ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.

Find Home Insurance Agents Near You in Passaic, NJ

Browse home insurance agents serving Passaic, New Jersey. Updated 2026-07-14.

The top-rated home insurance agent in Passaic, New Jersey is InsureOne Insurance, rated 4.7 stars across 100 reviews. Other highly rated options include Alex Vargas - State Farm Insurance Agent, MG Agency, Falen Agency INC. This directory lists 10 home insurance agents serving Passaic.

Showing 10 home insurance agents in Passaic, NJListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1InsureOne Insurance145 Main Ave FLR 1(973) 526-7905
2Alex Vargas - State Farm Insurance Agent45 Hoover Ave(973) 955-4530
3MG Agency78 Market St A(973) 365-0137
4Falen Agency INC181 Prospect St(973) 473-5617
5ASB Insurance Passaic615 Main Ave(551) 239-6914
6Happily Insurance NJ205 Monroe St Apartment 1(973) 773-1033
7Prime Insurance Agency135 South St(862) 203-6045
8First Americano Insurance54 Main Ave(201) 720-5550
9Hugo G. Balta Insurance Agency205 Monroe St(973) 773-1033
10Gross & Company Insurance2 Brighton Ave Suite 6(212) 620-4040
II
145 Main Ave FLR 1
InsureOne Insurance
Home Insurance Agent · Passaic, NJ

InsureOne Insurance serves Passaic, New Jersey and the surrounding communities, handling a range of home insurance policies for local homeowners. The agency addresses common property exposures like structural damage, liability claims, and personal belongings coverage. For each typical job, it begins with a thorough review of the client’s specific property needs and local risk factors before presenting tailored policy options.

AV
45 Hoover Ave
Alex Vargas - State Farm Insurance Agent
Home Insurance Agent · Passaic, NJ

Alex Vargas - State Farm Insurance Agent serves Passaic, New Jersey, and the surrounding county. This agency provides home insurance policies that protect residential properties against common local risks. Coverage options typically extend to the structure of the home, personal belongings, and liability protection for incidents on the property. The office also offers rental dwelling insurance for landlords who own income-generating properties in the area.

MA
78 Market St A
MG Agency
Home Insurance Agent · Passaic, NJ

MG Agency offers a full range of home insurance services in Passaic, NJ, including policy reviews and coverage consultations to help local homeowners protect their properties. Its service plans can be tailored to each client’s individual needs, with routine policy check-ins and assistance with claims filing when necessary. The company handles insurance for single-family homes, apartments, retail spaces, and restaurants across the community.

FA
181 Prospect St
Falen Agency INC
Home Insurance Agent · Passaic, NJ

Falen Agency INC in Passaic, New Jersey, serves local homeowners, landlords, and small business owners by providing standard home insurance policies that protect dwellings, personal property, and liability exposures. As a registered agency, it works with clients to explain coverage options and help select appropriate policy limits for residential needs. Residents often seek assistance in understanding how standard endorsements affect their protection. Falen Agency INC also extends its services to property owners in neighboring Clifton and the surrounding Passaic County communities.

AI
615 Main Ave
ASB Insurance Passaic
Home Insurance Agent · Passaic, NJ

For homeowners deciding between a one-time policy review and an ongoing relationship, a local agent provides guidance on selecting the right coverage limits and deductibles for their property. ASB Insurance Passaic assists clients in Passaic, NJ, with navigating home insurance options, including protection for the dwelling, personal belongings, and liability against unforeseen events. Their service is available strictly on an as-needed basis, accommodating homeowners who seek support only when reviewing or updating their current policy.

HI
205 Monroe St Apartment 1
Happily Insurance NJ
Home Insurance Agent · Passaic, NJ

Serving Passaic and the surrounding communities of northern New Jersey, Happily Insurance NJ assists homeowners with protecting their properties. As a home insurance agent in this area, the company handles policies for single-family houses, condominiums, and rental properties. Their work involves explaining coverage options for dwelling protection, personal liability, and contents insurance. To manage a typical job, the agent first reviews the client's property details and risk factors, then presents a tailored selection of policies and compares them side by side to help the homeowner make an informed decision.

PI
135 South St
Prime Insurance Agency
Home Insurance Agent · Passaic, NJ

Prime Insurance Agency provides both one-time home insurance consultations and recurring annual policy reviews to match changing coverage needs. Their services focus on protecting residential properties in Passaic, New Jersey, from common local risks such as weather damage, theft, and liability claims. Policyholders can discuss personalized coverage options that safeguard their home structure, personal belongings, and financial assets. All home insurance assistance from Prime Insurance Agency is available on an as-needed basis when clients request a quote or policy update.

FA
54 Main Ave
First Americano Insurance
Home Insurance Agent · Passaic, NJ

At First Americano Insurance in Passaic, NJ, home insurance agent services include assessing dwelling coverage needs and liability protection. The agency advises on policies that cover the structure, personal belongings, and additional living expenses after damage. For residents in this area, it helps review the fine print for flood endorsements or windstorm deductibles that impact claims. As autumn arrives, it aids in checking roof drainage and addressing fallen tree exposure for comprehensive household security.

HG
205 Monroe St
Hugo G. Balta Insurance Agency
Home Insurance Agent · Passaic, NJ

As spring storms approach in Passaic, Hugo G. Balta Insurance Agency works with local homeowners to review their coverage against wind and water damage. This home insurance agent tailors policies to the specific risks of the region, such as flash flooding and aging infrastructure. Each policy is explained clearly so clients understand their deductibles and liability limits. After an initial discussion, a thorough inspection of the property’s roof, electrical systems, and foundation is scheduled to assess replacement cost value and validate the proposed coverage limits.

GC
2 Brighton Ave Suite 6
Gross & Company Insurance
Home Insurance Agent · Passaic, NJ

Gross & Company Insurance, serving the Passaic, New Jersey area, helps homeowners create policies that align with their financial needs and property values. Beyond standard dwelling protection for single-family homes, clients often add coverage for detached structures, personal liability, and replacement-cost endorsements to address local weather exposure. This agency assists a variety of commercial sectors, tailoring insurance packages for offices, warehouses, and food service operations that require liability and property coverage.

What Does a a Home Insurance Agent in Passaic Cost?

The average cost of homeowners insurance in New Jersey is around 1,200 to 1,800 dollars per year for a standard policy, but rates in Passaic may vary based on property value, age of home, and claims history. Factors like proximity to flood zones and crime rates also affect premiums. This is general information and not insurance advice. Always consult a licensed agent for a personalized quote.

About home insurance agents in Passaic

A home insurance agent in Passaic, New Jersey can help you find a policy that meets state requirements and protects your property. New Jersey law does not require homeowners insurance, but mortgage lenders often mandate it. Agents can explain coverage for common local risks such as flooding and winter storm damage.

Frequently Asked Questions

What does a home insurance agent in Passaic do?

A home insurance agent helps you compare policies from different carriers, explains coverage limits and deductibles, and assists with filing claims. They can also advise on New Jersey-specific endorsements like sewer backup coverage.

Is homeowners insurance required by law in New Jersey?

No, New Jersey state law does not require homeowners insurance. However, if you have a mortgage, your lender will require you to carry a policy that covers the loan amount. Flood insurance may be required in designated flood zones.

How do I choose a home insurance agent in Passaic?

Look for an agent licensed in New Jersey with experience in Passaic County. Check their customer reviews and ask about their claims process. A local agent can better understand neighborhood risks like proximity to the Passaic River.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each home insurance agent's credentials and current standing with your state Department of Insurance.