The top-rated home insurance agent in Warwick, Rhode Island is Bankers Life, rated 4.9 stars across 132 reviews. Other highly rated options include Brook Insurance Associates LLC, Mark Nickerson - GEICO Insurance Agent, Graham Insurance, Inc - Patricia M Smith - Nationwide Insurance. This directory lists 16 home insurance agents serving Warwick.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Bankers Life | 475 Kilvert St Ste 210 | (401) 732-5213 |
| 2 | Brook Insurance Associates LLC | 1935 Elmwood Ave | (401) 381-1350 |
| 3 | Mark Nickerson - GEICO Insurance Agent | 80 Lambert Lind Hwy | (401) 244-9044 |
| 4 | Graham Insurance, Inc - Patricia M Smith - Nationwide Insurance | 108 Airport Rd | (401) 739-8686 |
| 5 | McLane Insurance Agency | 2914 Post Rd #6 | (401) 773-7892 |
| 6 | DeGiulio Insurance Group, LLC | 3590 W Shore Rd | (401) 921-5690 |
| 7 | Ronald Newman Jr: Allstate Insurance | 873 Warwick Ave | (401) 781-5335 |
| 8 | Providence Mutual Fire Insurance Co | 340 East Ave | (877) 763-1800 |
| 9 | Keith Cloutier: Allstate Insurance | 740 Greenwich Ave | (401) 732-6422 |
| 10 | Annarummo & Associates Insurance Agency | 808 Main Ave | (401) 732-2878 |
Bankers Life provides home insurance services in Warwick, Rhode Island, assisting clients with policy selection tailored to their specific coverage needs. The agency helps customers review existing plans and explore options for protecting their property and belongings. Its team guides clients through the process of understanding deductibles and claim procedures. Bankers Life offers support for maintaining adequate coverage as circumstances change over time. The company services single-family homes, apartments, retail spaces, and restaurants in the local area.
Brook Insurance Associates LLC serves the Warwick, Rhode Island area and its surrounding communities. It handles coverage for local homeowners, protecting against common regional risks such as storms and liability. The agency works to understand each property’s unique exposure. To handle a typical job, it begins by reviewing the client’s present policy and suggesting tailored adjustments to fill any clear gaps.
Mark Nickerson - GEICO Insurance Agent serves the Warwick, Rhode Island area as a local home insurance agent. The agency helps homeowners by explaining policy options and helping them navigate coverage choices. Working with a large national carrier, it offers policies that can help protect a home and personal belongings against common local risks like storms or fire. Customizing a deductible or adding protection for high-value items are examples of the specific services it handles in this area.
Graham Insurance, Inc - Patricia M Smith - Nationwide Insurance in Warwick, RI, helps customers distinguish between the one-time purchase of a standard homeowners policy and the ongoing service of annual policy reviews and claims support. Their agents guide clients through coverage options for dwelling protection, personal property, and liability against local risks like storms or fire. Service runs on both a scheduled basis for annual renewal discussions and an as-needed basis for policy changes or claims filing.
As a home insurance agent in Warwick, RI, McLane Insurance Agency specializes in helping clients compare property coverage and select appropriate policy limits. The agency serves homeowners seeking protection for single-family houses, condominiums, and rental properties throughout the local area. This involves explaining common policy features like dwelling coverage and personal liability. In advance of Rhode Island’s coastal storm season, the agency assists residents in reviewing wind and flood insurance options to ensure their homes remain fully protected against potential hurricane damage.
As winter storms arrive in Rhode Island, homeowners in Warwick face risks from ice dams and wind damage. DeGiulio Insurance Group, LLC provides home insurance agent services tailored to these seasonal exposures. The company helps clients understand policy options for coastal storms and frozen pipes common to the area. Each consultation focuses on matching coverage limits with the specific replacement costs of a local property. An initial assessment typically begins with a review of the home’s age, roofing, and flood zone.
Ronald Newman Jr: Allstate Insurance in Warwick, RI helps local homeowners protect their properties with standard dwelling and liability policies. The agency can tailor coverage to address regional weather concerns and include add-ons such as identity theft protection or scheduled personal property endorsements. It assists clients with policy reviews to ensure adequate coverage. The agency can serve a range of commercial sectors, including offices, warehouses, and food service establishments requiring business insurance.
Providence Mutual Fire Insurance Co serves homeowners and property managers in the Warwick, Rhode Island area with comprehensive home insurance policies. As a standard home insurance agency, it helps clients protect their residential properties against common risks such as fire, theft, and weather-related damage. The agency works with individuals to select appropriate coverage limits and policy options that meet local requirements. Its office location provides convenient access for residents throughout Kent County. Coverage also extends to neighboring communities like Cranston and the greater Providence metropolitan region.
Keith Cloutier: Allstate Insurance serves as a knowledgeable home insurance agent in Warwick, RI. The agency helps local homeowners navigate coverage options that protect against common regional risks like storm damage and liability. It guides clients in structuring policies to replace a house and safeguard personal belongings. The company also assists customers in evaluating standard homeowners plans versus more tailored solutions for condos or rental properties. As a specialty service, it can add flood insurance to an existing home policy to address a critical gap in standard coverage.
What Does a a Home Insurance Agent in Warwick Cost?
The average cost of home insurance in Rhode Island is about $1,200 to $1,800 per year for a typical single-family home. In Warwick, rates may be higher due to coastal exposure and wind risk. Factors like home age, construction type, and claims history also affect premiums. This is general information and not insurance advice.
About home insurance agents in Warwick
Home insurance agents in Warwick Rhode Island help homeowners find coverage that meets state requirements and protects against local risks like coastal storms and nor'easters. Rhode Island law does not mandate home insurance but mortgage lenders typically require it. Agents can explain how Rhode Island's windstorm pool and flood insurance options apply to Warwick properties near Narragansett Bay.
Frequently Asked Questions
What does a home insurance agent in Warwick Rhode Island do?
A home insurance agent helps you compare policies from different carriers to find coverage for your home. They explain policy details such as dwelling limits, personal property coverage, and liability protection. Agents also assist with claims and policy changes after a purchase.
Do I need flood insurance for my home in Warwick Rhode Island?
Flood insurance is not required by Rhode Island law but is often required by mortgage lenders for homes in flood zones. Warwick has areas near the coast and rivers that are at risk for flooding. A local agent can help you obtain a policy through the National Flood Insurance Program or a private carrier.
How do Rhode Island windstorm policies affect home insurance in Warwick?
Rhode Island has a windstorm pool for homeowners who cannot get wind coverage in the private market. This pool covers damage from hurricanes and severe storms. An agent can explain if your home qualifies for the pool or if a standard policy includes wind coverage.
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