The top-rated home insurance agent in North Kingstown, Rhode Island is Mary Lippe: Allstate Insurance, rated 4.8 stars across 34 reviews. Other highly rated options include North Kingstown Insurance, LENNON INSURANCE AGENCY LLC, Cathleen Harrison: Allstate Insurance. This directory lists 10 home insurance agents serving North Kingstown.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Mary Lippe: Allstate Insurance | 6828 Post Rd | (401) 885-6110 |
| 2 | North Kingstown Insurance | 6480 Post Rd #2 | (401) 337-7023 |
| 3 | LENNON INSURANCE AGENCY LLC | 7444 Post Rd | (401) 783-1816 |
| 4 | Cathleen Harrison: Allstate Insurance | 685 Boston Neck Rd | (401) 725-8150 |
| 5 | Amwins Group Benefits. LLC. | 50 Whitecap Dr | (800) 242-1991 |
| 6 | Wickford Insurance Inc | 1130 Ten Rod Rd | — |
| 7 | Sangster Insurance | 70 Romano Vineyard Way | (401) 295-2200 |
| 8 | Axia Insurance Services | 420 Scrabbletown Rd Suite C | (401) 268-3060 |
| 9 | Nationwide Insurance: Mark J Graham | 650 Ten Rod Rd | (401) 295-9100 |
| 10 | Kevin Mccarthy - Aflac Insurance Agent | 197 Lang Dr | (401) 965-4951 |
What Does a a Home Insurance Agent in North Kingstown Cost?
The average cost of home insurance in Rhode Island is about 1,200 to 1,500 dollars per year for a standard policy. In North Kingstown, rates can be higher due to coastal risks and windstorm exposure. Actual costs depend on your homes value, age, location, and chosen deductibles. This is general information and not insurance advice.
About home insurance agents in North Kingstown
Home insurance agents in North Kingstown, Rhode Island help you find coverage for your coastal property. Rhode Island law requires insurers to offer windstorm coverage, which is important for homes near Narragansett Bay. An agent can explain how local flood risks and seasonal storms affect your policy needs.
Frequently Asked Questions
What does a home insurance agent in North Kingstown do?
A home insurance agent helps you compare policies from different companies. They explain coverage options like dwelling protection and personal liability. They also guide you on Rhode Island specific requirements such as windstorm deductibles.
How do I choose a home insurance agent in North Kingstown?
Look for an agent licensed in Rhode Island with experience in coastal properties. Ask about their knowledge of local flood zones and windstorm coverage. Check their reviews and confirm they represent multiple insurance companies.
What coverage is required for homes in North Kingstown Rhode Island?
Rhode Island does not require homeowners insurance by law, but mortgage lenders usually do. Standard policies cover fire, theft, and liability. For coastal areas, you may need separate windstorm or flood coverage.
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