ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.

Find Landlord Insurance Agents Near You in Athens, AL

Browse landlord insurance agents serving Athens, Alabama. Updated 2026-07-14.

The top-rated landlord insurance agent in Athens, Alabama is Pepper, Johnstone & Company, rated 4.9 stars across 139 reviews. Other highly rated options include iPROTECT Insurance & Financial Services, Inc., Eddie Breakfield - State Farm Insurance Agent, Nationwide Insurance: Jon Peters Insurance Agency, Inc.. This directory lists 19 landlord insurance agents serving Athens.

Showing 19 landlord insurance agents in Athens, ALListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Pepper, Johnstone & Company122 Market St W(256) 232-7818
2iPROTECT Insurance & Financial Services, Inc.1114 US-31 Suite E(256) 444-2041
3Eddie Breakfield - State Farm Insurance Agent114 N Marion St(256) 232-1238
4Nationwide Insurance: Jon Peters Insurance Agency, Inc.1111 US Hwy 72 E(256) 232-7200
5Michael Howell - State Farm Insurance Agent903 S Clinton St(256) 232-5400
6Brian King - State Farm Insurance Agent1785 US Hwy 72 E STE A(256) 771-2001
7SOS Insurance Agency1102 S Jefferson St(256) 262-9133
8Highstreet Kilgro Insurance Agency707 US-31 Ste F(256) 232-5241
9Lance Bledsoe: Allstate Insurance617 Hobbs St E(256) 233-2377
10Farmers Insurance - Toni Griffin707 Hobbs St E Ste C(256) 262-9286
PJ
122 Market St W
Pepper, Johnstone & Company
Landlord Insurance Agent · Athens, AL

Pepper, Johnstone & Company serves landlords throughout Athens and Limestone County, Alabama, as a dedicated landlord insurance agent. The firm assists property owners in securing coverage tailored to rental dwellings, addressing the unique risks of leasing residential real estate. Its work includes helping clients understand policy differences between standard homeowners insurance and landlord-specific protection. For local investors, the company handles both single-family rental property policies and policies for small multi-unit apartment buildings common in this area.

II
1114 US-31 Suite E
iPROTECT Insurance & Financial Services, Inc.
Landlord Insurance Agent · Athens, AL

iPROTECT Insurance & Financial Services, Inc. provides a range of landlord insurance services, including customized coverage for rental properties and tailored risk management solutions. Its service plans focus on protecting property owners from liability, property damage, and income loss. Located in Athens, AL, the agency works with landlords to assess local market exposures and secure appropriate policies. It services various property types, such as single-family homes, apartments, retail spaces, and restaurants.

EB
114 N Marion St
Eddie Breakfield - State Farm Insurance Agent
Landlord Insurance Agent · Athens, AL

As a landlord insurance agent, Eddie Breakfield’s office in Athens, AL serves property managers and residential landlords who own rental properties. It provides coverage for rental dwellings, including protection against property damage, liability claims, and loss of rental income. The agency assists local clients with policy reviews and updates to meet changing landlord requirements. Its service area also extends to nearby communities such as Decatur and the surrounding Limestone County region.

NI
1111 US Hwy 72 E
Nationwide Insurance: Jon Peters Insurance Agency, Inc.
Landlord Insurance Agent · Athens, AL

Nationwide Insurance: Jon Peters Insurance Agency, Inc. specializes in policies for residential rental properties, offering tailored liability and property damage coverage for landlords in the Athens, AL area. It also handles general homeowners and commercial insurance needs. The agency helps property owners navigate coverage requirements for vacant units after a tenant moves out abruptly, protecting against extended vacancy risks and related exposures.

MH
903 S Clinton St
Michael Howell - State Farm Insurance Agent
Landlord Insurance Agent · Athens, AL

Michael Howell - State Farm Insurance Agent serves Athens, Alabama, and the surrounding communities. It handles landlord insurance policies designed to protect rental property owners from common risks. Coverage typically includes dwelling protection, liability for tenant injuries, and loss of rental income from covered perils. The agency tailors each policy to the specific property and the landlord’s needs. To handle a typical job, it conducts a detailed review of the property’s age, location, and occupancy status before recommending coverage options.

BK
1785 US Hwy 72 E STE A
Brian King - State Farm Insurance Agent
Landlord Insurance Agent · Athens, AL

Brian King, serving Athens, AL, offers landlord insurance solutions that distinguish between a single policy for one rental property and a broader package covering multiple units. This approach provides tailored coverage to protect against property damage, liability claims, and income loss from tenant issues. Local property owners benefit from protection that addresses common hazards in the area. For service, the agent provides ongoing support on either a scheduled review basis or as needed when circumstances such as new tenants or property changes arise.

SI
1102 S Jefferson St
SOS Insurance Agency
Landlord Insurance Agent · Athens, AL

SOS Insurance Agency in Athens, Alabama offers landlord insurance that distinguishes between a single one-time policy to cover a specific vacancy transition and a recurring policy for ongoing rental protection. Coverage typically safeguards property structures, liability risks, and potential loss of rental income for local residential or commercial landlords. Service can be arranged on an as-needed basis for seasonal landlords or new property acquisitions, with no long-term commitment required.

HK
707 US-31 Ste F
Highstreet Kilgro Insurance Agency
Landlord Insurance Agent · Athens, AL

As spring rains stress rental roofs in Athens, AL, and tenant turnover accelerates, property owners require coverage for storm damage and liability gaps. Highstreet Kilgro Insurance Agency provides landlord insurance policies tailored to local residential and small commercial buildings. This agent assists clients in understanding policy protections for rental income loss, maintenance disputes, and sudden vacancy. Each new account begins with a preliminary inspection of the property's condition and local fire protection availability.

LB
617 Hobbs St E
Lance Bledsoe: Allstate Insurance
Landlord Insurance Agent · Athens, AL

Serving Athens, AL, Lance Bledsoe: Allstate Insurance provides property coverage for residential landlords. Its specialty add-ons include protection for loss of rental income and liability coverage for tenant injuries. The agency helps property owners secure policies that address common risks such as fire damage and weather-related losses in the region. It can tailor coverage for commercial sectors, including offices, warehouses, and food service operations.

FI
707 Hobbs St E Ste C
Farmers Insurance - Toni Griffin
Landlord Insurance Agent · Athens, AL

Farmers Insurance - Toni Griffin provides residential landlord insurance for property owners seeking to protect rental homes in Athens, AL. Commercial coverage is also available for multi-unit dwellings and small apartment buildings in the surrounding area. Policies address liability concerns and property damage that may arise between tenancies. The agency can assist with follow-up service and adjustments when a policyholder contacts them for routine review or coverage changes between regular visits.

AI
22380 US-72
Alfa Insurance
Landlord Insurance Agent · Athens, AL
(256) 232-2898
alfainsurance.com
AI
524 US Hwy 72 W
Alfa Insurance - Johnson & Looney Agency
Landlord Insurance Agent · Athens, AL
(256) 232-1340
alfainsurance.com
MH
102 Market St W
Martin & Hubbs Inc
Landlord Insurance Agent · Athens, AL
(256) 232-0505
martinandhubbs.com
RD
107 W Washington St
Richardson & Deemer Insurance
Landlord Insurance Agent · Athens, AL
(256) 232-3310
richardsonanddeemer.com
ZC
103 S Clinton St
Zach Conlon Insurance
Landlord Insurance Agent · Athens, AL
(256) 444-1002
zciathens.com
CS
500 S Jefferson St
Cindy's Insurance & Notary Services
Landlord Insurance Agent · Athens, AL
(256) 444-2015
SH
1114 US-31 Ste E
Scott Howell & Associates Inc.
Landlord Insurance Agent · Athens, AL
(256) 444-2041
agency.nationwide.com/al/athens/35611/iprotect-insurance-and-financial-se
DD
1001 Jefferson St SE
Dale Deason - State Farm Insurance Agent
Landlord Insurance Agent · Athens, AL
(256) 232-7318
statefarm.com/agent/us/al/athens/dale-deason-fx0h91ys000
JG
707 Hobbs St E
Jody Griffin Insurance
Landlord Insurance Agent · Athens, AL
(256) 262-7815
jodygriffininsurance.com

What Does a a Landlord Insurance Agent in Athens Cost?

In Alabama the average cost of landlord insurance ranges from 800 to 1500 dollars per year for a single-family rental property. Factors include property value location and coverage limits. Older homes or properties with higher liability risks may cost more. This is general information not insurance advice.

About landlord insurance agents in Athens

Landlord insurance agents in Athens Alabama help rental property owners protect their investments. Alabama law does not require landlord insurance but most mortgage lenders do. Local agents understand the specific risks for properties in Limestone County and across the state.

Frequently Asked Questions

What does landlord insurance cover in Alabama?

Landlord insurance typically covers the building structure, liability protection, and loss of rental income. It does not cover a tenants personal belongings. Alabama law does not require this coverage but it is strongly recommended for property owners.

How do I find a landlord insurance agent in Athens Alabama?

You can search online for independent insurance agencies in Athens Alabama that offer commercial or rental property policies. Many local agents work with multiple carriers to find the right coverage for your rental property.

Is landlord insurance required by Alabama law?

No Alabama law does not require landlord insurance. However most mortgage lenders require a landlord or dwelling fire policy. An agent can help you meet lender requirements while also protecting against common risks.

Landlord Insurance Agents in Other Alabama Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each landlord insurance agent's credentials and current standing with your state Department of Insurance.