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HomeHome Insurance AgentsRhode Island › Providence

Find Home Insurance Agents Near You in Providence, RI

Browse home insurance agents serving Providence, Rhode Island. Updated 2026-07-14.

The top-rated home insurance agent in Providence, Rhode Island is Cross Insurance, rated 4.9 stars across 898 reviews. Other highly rated options include Podmaska Insurance Agency Inc, Marnette Bromberg: Allstate Insurance, Wilson Insurance Agency. This directory lists 12 home insurance agents serving Providence.

Showing 12 home insurance agents in Providence, RIListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Cross Insurance291 Promenade St(401) 431-9200
2Podmaska Insurance Agency Inc1309 Chalkstone Ave(401) 272-5444
3Marnette Bromberg: Allstate Insurance2 Richmond Square Ste 203(401) 270-3042
4Wilson Insurance Agency723 Atwells Ave(401) 453-6659
5Insurance Leader1237 Elmwood Ave(401) 781-1810
6Guzman Insurance Group, LLC: Allstate Insurance1214 Broad St Lowr Level(401) 785-0806
7ONE STOP INSURANCE AGENCY858 Broad St(401) 785-3339
8World Insurance Associates LLC477 Elmwood Ave(401) 572-3303
9Farmington Insurance Agency24 Farmington Ave(401) 944-2230
10Lefebvre Insurance Agency, Inc.839 N Main St(401) 273-0022
CI
291 Promenade St
Cross Insurance
Home Insurance Agent · Providence, RI

Cross Insurance serves the Providence, Rhode Island metro area as a home insurance agent. It helps homeowners secure coverage for their dwellings and personal property. The agency works with clients to understand typical regional risks such as nor'easter storms and coastal flooding. Policies can be tailored to protect a home’s structure while also covering liability for accidents on the property. Cross Insurance assists with customizing standard homeowners policies, including arranging additional protection for valuable personal items like jewelry or art.

PI
1309 Chalkstone Ave
Podmaska Insurance Agency Inc
Home Insurance Agent · Providence, RI

Podmaska Insurance Agency Inc provides a range of home insurance services for clients throughout Providence, RI, including policy assessments and coverage adjustments. It offers regular policy reviews to ensure plans align with changing property values and personal circumstances. The agency also assists with documentation and filing processes for claims as needed. It services single-family homes, apartments, retail spaces, and restaurants.

MB
2 Richmond Square Ste 203
Marnette Bromberg: Allstate Insurance
Home Insurance Agent · Providence, RI

Marnette Bromberg: Allstate Insurance serves homeowners in Providence, Rhode Island, offering protection for their properties and personal belongings against common risks like fire, theft, and weather damage. Policyholders can customize their coverage to match their individual needs and budget. The agency also assists with protecting personal liability, ensuring financial security for families. In addition to serving Providence residents, this home insurance agent also covers the neighboring community of Cranston.

WI
723 Atwells Ave
Wilson Insurance Agency
Home Insurance Agent · Providence, RI

Wilson Insurance Agency serves homeowners in Providence, Rhode Island, and the surrounding communities throughout Providence County. The agency handles a full range of home insurance products, including coverage for single-family homes, condominiums, and rental properties. It works with clients to explain policy details, such as dwelling protection and personal liability limits. To handle a typical job, the agency first reviews the property’s value and specific risks with the homeowner, then compares quotes from multiple carriers to recommend an appropriate level of coverage.

IL
1237 Elmwood Ave
Insurance Leader
Home Insurance Agent · Providence, RI

When selecting a home insurance agent, clients can choose between one-time policy purchases or ongoing service for renewals and adjustments. As a Providence-based provider, Insurance Leader offers guidance on policies that protect homes and belongings in this region. Coverage options typically address dwelling protection, liability, and additional living expenses during claims. Service for Insurance Leader runs on a scheduled basis, allowing clients to review coverage at regular intervals.

GI
1214 Broad St Lowr Level
Guzman Insurance Group, LLC: Allstate Insurance
Home Insurance Agent · Providence, RI

Guzman Insurance Group, LLC: Allstate Insurance specializes in crafting home insurance policies that address the unique risks of Providence properties, from historic single-family homes to new condominiums. Its general service work includes advising clients on standard coverage options and policy updates. As a local agency, it routinely helps homeowners evaluate their plans to ensure proper protection. With New England’s coastal storms and winter ice damage posing persistent threats, the agency frequently reviews policies to address potential flooding and freeze-related claims before severe weather arrives.

OS
858 Broad St
ONE STOP INSURANCE AGENCY
Home Insurance Agent · Providence, RI

As winter storms and seasonal humidity test Providence homes against wind and moisture, ONE STOP INSURANCE AGENCY reviews local property coverage to address shift damage and plumbing failures. This home insurance agent works with homeowners to adjust policies reflecting current rebuilding costs in the Rhode Island area, ensuring dwelling limits keep pace with construction markets. The process begins with a walk-through inspection of the property to photograph exterior and interior conditions, assess roof age, and document any existing wear before finalizing a policy structure.

WI
477 Elmwood Ave
World Insurance Associates LLC
Home Insurance Agent · Providence, RI

World Insurance Associates LLC in Providence, RI provides property coverage to protect homeowners from common perils such as fire, theft, and weather damage. They additionally can arrange specialty add-ons like flood insurance or liability protection for personal assets. Their services are available for offices, warehouses, and food service operations requiring tailored coverage for commercial property and business contents.

FI
24 Farmington Ave
Farmington Insurance Agency
Home Insurance Agent · Providence, RI

Farmington Insurance Agency in Providence, Rhode Island, is known for providing homeowners with tailored coverage options that address local weather risks. The agency serves homeowners across the city, helping them protect their properties and personal belongings through standard policies. As a home insurance agent, Farmington works with regional carriers familiar with the area. Homeowners can rely on the agency to clarify coverage limits and deductibles. Farmington also specializes in arranging additional flood insurance for homes in designated flood zones.

LI
839 N Main St
Lefebvre Insurance Agency, Inc.
Home Insurance Agent · Providence, RI
TI
1165 Elmwood Ave
Taveras Insurance Group Inc.
Home Insurance Agent · Providence, RI
(401) 781-4481
taverasinsgroup.com
PR
36 Exchange Ter
Pro Rhode Island Insurance Co
Home Insurance Agent · Providence, RI
(401) 424-4690

What Does a a Home Insurance Agent in Providence Cost?

The average annual home insurance premium in Rhode Island is around $1,200 to $1,500 for a standard policy. In Providence, rates can be higher for older homes or properties near the waterfront. Actual costs vary based on coverage limits, deductibles, and individual risk factors. This is general information and not insurance advice.

About home insurance agents in Providence

Home insurance agents in Providence help you find coverage for your house and belongings. Rhode Island law does not require homeowners insurance, but mortgage lenders usually do. Agents can explain local risks like coastal storms and older home wiring issues.

Frequently Asked Questions

What does a home insurance agent in Providence do?

A home insurance agent helps you compare policies from different companies. They explain coverage limits, deductibles, and exclusions. They also assist with claims and policy changes.

Is home insurance required in Rhode Island?

Rhode Island state law does not require homeowners insurance. However, most mortgage lenders require it to protect their investment. An agent can help you meet lender requirements.

What factors affect home insurance cost in Providence?

Costs depend on your homes age, location, and construction type. Proximity to the coast and the homes electrical or plumbing systems also matter. Your claims history and credit score can affect rates too.

Home Insurance Agents in Other Rhode Island Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each home insurance agent's credentials and current standing with your state Department of Insurance.