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Looking for a home insurance agent in Somerville? Review the directory below to compare your options.
14 agents listed
Updated May 2026
Somerville, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 14 home insurance agents in Somerville, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Jason Spraggs - State Farm Insurance Agent
30 Roosevelt Pl, Somerville, NJ 08876
(973) 396-0352
jasonspraggs.com
Lileen Schwarz - State Farm Insurance Agent
75-77 N Bridge St Ste 105, Somerville, NJ 08876
(908) 864-2859
somervilleagent.org
Marine Agency Corp
34 W Main St #201, Somerville, NJ 08876
(800) 763-4775
marineagency.com
Hector Rodriguez Jr: Allstate Insurance
892 US-22, Somerville, NJ 08876
(908) 927-9200
agents.allstate.com
ReliaGuard Insurance NJ
3272 US-22, Somerville, NJ 08876
(908) 460-6749
The Rice Agency
33 W High St, Somerville, NJ 08876
(908) 722-1700 ext. 10
riceagency.com
Safety Sure Insurance
18 S Richards Ave, Somerville, NJ 08876
(732) 426-3481
Top Insurance NJ
3617 US-22, Somerville, NJ 08876
(908) 585-1649
John Morgan Mclachlan Agency Inc
75 E Main St, Somerville, NJ 08876
(908) 526-4600
Farmers Insurance Group
30 S Doughty Ave, Somerville, NJ 08876
(856) 420-7645
farmersagent.com
D.C. West Agency, LLC
50 Division St #501, Somerville, NJ 08876
(866) 329-3789
dcwestagency.com
Best Insurance Group NJ
126 West End Ave, Somerville, NJ 08876
(908) 725-9400
lfbinc.com
Hughes-Plumer & Associates
20 West End Ave, Somerville, NJ 08876
(908) 725-1038
hpa-corp.com
Cosmo Insurance Agency
50 Division St #501, Somerville, NJ 08876
(908) 263-8780
cosmoins.com
Home insurance agents in Somerville, New Jersey help homeowners find policies that meet state requirements and protect their property. New Jersey law does not require homeowners insurance, but mortgage lenders typically mandate it. Local agents can guide you through coverage options for weather risks common in Somerset County.
What Does a Home Insurance Agent in Somerville Cost?
The average cost of homeowners insurance in New Jersey is around 1,200 to 1,800 dollars per year for a standard policy, though rates vary by location, home value, and coverage level. In Somerville, factors like proximity to fire stations, roof condition, and claims history can affect your premium. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does home insurance typically cover in New Jersey?
Standard policies cover dwelling, personal property, liability, and additional living expenses. New Jersey policies often include specific protections for wind, hail, and winter storm damage common in the region.
How do I choose a home insurance agent in Somerville?
Look for an agent licensed in New Jersey who offers policies from multiple carriers. Ask about their experience with older homes in Somerville and whether they can explain NJ Fair Plan options if needed.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Jersey.