The top-rated home insurance agent in Myrtle Beach, South Carolina is Bob Hohman - State Farm Insurance Agent, rated 5.0 stars across 1,058 reviews. Other highly rated options include Massey Insurance, Jay Jefferson - State Farm Insurance Agent, Davis Insurance Associates, Inc.. This directory lists 26 home insurance agents serving Myrtle Beach.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Bob Hohman - State Farm Insurance Agent | 3850 S Kings Hwy | (843) 839-3237 |
| 2 | Massey Insurance | 4270 River Oaks Dr Suite 1 | (843) 444-5602 |
| 3 | Jay Jefferson - State Farm Insurance Agent | 166 Co-Op Rd | (843) 650-4433 |
| 4 | Davis Insurance Associates, Inc. | 1203 48th Ave N Suite 109 | (843) 213-0000 |
| 5 | Kelly O'Brien - State Farm Insurance Agent | 854 Jason Blvd Unit F | (843) 839-3898 |
| 6 | Acceptance Insurance | 4503 Socastee Blvd B | (843) 306-4214 |
| 7 | Beach Insurance | 3700 Palmetto Pointe Blvd Ste 2 | (843) 626-9244 |
| 8 | Integrated Insurance Solutions | 4757 US Highway 17 Bypass South | (843) 444-1155 |
| 9 | Kevin McGuigan - GEICO Insurance Agent | 3068 Dick Pond Rd | (843) 691-6047 |
| 10 | We Insure Advocates | 186 Fresh Dr | (843) 491-6990 |
Bob Hohman - State Farm Insurance Agent serves the Myrtle Beach, South Carolina area, providing home insurance policies to local homeowners. The agency helps clients protect their residential properties and personal belongings against common risks such as fire, theft, and weather-related damage in this coastal region. They work with individuals to evaluate coverage options tailored to their specific housing needs, including structures and liability protection. The office also addresses additional policies like flood insurance and personal property endorsements for those living near the Grand Strand.
Massey Insurance provides a complete range of home insurance agent services for property owners throughout Myrtle Beach, SC. It offers standard homeowners policies as well as specialized endorsements for flood and wind damage coverage. Service and maintenance plans are available to help policyholders review their coverage annually and adjust limits after renovations. The agency also assists with claims filing and policy updates. Massey Insurance services single-family homes, apartments, retail storefronts, and local restaurants.
Homeowners, property managers, and landlords in Myrtle Beach come to Jay Jefferson - State Farm Insurance Agent for home insurance solutions tailored to their specific needs. The agency helps clients navigate coverage options that protect dwellings and personal property from the various risks common to coastal areas. Services include policy reviews and personalized recommendations to ensure adequate protection. Customers throughout the Grand Strand area, including Conway and the nearby Carolina Forest community, also benefit from this agency’s accessible insurance guidance.
Davis Insurance Associates, Inc. serves the Myrtle Beach area and the surrounding coastal communities, handling a full range of home insurance needs for local homeowners. The agency specializes in tailoring policies to protect against weather-related risks common in the region, such as wind and flood damage. To manage a typical job, it begins with a thorough review of the homeowner’s property and coverage gaps, then coordinates with multiple carriers to present balanced options that meet specific budget and protection requirements.
Kelly O'Brien’s agency in Myrtle Beach distinguishes between a single home insurance policy, purchased once to cover a property for a full term, and recurring options that require annual or semi-annual premium payments to maintain continuous protection. Their coverage safeguards homeowners against financial losses from wind, fire, theft, or liability claims common to South Carolina’s coastal environment. Service for existing policies and new quotes operates purely on an as-needed basis, set at the client’s request without a fixed schedule.
Acceptance Insurance serves homeowners throughout the Myrtle Beach, South Carolina area, offering standard residential property policies that protect dwellings and personal belongings. The agency also works with local landlords to secure proper coverage for rental properties in this coastal region, where wind and flood risks are common considerations. Policies are tailored to meet the specific needs of each property type. The agent additionally provides home insurance services for clients in the neighboring community of Surfside Beach.
Beach Insurance specializes in homeowners policies that cover both primary residences and vacation properties in coastal areas. The Myrtle Beach, SC agency works with local carriers to match clients with appropriate levels of dwelling coverage and liability protection. It regularly advises policyholders on wind and hail deductibles, which are common in the region. During hurricane season, the agency helps homeowners review their flood insurance needs and update their personal property inventories to account for potential storm damage.
Integrated Insurance Solutions provides coverage for single-family homes and vacation properties in the Myrtle Beach area, adding specialized protection for flood and wind damage common along the Carolina coast. The agency works with multiple carriers to tailor policies for individual needs and budgets, helping customers understand deductibles and liability limits. It can also serve commercial accounts such as small offices, warehouses, and food service businesses.
With hurricane season often bringing heavy rains and wind to Myrtle Beach homeowners, Kevin McGuigan - GEICO Insurance Agent provides home insurance policies designed to protect coastal properties. The agency assists residents in reviewing coverage for wind and flood damage common to the area. After discussing a homeowner’s specific needs, the company arranges a property inspection to assess the home’s condition and recommend appropriate coverage.
What Does a a Home Insurance Agent in Myrtle Beach Cost?
The average annual home insurance premium in South Carolina is around 1,300 dollars but Myrtle Beach coastal properties often cost more. Wind and hail deductibles can increase premiums by 10 to 20 percent depending on the home location and construction. Flood insurance through the NFIP averages 700 to 1,000 dollars per year. Costs vary by home value coverage limits and risk factors. This is general information not insurance advice.
About home insurance agents in Myrtle Beach
Home insurance agents in Myrtle Beach South Carolina help you find coverage that meets state requirements and protects against coastal risks. South Carolina law does not require home insurance but mortgage lenders typically do. Agents can explain wind and hail deductibles and flood insurance options specific to Horry County.
Frequently Asked Questions
What does a home insurance agent in Myrtle Beach do?
A home insurance agent helps you compare policies from different insurers. They explain coverage options like dwelling protection and liability. They also advise on South Carolina specific risks such as hurricane damage and windstorm deductibles.
Is flood insurance required in Myrtle Beach South Carolina?
Flood insurance is not required by state law but is mandatory if your home is in a FEMA flood zone and you have a federally backed mortgage. Many Myrtle Beach homes are in flood zones so an agent can help you find a separate flood policy through the NFIP or private insurers.
How do South Carolina wind and hail deductibles work?
In South Carolina insurers must offer a separate wind and hail deductible for coastal areas like Myrtle Beach. This deductible is usually a percentage of your dwelling coverage such as 2 percent or 5 percent. An agent can explain how this applies to hurricane claims.
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