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HomeHome Insurance AgentsNew Jersey › West Caldwell

Find Home Insurance Agents Near You in West Caldwell, NJ

Browse home insurance agents serving West Caldwell, New Jersey. Updated 2026-07-14.

The top-rated home insurance agent in West Caldwell, New Jersey is Schumacher Insurance Agency, rated 4.9 stars across 382 reviews. Other highly rated options include Jesse M. Branson: Allstate Insurance, Fallivene Agency, Inc. Real Estate, John Urchak - State Farm Insurance Agent. This directory lists 10 home insurance agents serving West Caldwell.

Showing 10 home insurance agents in West Caldwell, NJListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Schumacher Insurance Agency551 Passaic Ave(973) 237-1000
2Jesse M. Branson: Allstate Insurance603 Bloomfield Ave(973) 228-3100
3Fallivene Agency, Inc. Real Estate1011 Bloomfield Ave #1A(973) 882-1117
4John Urchak - State Farm Insurance Agent616 Bloomfield Ave APT 2A(973) 226-0666
5Nicole Nickerson - State Farm Insurance Agent1010 Bloomfield Ave(973) 521-7150
6Goosehead Insurance - Jesse Branson Jr.603 Bloomfield Ave Suite 2(973) 435-2509
7Fallivene Agency Inc., Insurance Division1025 Bloomfield Ave STE 1B(973) 882-5577
8MDB Agency Inc185 Fairfield Ave # 1D(973) 287-6105
9Elite Financial Services1120 Bloomfield Ave(973) 226-2799
10Raymond G. McCarthy & Company185 Fairfield Ave Suite 1-C(973) 228-4141
SI
551 Passaic Ave
Schumacher Insurance Agency
Home Insurance Agent · West Caldwell, NJ

Schumacher Insurance Agency serves the greater West Caldwell area and Essex County as a home insurance agent. It helps local homeowners select policies that safeguard their property and personal belongings against common regional risks. The agency works with clients to customize coverage limits and deductibles, ensuring adequate protection for single-family homes and condominiums. Home inventory assistance is available for policyholders. The company also handles personal liability coverage and loss of use endorsements for those who need to temporarily relocate after a covered incident.

JM
603 Bloomfield Ave
Jesse M. Branson: Allstate Insurance
Home Insurance Agent · West Caldwell, NJ

As a local home insurance agent serving West Caldwell, New Jersey, Jesse M. Branson: Allstate Insurance provides coverage options designed to protect residential and commercial structures. Policies typically include liability protection and coverage for the building’s physical structure and contents, with personalized consultation to review individual needs. Standard maintenance recommendations are often discussed during policy renewals to help clients manage risk. The agency services single‑family homes, apartments, retail spaces, and restaurants in the surrounding area, ensuring each property type is matched with appropriate coverage limits.

FA
1011 Bloomfield Ave #1A
Fallivene Agency, Inc. Real Estate
Home Insurance Agent · West Caldwell, NJ

Fallivene Agency, Inc. Real Estate serves homeowners and property managers in West Caldwell, New Jersey, by connecting them with comprehensive home insurance policies. The agency assists clients in securing coverage that protects residential structures and personal belongings from common regional risks such as storms and fire damage. Working with multiple carriers, it helps customers compare options to find suitable plans for their budgets. Its coverage services also extend to neighboring communities throughout Essex County and the greater Newark metro area.

JU
616 Bloomfield Ave APT 2A
John Urchak - State Farm Insurance Agent
Home Insurance Agent · West Caldwell, NJ

When selecting coverage, homeowners choose between one-time insurance policies for a single property or recurring plans that renew to protect their home and possessions annually. John Urchak - State Farm Insurance Agent in West Caldwell, NJ, assists with these decisions, offering policies that safeguard against common local risks like fire, theft, and weather damage. They help clients understand deductibles and liability options to tailor protection accordingly. Service typically runs on an as-needed basis for policy inquiries and annual renewal updates.

NN
1010 Bloomfield Ave
Nicole Nickerson - State Farm Insurance Agent
Home Insurance Agent · West Caldwell, NJ

Nicole Nickerson - State Farm Insurance Agent serves West Caldwell, New Jersey, and the surrounding communities in Essex County. It handles home insurance policies designed to protect single-family residences and condominiums from common risks like fire, theft, and weather damage. The agency assists local homeowners in reviewing their coverage needs and deductible options. It answers client questions about policy endorsements and storm-related claims procedures. For a typical job, the agent asks about the property’s age and construction materials before recommending appropriate liability limits and personal property coverage.

GI
603 Bloomfield Ave Suite 2
Goosehead Insurance - Jesse Branson Jr.
Home Insurance Agent · West Caldwell, NJ

Serving homeowners in West Caldwell, NJ, Goosehead Insurance - Jesse Branson Jr. offers personalized home insurance policies that safeguard dwellings, personal belongings, and liability. As a local home insurance agent, it also provides guidance on coverage options and helps clients tailor plans to their individual property needs and budgets. For those facing seasonal challenges such as snow and ice damage from winter storms in the area, the agency assists in reviewing policies to ensure proper protection against costly roof leaks and frozen pipe bursts.

FA
1025 Bloomfield Ave STE 1B
Fallivene Agency Inc., Insurance Division
Home Insurance Agent · West Caldwell, NJ

As winter storms approach the West Caldwell area, Fallivene Agency Inc., Insurance Division helps homeowners secure adequate coverage against potential roof and water damage. Serving as a home insurance agent, the company reviews existing policies to identify gaps in protection for local property values and rebuilding costs. Their process includes explaining dwelling limits and liability options tailored to individual needs. An initial consultation or property inspection is scheduled to verify the home’s condition and recommend appropriate policy adjustments before the next seasonal change.

MA
185 Fairfield Ave # 1D
MDB Agency Inc
Home Insurance Agent · West Caldwell, NJ

MDB Agency Inc provides comprehensive home insurance guidance to residents of West Caldwell, New Jersey, assisting property owners in securing coverage for dwellings, personal belongings, and liability protection. The agency specializes in add-ons, including flood and earthquake endorsements, as well as scheduled personal property coverage for valuables like jewelry and art. Services extend to various commercial sectors, including offices, warehouses, and food service establishments, offering tailored policies for their unique operational exposures.

EF
1120 Bloomfield Ave
Elite Financial Services
Home Insurance Agent · West Caldwell, NJ

Elite Financial Services provides residential home insurance coverage to property owners and renters in West Caldwell, New Jersey. The agency also assists local businesses with commercial insurance policies tailored to their operational needs. Serving clients throughout the greater Essex County area, the team works to match individual coverage requirements with appropriate insurer options. They offer guidance on policy updates and claims processes to ensure continued protection between regular property inspections or annual policy reviews.

RG
185 Fairfield Ave Suite 1-C
Raymond G. McCarthy & Company
Home Insurance Agent · West Caldwell, NJ

Raymond G. McCarthy & Company operates as a home insurance agent in West Caldwell, New Jersey, recognized for helping local homeowners customize their coverage to match specific property needs. The agency serves a broad range of clients, from owners of single-family houses to those with multi-unit dwellings. It works with multiple carriers to compare policies for structure, personal property, and liability protection. Flood insurance is also a specialty add-on it can arrange for homes in flood-prone zones.

What Does a a Home Insurance Agent in West Caldwell Cost?

The cost of home insurance in West Caldwell varies based on the homes value, location, and coverage limits. In New Jersey, the average annual premium for homeowners insurance is around 1,200 to 1,500 dollars, but rates can be higher for older homes or properties near flood zones. Agents can provide quotes from multiple carriers to help you find a competitive rate. This is general information and not insurance advice.

About home insurance agents in West Caldwell

Home insurance agents in West Caldwell, New Jersey help homeowners find coverage that meets state requirements. New Jersey law mandates that standard fire insurance policies include coverage for perils like fire and lightning. Agents can also guide you on flood insurance, which is often required for homes in flood zones near the Passaic River.

Frequently Asked Questions

What does a home insurance agent in West Caldwell do?

A home insurance agent helps you compare policies from different carriers to find coverage that fits your needs. They explain New Jersey specific requirements, such as the standard fire policy and optional endorsements for wind or hail. They also assist with claims and policy changes.

Is flood insurance required for homes in West Caldwell?

Flood insurance is not required by New Jersey state law for all homes. However, if your property is in a Special Flood Hazard Area designated by FEMA, your mortgage lender will likely require it. An agent can help you purchase a policy through the National Flood Insurance Program.

How do I choose a home insurance agent in West Caldwell?

Look for an agent who is licensed in New Jersey and has experience with local risks like winter storms and flooding. Ask about their carrier options and whether they offer personalized service. You can verify an agents license through the New Jersey Department of Banking and Insurance.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each home insurance agent's credentials and current standing with your state Department of Insurance.