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Directory of home insurance agents in Sparta, New Jersey. Verify credentials with the state department of insurance before hiring.
10 agents listed
Updated May 2026
Sparta, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 10 home insurance agents in Sparta, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Jersey Insurance Solutions - Medicare & Health Insurance
46 Main St Suite 402, Sparta, NJ 07871
(973) 500-3708
jerseyinsurancesolutions.com
Alex Aguado - State Farm Insurance Agent
160 Woodport Rd Ste 1A, Sparta, NJ 07871
(973) 729-5661
alexaguado.com
Mark Unglaub
328 S Sparta Ave Ste C, Sparta, NJ 07871
(973) 726-5566
content.naic.org
Supreme Insurance NJ
71 Co Rd 517, Sparta, NJ 07871
(973) 381-9146
richsum.com
Trusted Insurance Agency
270 S Sparta Ave, Sparta, NJ 07871
(973) 315-7046
Spradling Guy
191 Woodport Rd #110, Sparta, NJ 07871
(973) 726-9455
Top Point Insurance Agency
7 Boardwalk, Sparta, NJ 07871
(973) 381-9771
Prudential Financial
6 Apple Tree Ln, Sparta, NJ 07871
(862) 213-0811
prudential.com
Allstate Financial Services - James Sharabba
191 Woodport Rd, Sparta, NJ 07871
(973) 729-8644
agents.allstate.com
Sweeney, Richards & Summers
191 Woodport Rd, Sparta, NJ 07871
(973) 627-0100
richsum.com
Home insurance agents in Sparta, New Jersey help homeowners find policies that meet state requirements and protect local properties. New Jersey law does not require homeowners insurance, but mortgage lenders typically mandate it. Agents can explain coverage for common local risks like winter storms and flooding in Sussex County.
What Does a Home Insurance Agent in Sparta Cost?
The average cost of homeowners insurance in New Jersey is about $1,200 to $1,500 per year for a standard policy, but rates in Sparta can vary based on your homes age, construction type, and proximity to fire stations. Higher coverage limits or added endorsements for flood or earthquake protection increase the premium. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in Sparta do?
A home insurance agent in Sparta helps you compare policies from different carriers, explains coverage limits and deductibles, and ensures you meet any lender requirements. They also advise on additional coverages like flood insurance for properties near Lake Mohawk.
Is homeowners insurance required by law in New Jersey?
New Jersey state law does not require homeowners insurance. However, if you have a mortgage, your lender will require a policy that covers the loan amount. Agents can help you find a policy that satisfies lender requirements.
How do I choose a home insurance agent in Sparta New Jersey?
Look for an agent licensed in New Jersey with experience handling homes in Sussex County. Check reviews and ask about their process for claims assistance. You can also verify an agents license through the New Jersey Department of Banking and Insurance.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Jersey.