The top-rated home insurance agent in Summit, New Jersey is Glisel Jimenez - State Farm Insurance Agent, rated 4.9 stars across 110 reviews. Other highly rated options include Glenn Potolsky: Allstate Insurance, Richard Fernandez - State Farm Insurance Agent, Hector Lugo Agency. This directory lists 13 home insurance agents serving Summit.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Glisel Jimenez - State Farm Insurance Agent | 26 Morris Ave | (908) 277-4099 |
| 2 | Glenn Potolsky: Allstate Insurance | 42 Maple St Ste 3 | (908) 502-5500 |
| 3 | Richard Fernandez - State Farm Insurance Agent | 469 Morris Ave | (908) 522-8330 |
| 4 | Hector Lugo Agency | 24 Beechwood Rd Ste 222 | (908) 527-1700 |
| 5 | Clyde Paul Insurance Agency | 47 Maple St #301 | (201) 991-7598 |
| 6 | Elite Insurance New Jersey | 816 Old Springfield Ave | (732) 426-3464 |
| 7 | My Insurance | 429 Springfield Ave | (551) 223-1505 |
| 8 | Best Insurance Service Summit | 521 Morris Ave | (908) 340-6343 |
| 9 | Sun Light Insurance | 3 Chapel St | (908) 340-6742 |
| 10 | Joseph Chiarello & Co., Inc./Firearms Business Insurance Program | 291 Morris Ave | (800) 526-2199 |
Glisel Jimenez - State Farm Insurance Agent serves homeowners in Summit, New Jersey and surrounding Union County communities, offering personalized home insurance policies that protect against common risks like fire, theft, and weather damage. The agency helps local residents evaluate their coverage needs and find appropriate liability limits for their properties. Specific services handled in this area include dwelling coverage for single-family homes and separate policies for condominium units.
Glenn Potolsky: Allstate Insurance provides homeowners insurance coverage for properties in Summit, New Jersey, and the surrounding area. Its standard service plans include policy reviews to help adjust coverage levels as property values or personal circumstances change. The agency also assists clients with claims filing support and offers guidance on liability protection and loss prevention measures for homeowners. It services single-family homes, apartments, retail spaces, and restaurants.
Richard Fernandez - State Farm Insurance Agent serves homeowners, renters, and property managers in Summit, New Jersey, helping them secure coverage for single-family homes, condominiums, and rental properties. The agency provides personalized protection plans tailored to local risks such as seasonal weather and property value fluctuations. It assists clients in choosing appropriate deductibles and liability limits. Services extend into neighboring Millburn, offering residents there the same guidance on safeguarding their real estate investments.
Hector Lugo Agency serves Summit, New Jersey, and the surrounding communities with home insurance coverage. The agency handles policies for single-family homes, condominiums, and rental properties, helping clients protect their dwellings and personal belongings. Standard policies include liability protection and coverage for additional living expenses after a covered loss. When working on a typical job, the agency begins by reviewing a client’s property details and insurance needs to recommend appropriate limits and deductible options before finalizing a customized policy.
Providing home insurance coverage in Summit, NJ, Clyde Paul Insurance Agency addresses the difference between a one-time policy for a single property purchase and ongoing protection that adjusts as a homeowner's possessions and liability needs change over time. Each homeowner policy can be tailored to cover the dwelling, personal belongings, and additional living expenses in the event of a covered loss. For claims assistance or simple policy inquiries, service is available on an as-needed basis.
As homeowners in Summit prepare for the changing seasons, they often face the need to update their insurance coverage against potential storms or liability claims. Elite Insurance New Jersey serves the local community by offering home insurance agent services focused on explaining policy options clearly. The agency helps clients compare deductible levels, dwelling limits, and liability protection to match their needs. When you contact them, their process begins with scheduling a thorough inspection of your property and discussing your current coverage situation.
My Insurance works with homeowners in Summit, New Jersey, to arrange coverage that protects their property and personal belongings from common risks such as fire, theft, and weather damage. For added security, the agency helps clients explore specialty endorsements including flood insurance, umbrella liability policies, and coverage for valuable personal items like jewelry or art. In addition to residential clients, the company assists with policies for commercial sectors such as office spaces, warehouses, and food service operations.
Best Insurance Service Summit in Summit, NJ, provides home insurance for residential properties, helping local homeowners protect their dwellings and personal belongings. The agency also offers commercial coverage for small businesses in the surrounding area. Policies are tailored to meet individual needs, with agents simplifying coverage options and explaining common risks. Between annual policy reviews, clients receive guidance for updating their plans, such as after home renovations. The office welcomes follow-up calls for adjusting a policy between regular annual visits to ensure protection remains current.
Sun Light Insurance in Summit, NJ is known for helping local homeowners find appropriate coverage to protect their properties and personal belongings. The company works closely with clients to assess their unique individual needs, offering a range of policies that address hazards common to the area. Its agents guide customers through the complexities of standard and replacement cost policies. For an extra layer of protection, Sun Light Insurance can also add on a personal umbrella liability policy to increase coverage limits significantly.
Joseph Chiarello & Co., Inc./Firearms Business Insurance Program in Summit, NJ, offers specialized insurance solutions tailored to firearms businesses and collectors, alongside its general home insurance agent services for local homeowners. The agency assists clients in assessing property coverage needs, protecting dwellings and personal belongings against common risks. Homeowners in the region often consult the agency particularly before winter, ensuring their policies address potential damage from ice dams or frozen pipes during severe cold spells.
What Does a a Home Insurance Agent in Summit Cost?
Home insurance premiums in Summit, New Jersey typically range from 800 to 2,500 dollars per year for a standard policy. Factors include your homes age, construction type, and proximity to fire stations. New Jersey has a high cost of living and weather risks, which can raise rates. Actual costs vary by individual case. This is general information, not insurance advice.
About home insurance agents in Summit
A home insurance agent in Summit, New Jersey can help you find a policy that meets your needs. New Jersey law requires insurers to offer flood coverage in certain zones, and an agent can explain local options. They also assist with bundling auto and home policies for potential discounts.
Frequently Asked Questions
What does a home insurance agent in Summit do?
A home insurance agent helps you compare policies from different carriers. They explain coverage limits, deductibles, and exclusions. They also assist with filing claims and updating your policy after renovations or major purchases.
Do I need flood insurance for my Summit home?
Flood insurance is required by lenders for homes in high-risk flood zones. Even outside these zones, New Jersey experiences heavy rain and snowmelt. An agent can help you purchase a separate flood policy through the NFIP or a private carrier.
How can a Summit agent help with New Jersey insurance laws?
New Jersey requires insurers to offer personal injury protection and liability coverage. An agent can explain these mandatory coverages and help you choose appropriate limits. They also stay updated on state regulations regarding rate changes and policy cancellations.
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