The top-rated home insurance agent in North Augusta, South Carolina is Liston "Goose" Gainey - State Farm Insurance Agent, rated 5.0 stars across 231 reviews. Other highly rated options include Chad Stalvey - State Farm Insurance Agent, Jonathan Wingard - State Farm Insurance Agent, Austin Taylor Insurance Agency. This directory lists 19 home insurance agents serving North Augusta.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Liston "Goose" Gainey - State Farm Insurance Agent | 132 Kerr St # 120 | (803) 279-0266 |
| 2 | Chad Stalvey - State Farm Insurance Agent | 1219 West Ave | (803) 279-4921 |
| 3 | Jonathan Wingard - State Farm Insurance Agent | 406 West Ave | (803) 279-0059 |
| 4 | Austin Taylor Insurance Agency | 501 W Martintown Rd | (803) 279-0420 |
| 5 | Hap Greenway: Allstate Insurance | 240 Edgefield Rd | (803) 279-6700 |
| 6 | London Thuan - State Farm Insurance Agent | 715 Edgefield Rd | (803) 613-1220 |
| 7 | Heath Insurance and Financial Group | 815 West Ave | (803) 279-8046 |
| 8 | Affordable Insurance Agency, Inc. | 606 Edgefield Rd | (803) 202-9000 |
| 9 | Wanda Grandle: Allstate Insurance | 302 E Martintown Rd | (803) 279-5411 |
| 10 | Don Robinson - State Farm Insurance Agent | 533 Georgia Ave | (803) 279-9660 |
Liston "Goose" Gainey - State Farm Insurance Agent in North Augusta, SC provides a full range of home insurance services, including policy consultations, coverage assessments, and claims assistance. Ongoing support is available through regular policy reviews and updates to ensure coverage remains aligned with changing needs. The agency helps clients secure protection for single-family homes, apartments, retail spaces, and restaurants.
Chad Stalvey - State Farm Insurance Agent serves the North Augusta, South Carolina area, offering coverage for homeowners, renters, and condo owners. His agency works with clients to build policies that address common regional exposures, such as storm damage and liability claims. Local residents can review their dwelling limits and personal property endorsements during scheduled consultations. The office also handles bundling options with auto insurance to simplify payments for households.
Jonathan Wingard - State Farm Insurance Agent serves homeowners in North Augusta, South Carolina, helping them protect their properties with comprehensive home insurance policies. The agency also works with renters and property managers to secure appropriate coverage for their needs, guiding each client through different policy options and claims processes. Customers benefit from personalized consultations that explain deductibles and replacement cost valuations. This agent also serves nearby communities in the Aiken-Augusta metropolitan area, including parts of Clearwater and Beech Island.
Serving North Augusta and the surrounding communities of the Central Savannah River Area, Austin Taylor Insurance Agency handles homeowners insurance policies for local residences. It assists clients in selecting property coverage that protects against common regional risks like storms and fire. The company simplifies the process of securing liability protection and personal property coverage. For a typical job, it reviews an individual’s dwelling details to recommend a plan that meets their specific replacement cost needs.
Unlike one-time service options that handle isolated claims or policy reviews, recurring coverage from Hap Greenway: Allstate Insurance in North Augusta, SC requires ongoing premium payments to maintain property protection. This home insurance agent provides policies that guard against common perils like fire, theft, and storm damage typical to the Augusta area. By evaluating individual dwelling needs and liability exposures, the agent tailors each plan to local housing conditions. Service runs on an as-needed basis, with consultation and policy adjustments available whenever a client requests a quote or files a claim.
London Thuan - State Farm Insurance Agent specializes in homeowners insurance policies and also tailors coverage to protect personal property and liability risks. Located in North Augusta, SC, this agency provides local guidance on policy options suited for area homes. It works with customers to review dwelling limits, personal belongings coverage, and additional protection for structures like sheds or fences. When severe thunderstorm season arrives, the agency can help clients understand their wind and hail damage deductibles and review steps for filing claims.
Heath Insurance and Financial Group works with homeowners in North Augusta, SC, to structure primary dwelling coverage and then add specialty endorsements, such as protection for high-value personal property or liability from guest injuries. Local agents can also help adjust policies to reflect recent renovations or new construction. Beyond residences, the company serves commercial sectors, providing risk management solutions for offices, warehouses, and food service operations.
In the weeks following summer storms, many North Augusta homeowners review their coverage for wind and hail damage. Affordable Insurance Agency, Inc. focuses on matching clients with a standard home insurance policy suited to local property types, including older homes and new developments. An agent explains common regional exclusions, such as flood risk near the Savannah River, and suggests optional endorsements. To begin, a staff member arranges a brief exterior inspection of the home to document its current condition.
Wanda Grandle: Allstate Insurance provides residential home insurance services for homeowners in the North Augusta, South Carolina area. The agency also offers commercial coverage for local business properties. Serving the wider region, the office works to explain policy options and help clients select appropriate protection for their dwellings and belongings. Customers are encouraged to contact the agent for a policy review or to discuss updates to their coverage, with the aim of maintaining a relationship for follow-up service between regular visits.
Don Robinson - State Farm Insurance Agent in North Augusta, SC, is known for helping local homeowners find appropriate coverage for their properties. The agency serves the surrounding area with standard home insurance policies that protect against typical risks such as fire, theft, and weather-related damage. Customers can discuss their specific needs with an agent who understands the regional housing market. For those seeking extra protection, the agency offers the option to add flood insurance to a standard policy for more complete coverage.
What Does a a Home Insurance Agent in North Augusta Cost?
The average cost of home insurance in South Carolina is about 1300 to 1700 dollars per year for a typical policy. In North Augusta rates can vary based on your homes age location and coverage limits. Factors like your credit score and claims history also affect the price. This is general information not insurance advice.
About home insurance agents in North Augusta
Home insurance agents in North Augusta South Carolina help you find coverage for your house and belongings. South Carolina law requires insurers to offer wind and hail coverage but you can reject it in writing. An agent can explain local risks like flooding from the Savannah River and help you compare policies from different companies.
Frequently Asked Questions
What does a home insurance agent in North Augusta do?
A home insurance agent helps you choose a policy that fits your home and budget. They explain coverage options like dwelling protection liability and personal property. Agents in North Augusta know local risks such as storms and can help you file claims.
Is flood insurance required in North Augusta South Carolina?
Flood insurance is not required by state law but your mortgage lender may require it if your home is in a flood zone. North Augusta is near the Savannah River so flood risk is higher in some areas. An agent can help you buy a separate flood policy through the National Flood Insurance Program.
How long do I have to file a home insurance claim in South Carolina?
South Carolina law gives you up to three years from the date of loss to file a lawsuit if your claim is denied. Most policies require you to notify your insurer promptly after damage occurs. Check your policy for specific time limits on reporting claims.
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