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HomeHome Insurance AgentsNew Jersey › Scotch Plains

Find Home Insurance Agents Near You in Scotch Plains, NJ

Browse home insurance agents serving Scotch Plains, New Jersey. Updated 2026-07-14.

The top-rated home insurance agent in Scotch Plains, New Jersey is Jason Bartlett - State Farm Insurance Agent, rated 5.0 stars across 193 reviews. Other highly rated options include John Powell - State Farm Insurance Agent, Empire Insurance Group, NJ, Nelson C. Espeland: Allstate Insurance. This directory lists 10 home insurance agents serving Scotch Plains.

Showing 10 home insurance agents in Scotch Plains, NJListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Jason Bartlett - State Farm Insurance Agent431 Park Ave(908) 322-4373
2John Powell - State Farm Insurance Agent2253 South Ave Ste 8(908) 928-0900
3Empire Insurance Group, NJSpruce Mill Ln(908) 400-0100
4Nelson C. Espeland: Allstate Insurance2284 South Ave(908) 233-6300
5Ronak Shah: Allstate Insurance2284 South Ave(908) 941-0808
6Shults Insurance Agency Inc.377 Park Ave(908) 889-7444
7Allstate Scotch Plains Westfield2284 South Ave(908) 233-6300
8Farmers Insurance - Sammy Jimenez1791 E 2nd St(908) 264-0100
9Gottesmann Agency1906 Westfield Ave # A(908) 322-2304
10Global Insurance :: Surety Bonds1812 Front St(908) 469-8441
JB
431 Park Ave
Jason Bartlett - State Farm Insurance Agent
Home Insurance Agent · Scotch Plains, NJ

Jason Bartlett - State Farm Insurance Agent serves the Scotch Plains, New Jersey area and provides home insurance services to local residents. The agency assists homeowners and renters with policies that cover property damage, personal liability, and loss of personal belongings. Located in the community, the office helps clients understand coverage options that fit their specific property needs. It handles adjustments for claims related to events like fire, theft, and severe weather affecting homes in this region.

JP
2253 South Ave Ste 8
John Powell - State Farm Insurance Agent
Home Insurance Agent · Scotch Plains, NJ

John Powell - State Farm Insurance Agent in Scotch Plains, NJ, provides homeowners coverage policies tailored to protect property structures and personal belongings. Service or maintenance plans are not offered directly, but ongoing claim assistance and policy adjustments are available through the agent to address changing homeowner needs. This insurance agency serves clients in the surrounding area with single-family homes, apartments, retail spaces, and restaurants.

EI
Spruce Mill Ln
Empire Insurance Group, NJ
Home Insurance Agent · Scotch Plains, NJ

Empire Insurance Group, NJ in Scotch Plains serves homeowners, businesses, and property managers by securing home insurance policies that protect residential properties and personal assets. Their agents work with local carriers to offer coverage options suited to the region’s weather risks and property values. Clients can discuss policy details, such as dwelling limits or liability protection, during personalized consultations at their office. The company also extends its services to neighboring communities throughout Union County and the surrounding metro area.

NC
2284 South Ave
Nelson C. Espeland: Allstate Insurance
Home Insurance Agent · Scotch Plains, NJ

Serving Scotch Plains and surrounding communities in New Jersey, Nelson C. Espeland: Allstate Insurance handles home insurance for local homeowners. The agency works with clients to evaluate coverage needs for their property, personal belongings, and liability protection against common regional weather and liability risks. For a typical policy, the agent reviews the home's specifics, discusses available endorsements, and then compares standard options to match coverage to the homeowner's situation.

RS
2284 South Ave
Ronak Shah: Allstate Insurance
Home Insurance Agent · Scotch Plains, NJ

Ronak Shah of Allstate Insurance in Scotch Plains, New Jersey offers homeowners both one-time policy reviews for a single property purchase and recurring annual coverage updates to protect evolving assets. The agency provides standard home insurance policies that guard against common perils such as fire, theft, and liability claims arising from accidents on the property. Service for existing policyholders runs on a scheduled annual basis to review limits and deductibles, while new policy quotes are provided on an as-needed basis.

SI
377 Park Ave
Shults Insurance Agency Inc.
Home Insurance Agent · Scotch Plains, NJ

Shults Insurance Agency Inc. in Scotch Plains, NJ specializes in tailoring home insurance policies to protect the unique structures and contents of local residences. Its general service work involves evaluating individual coverage needs, advising on proper liability limits, and assisting with policy renewals. The agency also regularly reviews existing plans to ensure adequate protection against regional weather events. Homeowners often turn to Shults for guidance specifically before the autumn storm season, when potential wind and water damage becomes a heightened concern for the area.

AS
2284 South Ave
Allstate Scotch Plains Westfield
Home Insurance Agent · Scotch Plains, NJ

As the seasons change in Scotch Plains, homeowners often consider how their existing coverage matches current property values or renovation updates. Allstate Scotch Plains Westfield provides home insurance agent services to help residents review their policies and adjust deductibles or limits accordingly. The agency addresses common local concerns about storm damage and liability protection, offering clear policy comparisons during each consultation. Initial meetings begin with an assessment of the home’s condition and the client’s coverage needs before any inspection or quote is finalized.

FI
1791 E 2nd St
Farmers Insurance - Sammy Jimenez
Home Insurance Agent · Scotch Plains, NJ

As a home insurance agent in Scotch Plains, NJ, Farmers Insurance - Sammy Jimenez helps homeowners protect their property against common risks such as fire, theft, and severe weather. The company offers specialty add-ons including coverage for valuable personal items and additional living expenses after a covered loss. Clients can also obtain policies tailored for commercial sectors such as local offices, warehouses, and food service establishments.

GA
1906 Westfield Ave # A
Gottesmann Agency
Home Insurance Agent · Scotch Plains, NJ

Gottesmann Agency provides residential property insurance for homes and townhouses in Scotch Plains, New Jersey. The agency also writes commercial coverage for local small businesses and rental properties throughout Union County and surrounding areas. Clients receive personalized consultations to compare policy options from multiple carriers. The office assists with claims paperwork and policy updates. Follow-up appointments are scheduled between regular policy review visits to address any midterm changes or newly acquired assets without disrupting existing coverage.

GI
1812 Front St
Global Insurance :: Surety Bonds
Home Insurance Agent · Scotch Plains, NJ

Global Insurance :: Surety Bonds in Scotch Plains, NJ, serves as a home insurance agent, providing standard policies for homeowners. Its range typically includes coverage for dwelling, personal property, and liability protection. The agency can assist local clients in understanding policy options and securing necessary coverage to safeguard their residences. In addition to its core services, this firm offers surety bond solutions, distinguishing its portfolio by including bond underwriting for contractual and legal obligations.

What Does a a Home Insurance Agent in Scotch Plains Cost?

Home insurance costs in New Jersey average around 1,200 to 1,500 dollars per year for a standard policy. In Scotch Plains rates can be higher due to flood risk and property values. Factors like your homes age construction type and coverage limits affect the premium. This is general information not insurance advice.

About home insurance agents in Scotch Plains

A home insurance agent in Scotch Plains New Jersey helps you find coverage that meets state requirements and protects your property. New Jersey law does not require homeowners insurance but mortgage lenders usually mandate it. Agents can explain local risks like flooding from the Rahway River and help you compare policies from multiple carriers.

Frequently Asked Questions

What does a home insurance agent in Scotch Plains do?

A home insurance agent helps you shop for policies from different insurers. They explain coverage options like dwelling protection liability and flood insurance. They also assist with claims and policy changes.

Is homeowners insurance required by law in New Jersey?

New Jersey state law does not require homeowners insurance. However most mortgage lenders require it as a condition of the loan. If you own your home outright you can choose not to carry insurance but it is risky.

How do I choose a home insurance agent in Scotch Plains?

Look for an agent licensed in New Jersey with experience in the Scotch Plains area. Check their reviews and ask about the insurance companies they represent. Make sure they can help with flood insurance since Scotch Plains is in a flood zone.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each home insurance agent's credentials and current standing with your state Department of Insurance.