The top-rated home insurance agent in North Myrtle Beach, South Carolina is Callie Wise - State Farm Insurance Agent, rated 5.0 stars across 1,055 reviews. Other highly rated options include Perry Insurance Group, Scott H. Todd: Allstate Insurance, Jamesha Gore-Coggin - State Farm Insurance Agent. This directory lists 12 home insurance agents serving North Myrtle Beach.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Callie Wise - State Farm Insurance Agent | 3324 Hwy 17 S | (843) 272-9990 |
| 2 | Perry Insurance Group | 628 Sea Mountain Hwy Suite B | (843) 663-4440 |
| 3 | Scott H. Todd: Allstate Insurance | 1515 Hwy 17 S | (843) 249-6317 |
| 4 | Jamesha Gore-Coggin - State Farm Insurance Agent | 442 Main St | (843) 281-0476 |
| 5 | Tilghman Insurance | 905 2nd Ave N | (843) 249-1454 |
| 6 | Maynor Insurance - Lee Maynor | 1019 Hwy 17 S Suite 118 | (843) 997-4683 |
| 7 | Coastal Insurance Brokers | 1000 2nd Ave S Suite 300 | (843) 471-2621 |
| 8 | SAU Insurance - North Myrtle Beach | 1451 Hwy 17 S | (843) 272-7162 |
| 9 | Davis Insurance Associates, Inc. | 2120 Sea Mountain Hwy #2207 | (843) 213-0000 |
| 10 | Crescent Coast Insurance | 1007 Sea Mountain Hwy | (843) 399-0822 |
Callie Wise, serving North Myrtle Beach, South Carolina, is a home insurance agent offering coverage for residential properties in the coastal area. Policies help protect homeowners from financial loss due to fire, wind, theft, and other common perils. Because of the region’s proximity to the Atlantic Ocean, specialized wind and hail coverage is an important consideration for many local residents. This agent handles personal property insurance and liability protection for single-family homes and condominiums.
Perry Insurance Group in North Myrtle Beach, SC, provides a comprehensive range of home insurance services, including policy consultations, risk assessments, and claims assistance. The agency also offers routine policy reviews and coverage maintenance plans to ensure clients' protection remains aligned with changing property values and local weather risks. It services single-family homes, apartments, retail spaces, and local restaurants throughout the surrounding coastal area.
Homeowners, businesses, and property managers seeking home insurance in North Myrtle Beach rely on Scott H. Todd: Allstone Insurance for standard coverage options. The agency addresses common homeowner needs, including protection for personal property and liability. Clients can also explore bundling policies or discussing deductibles during a consultation. The office serves the residential and commercial sectors of the Grand Strand area. Its service territory additionally extends to the neighboring community of Little River along the South Carolina coast.
Serving North Myrtle Beach, SC, and the surrounding communities, this agency handles home insurance solutions for local property owners. It specializes in policies that protect residential structures, personal belongings, and liability exposure from unexpected events like storms or accidents common along the coast. The agent works with clients to review coverage limits and deductibles specific to their home and budget. Typical jobs start with a detailed consultation, followed by a comparison of available policy options to find fitting protection.
In North Myrtle Beach, SC, Tilghman Insurance provides home insurance agent services. Clients choose between one-time policy procurements or recurring annual plan reviews. The agency’s coverage options address fire, wind, and storm damage common to coastal properties. Policies also protect personal liability and dwelling contents against theft or accident claims. All service arrangements are determined on a client needs basis. Work at this firm may be scheduled around seasonal renewal cycles, handled as needed for new home purchases, or provided on a one-time consultation for a single policy.
Maynor Insurance - Lee Maynor provides specialized advice on home insurance coverage for North Myrtle Beach properties, including assistance with policy comparisons and risk assessments. The agency also works with clients to tailor basic homeowners protection to individual needs and property types. It helps customers adjust coverage seasonally, such as when preparing for hurricane season along the South Carolina coast to ensure adequate wind and flood protection.
Coastal Insurance Brokers serves the North Myrtle Beach, South Carolina area as a Home Insurance Agent. The company helps local homeowners secure policies that protect residential properties from common coastal risks. They focus on matching residents with appropriate coverage options for their homes in this region. For clients, the agency handles specific services including wind and hail insurance policies and flood insurance for properties near the coast.
With hurricane season approaching the Carolina coast, homeowners in North Myrtle Beach need reliable property protection. SAU Insurance in North Myrtle Beach serves as a local home insurance agent, helping clients find policies that cover wind and flood risks common to this area. They discuss different coverage options for structures and personal belongings, tailoring recommendations to each home’s specific location and age. After an initial consultation, the agent typically schedules a home inspection to assess the property’s condition and determine appropriate coverage levels before finalizing the policy.
Davis Insurance Associates, Inc. provides comprehensive home insurance guidance for North Myrtle Beach property owners. Their services typically include evaluating coverage needs for dwelling protection, personal liability, and contents, alongside tailored risk management advice. They assist clients in understanding policy options and updating plans as circumstances change. The agency services various property types in the local area, including single-family homes, apartments, retail spaces, and restaurants.
Crescent Coast Insurance in North Myrtle Beach, SC, provides coverage for standard homes and can add special protections for flood, wind, and personal property. The agency works to address the specific risks of coastal property ownership. Common optional endorsements include sewer backup and increased replacement cost. For commercial clients, the agency can write insurance for small offices, storage warehouses, and food service operations such as restaurants or delis.
What Does a a Home Insurance Agent in North Myrtle Beach Cost?
Home insurance costs in South Carolina average around 1,200 to 2,000 dollars per year for a standard policy. In North Myrtle Beach, rates are often higher due to coastal storm risks. Premiums can range from 1,500 to 3,500 dollars or more depending on your homes value, age, and distance from the ocean. This is general information and not insurance advice.
About home insurance agents in North Myrtle Beach
Home insurance agents in North Myrtle Beach help you find coverage for your property near the coast. South Carolina law requires insurers to offer wind and hail coverage for homes in coastal areas. An agent can explain how your policy handles hurricane deductibles and flood risks specific to the Grand Strand region.
Frequently Asked Questions
What does a home insurance agent in North Myrtle Beach do?
A home insurance agent helps you compare policies from different companies to find coverage for your home. They explain policy terms, help with claims, and advise on South Carolina specific requirements like windstorm coverage. Agents also help you adjust coverage as your home value changes.
Do I need flood insurance in North Myrtle Beach?
Flood insurance is not required by South Carolina law for most homes, but mortgage lenders may require it for properties in flood zones. North Myrtle Beach is near the coast so flood risk is higher. A home insurance agent can help you find a separate flood policy through the National Flood Insurance Program or a private carrier.
How does South Carolina law affect home insurance in North Myrtle Beach?
South Carolina law requires insurers to offer wind and hail coverage on homeowners policies in coastal counties like Horry County. The state also has a 15 day grace period for premium payments after the due date. Insurers must give 30 days notice before nonrenewal of a policy.
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