The top-rated home insurance agent in Spartanburg, South Carolina is Acceptance Insurance, rated 4.8 stars across 978 reviews. Other highly rated options include Calidad Insurance, Select Source Insurance, The Frank A. Carter III Agency: Allstate Insurance. This directory lists 20 home insurance agents serving Spartanburg.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Acceptance Insurance | 100 N Town Dr #6 | (864) 916-5005 |
| 2 | Calidad Insurance | 8066 Asheville Hwy | (864) 327-8295 |
| 3 | Select Source Insurance | 481 S Pine St | (864) 585-8318 |
| 4 | The Frank A. Carter III Agency: Allstate Insurance | 110 Garner Rd Ste 3 | (864) 210-4447 |
| 5 | Hub City Insurance Group | 396 E St John St | (864) 707-1005 |
| 6 | State Farm: Cliff Gaubert | 844 E Main St | (864) 597-1200 |
| 7 | Carolina's Choice Insurance Agency, LLC | 858 E Main St | (864) 585-5000 |
| 8 | Compass Insurance Group LLC | 118 Southport Rd | (864) 764-1714 |
| 9 | Farm Bureau Insurance | 1412 John B White Sr Blvd | (864) 587-1717 |
| 10 | Affordable Insurance Services Inc. | 2775 Reidville Rd | (864) 587-1129 |
Acceptance Insurance provides a variety of homeowners insurance policies designed to protect residential properties from common perils. Service options include policy consultations and claim assistance to help clients manage coverage needs throughout the policy term. Maintenance plans cover periodic reviews of coverage limits and deductibles to ensure they remain appropriate as property values change. This agency serves the Spartanburg, South Carolina, area, offering coverage for single-family homes, apartments, retail buildings, and restaurants.
Calidad Insurance serves the Spartanburg, South Carolina metro area as a local home insurance agent. It provides policies designed to protect residential properties against common regional risks, including storm damage and theft. The agency helps homeowners review coverage limits and deductibles to match individual property values and needs. Clients can also receive assistance when filing claims, ensuring they understand the terms of their policy during the claims process. Calidad Insurance specifically handles dwelling coverage adjustments and personal liability protection for homes in the Spartanburg area.
Select Source Insurance serves homeowners, property managers, and businesses in Spartanburg, South Carolina, by connecting them with tailored home insurance policies that protect their real estate investments. The agency evaluates each client’s specific coverage needs to recommend appropriate plans from standard carriers. It works with a variety of property types to ensure adequate protection against local risks like storms and fire. Select Source Insurance also extends its services to clients throughout the broader Spartanburg metro area, including the neighboring community of Greer.
The Frank A. Carter III Agency: Allstate Insurance provides comprehensive home insurance services for property owners in Spartanburg, SC. It offers standard homeowners policies along with options for additional coverage to protect against common regional risks. Customers can discuss personalized policy reviews and receive guidance on selecting appropriate deductibles and coverage limits. The agency services a variety of properties, including single-family homes, apartments, retail spaces, and restaurants.
Hub City Insurance Group serves Spartanburg, South Carolina, and the surrounding communities with comprehensive home insurance solutions. It handles policies that protect homeowners against property damage, liability, and theft. The agency works closely with clients to evaluate the specific risks associated with local weather patterns and neighborhood conditions. For a typical job, it methodically reviews coverage limits, deductibles, and exclusions to match each homeowner’s unique needs and budget.
For home insurance needs, clients can choose between a one-time policy purchase or ongoing service to manage coverage updates as circumstances change. State Farm: Cliff Gaubert in Spartanburg, SC helps customers select appropriate protection for their property and liability concerns. This agency works with homeowners to understand policy details and coverage limits for local conditions. Coverage options generally include dwelling protection, personal property, and liability insurance. Service is available on an as-needed basis when policy evaluations or adjustments are required.
Carolina's Choice Insurance Agency, LLC, located in Spartanburg, SC, provides specialized home insurance coverage options including policies for standard single-family residences, condominiums, and rental properties. The agency also aids homeowners with general insurance services such as adjusting policy limits and reviewing deductibles. During the spring storm season, the agency helps clients evaluate their policies for adequate coverage against wind and hail damage common to the Upstate region.
Compass Insurance Group LLC provides coverage for homes and properties throughout the Spartanburg area, offering standard homeowners policies along with tailored endorsements for valuable items like jewelry, art, and electronics. They also address risks from water backup, ordinance or law changes, and identity recovery services. Their commercial insurance options include liability and property protection for local offices, warehouses, and food service establishments that need specialized coverage for equipment and inventory.
Farm Bureau Insurance serves homeowners throughout Spartanburg, South Carolina, offering standard dwelling policies and liability coverage for single-family residences. The agency also handles renters insurance and personal property protection for tenants and residents. Additional services include supplemental coverage for natural disasters common to the region and guidance on policy deductibles. Clients can discuss bundling auto insurance with their home plan for potential discounts. The agency extends its home insurance services to residents in the neighboring community of Greer as well.
When storms roll through the Upstate, homeowners in Spartanburg need a responsive advocate to protect their single largest investment. Affordable Insurance Services Inc. provides clear guidance on what different policies cover, helping customers distinguish between wind, hail, and flood damage. After an initial conversation, a representative will schedule a walk-through of the property to identify structural features, assess current coverage limits, and review any recent renovations before writing a quoted policy.
What Does a a Home Insurance Agent in Spartanburg Cost?
The average cost of home insurance in South Carolina is around 1700 to 2000 dollars per year for a standard policy. In Spartanburg rates can vary based on your homes age location and construction type. Factors like your credit score claims history and chosen deductible also affect the premium. This is general information and not insurance advice.
About home insurance agents in Spartanburg
Home insurance agents in Spartanburg South Carolina help homeowners find coverage that meets state requirements and protects against local risks. South Carolina law does not require homeowners insurance but mortgage lenders almost always require it. Agents can explain how wind and hail coverage works in Spartanburg and help you compare policies from different carriers.
Frequently Asked Questions
What does a home insurance agent in Spartanburg do?
A home insurance agent helps you find a policy that fits your home and budget. They explain coverage options like dwelling protection liability and additional living expenses. Agents also help you file claims and update your policy when your needs change.
Do I need flood insurance in Spartanburg South Carolina?
Standard home insurance policies do not cover flood damage. If your home is in a FEMA designated flood zone your lender will require flood insurance. Even outside flood zones agents often recommend flood coverage because heavy rain can cause damage in Spartanburg.
How long do I have to file a home insurance claim in South Carolina?
South Carolina law generally requires you to file a property insurance claim within one year of the date of loss. This time limit is outlined in the South Carolina Code of Laws. Check your specific policy for exact deadlines as some policies may have different terms.
Home Insurance Agents in Other South Carolina Cities
Aiken · Anderson · Beaufort · Bluffton · Charleston · Clemson · Columbia · Conway · Duncan · Easley · Florence · Fort Mill · Goose Creek · Greenville · Greer