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Find Home Insurance Agents Near You in Johnston, RI

Browse home insurance agents serving Johnston, Rhode Island. Updated 2026-07-14.

The top-rated home insurance agent in Johnston, Rhode Island is Jose Espejo: Allstate Insurance, rated 5.0 stars across 254 reviews. Other highly rated options include Expert Insurance, Narragansett Bay Insurance Company, Graham Insurance Inc. - Vincent S Podmaska - Nationwide Insurance. This directory lists 11 home insurance agents serving Johnston.

Showing 11 home insurance agents in Johnston, RIListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Jose Espejo: Allstate Insurance1318 Plainfield St(401) 831-2099
2Expert Insurance1705 Hartford Ave(401) 709-7720
3Narragansett Bay Insurance Company1301 Atwood Ave #102W(401) 725-5600
4Graham Insurance Inc. - Vincent S Podmaska - Nationwide Insurance1465 Atwood Ave(401) 273-8700
5Tax Insurance Solutions1215 Plainfield St(401) 944-1512
6Smyth Business Solutions1665 Hartford Ave(401) 227-9256
7Kelvin Taveras: Allstate Insurance1318 Plainfield St(401) 824-7813
8Cesar Loaiza: Allstate Insurance653 Killingly St(401) 942-0500
9Capital Insurance Group454 George Waterman Rd(401) 349-5757
10Allstate Insurance: Sugeidy Mendez58 Greenville Ave(401) 324-0653
JE
1318 Plainfield St
Jose Espejo: Allstate Insurance
Home Insurance Agent · Johnston, RI

Jose Espejo: Allstate Insurance serves the Johnston, Rhode Island area as a home insurance agent. It helps local homeowners secure policies that protect their property and personal belongings against common regional risks like storms and burglary. The agency guides clients through evaluating coverage limits tailored to a home’s specific value and location. It routinely handles standard homeowners policies and can also advise on supplemental flood or wind coverage options.

EI
1705 Hartford Ave
Expert Insurance
Home Insurance Agent · Johnston, RI

Expert Insurance serves homeowners and property managers in Johnston, Rhode Island, helping them secure coverage for their residences. The agency works with clients to assess their specific insurance needs and find policies that protect against common regional risks, including storm damage and liability claims. Their team provides guidance on deductible options and coverage limits throughout the process. Operating from Johnston, Expert Insurance also extends its services to the neighboring communities in Providence County and the greater Providence metro area.

NB
1301 Atwood Ave #102W
Narragansett Bay Insurance Company
Home Insurance Agent · Johnston, RI

Narragansett Bay Insurance Company in Johnston, RI, provides a range of services including standard homeowners coverage, liability protection, and comprehensive policy options tailored to local needs. It offers personalized service plans that help policyholders adjust deductibles and explore protective endorsements for their properties. The agency regularly reviews coverage to match changing home values and regional weather risks across Rhode Island. Its services extend to single-family homes, apartments, retail businesses, and restaurants seeking reliable insurance solutions.

GI
1465 Atwood Ave
Graham Insurance Inc. - Vincent S Podmaska - Nationwide Insurance
Home Insurance Agent · Johnston, RI

Serving Johnston, Rhode Island, and the surrounding communities, Graham Insurance Inc. - Vincent S Podmaska - Nationwide Insurance provides home insurance agency services. The company helps clients secure coverage for their homes and personal property. To handle a typical job, an agent from the firm begins by assessing the specific features of a client’s home and discussing relevant policy options to build an appropriate insurance plan.

TI
1215 Plainfield St
Tax Insurance Solutions
Home Insurance Agent · Johnston, RI

Some home insurance needs are addressed with a one-time policy purchase, while others require periodic reviews as coverage renews annually. Tax Insurance Solutions in Johnston, RI, assists homeowners in selecting dwelling, liability, and personal property protection that fits their circumstances. They also guide clients through available discounts and deductible choices to align coverage with individual risk tolerance and budget. Their services are generally provided on an as-needed basis when a homeowner requires a new policy or an update to an existing plan.

SB
1665 Hartford Ave
Smyth Business Solutions
Home Insurance Agent · Johnston, RI

Smyth Business Solutions specializes in helping homeowners in Johnston, Rhode Island secure appropriate dwelling coverage tailored to their property's rebuild value. The agency also guides clients through the standard process of comparing policies for personal liability protection and replacement cost on personal belongings. Its representatives clarify essential terms like deductibles and actual cash value during routine consultations. Ahead of the winter season, the company proactively assists policyholders in reviewing their coverage for potential damage from ice dams and frozen pipes that threaten local homes.

KT
1318 Plainfield St
Kelvin Taveras: Allstate Insurance
Home Insurance Agent · Johnston, RI

Located in Johnston, Rhode Island, this agency assists local homeowners in securing appropriate coverage for their properties. It specializes in adding tailored endorsements for valuable personal items and liability protection. The agency also offers guidance on policy adjustments following renovations or major purchases. Its consultations help clients understand deductibles and replacement cost options. Commercial services are available for small businesses, including coverage for local offices, warehouses, and food service operations.

CL
653 Killingly St
Cesar Loaiza: Allstate Insurance
Home Insurance Agent · Johnston, RI

Homeowners in Johnston, RI, often review their policies after a winter storm or the spring thaw, and Cesar Loaiza: Allstate Insurance provides clear coverage comparisons for those situations. As a local home insurance agent, the office helps customers understand dwelling protection and liability options that match typical neighborhood risks in the area. The service includes a detailed review of the current policy followed by a walk-through assessment of the home’s structure to identify value and safety factors. A thorough initial inspection is scheduled to finalize the recommended coverage plan.

CI
454 George Waterman Rd
Capital Insurance Group
Home Insurance Agent · Johnston, RI

Capital Insurance Group in Johnston, RI, is known for connecting homeowners with personalized property insurance policies from multiple carriers. Its service range includes coverage for single-family homes, rental properties, and condo units, adapting limits to local rebuilding costs and personal asset protection needs. The agency also helps clients structure replacement cost endorsements for major systems and contents. A specialty service it can add on is scheduled personal property coverage for fine art, jewelry, or collectibles.

AI
58 Greenville Ave
Allstate Insurance: Sugeidy Mendez
Home Insurance Agent · Johnston, RI
PM
301 Atwood Ave
Pawtucket Mutual Insurance Co
Home Insurance Agent · Johnston, RI
(401) 725-5600
nbic.com

What Does a a Home Insurance Agent in Johnston Cost?

Home insurance costs in Rhode Island vary by location, home value, and coverage level. In Johnston, average annual premiums typically range from 800 to 1,500 dollars for standard policies. Factors like proximity to the coast, age of the home, and claims history affect your rate. This is general information and not insurance advice.

About home insurance agents in Johnston

Home insurance agents in Johnston, Rhode Island help residents find coverage that meets state requirements and protects their property. Rhode Island law does not mandate home insurance, but mortgage lenders typically require it. Agents can explain local risks like coastal storms and snow damage, and help you choose a policy that fits your needs.

Frequently Asked Questions

What does a home insurance agent in Johnston do?

A home insurance agent helps you compare policies from different insurers, explains coverage options, and assists with filing claims. They can also advise on Rhode Island specific risks such as flooding or wind damage.

Do I need home insurance in Rhode Island?

Rhode Island does not legally require home insurance. However, if you have a mortgage, your lender will require it. Even without a mortgage, insurance protects your home and belongings from unexpected events.

How do I choose a home insurance agent in Johnston?

Look for an agent licensed in Rhode Island with experience in local risks. Ask about their knowledge of flood zones, coastal coverage, and snow damage. Check their reviews and compare quotes from multiple agents.

Home Insurance Agents in Other Rhode Island Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each home insurance agent's credentials and current standing with your state Department of Insurance.