types like dwelling, personal property, and liability. They also advise on NJ-specific options such as flood insurance through the NFIP or private carriers.
Do I need flood insurance for my home in Paramus?
Flood insurance is not required by New Jersey state law, but it is mandatory if your home is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage. Paramus has some flood-prone zones, so an agent can check your flood map status.
How do New Jersey home insurance rates compare to other states?
New Jersey home insurance rates are higher than the national average, often ranging from 1,200 to 2,500 per year for a typical policy. Factors include the age of your home, proximity to the coast, and local claims history. An agent can provide quotes specific to Paramus.
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