The top-rated landlord insurance agent in Madison, Alabama is River Tree Insurance, rated 5.0 stars across 791 reviews. Other highly rated options include Diana Lockmiller - State Farm Insurance Agent, David Perkins - State Farm Insurance Agent, River Valley Insurance Group. This directory lists 19 landlord insurance agents serving Madison.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | River Tree Insurance | 9668 Madison Blvd #202 | (256) 824-0117 |
| 2 | Diana Lockmiller - State Farm Insurance Agent | 1662 Slaughter Rd | (256) 325-7283 |
| 3 | David Perkins - State Farm Insurance Agent | 12906 Oliver Ln | (256) 325-3080 |
| 4 | River Valley Insurance Group | 9290 Madison Blvd Suite B | (256) 870-7844 |
| 5 | UR Choice Insurance | 401 Carter Dr | (256) 692-5562 |
| 6 | Legacy Insurance | 814A Palmer Rd | (256) 325-3730 |
| 7 | Amanda Suciu - State Farm Insurance Agent | 7619 Hwy 72 W | (256) 533-6868 |
| 8 | Mary Spears - State Farm Insurance Agent | 155 Chestnut Dr | (256) 837-8899 |
| 9 | River Tree Insurance Services Inc | 9668 Madison Blvd #202 | (256) 715-0477 |
| 10 | Wendy Burpee - State Farm Insurance Agent | 150 Sun Temple Dr | (256) 774-8118 |
River Tree Insurance serves Madison, Alabama, and the surrounding area as a dedicated landlord insurance agency. It provides specialized property coverage for residential and commercial rental properties within the local market. The agency assists landlords in protecting their investments against common rental risks. Its offerings include policy options tailored to single-family rental homes and multi-unit apartment buildings. This agency handles liability protection and loss-of-rent coverage for property owners within the Huntsville metro region.
Diana Lockmiller - State Farm Insurance Agent in Madison, AL provides landlord insurance policies designed to protect rental property investments. These comprehensive plans cover property damage, liability claims, and loss of rental income from unforeseen events. Direct access to a local agent allows for personalized policy reviews and claims assistance throughout the year. Service offerings include tailored coverage for single-family homes, apartments, retail spaces, and restaurants.
David Perkins - State Farm Insurance Agent serves homeowners, rental property owners, and property managers in Madison, AL, offering landlord insurance policies that protect residential and commercial rental investments. Coverage options include property damage, liability protection, and loss of rental income for single-family homes and multi-unit buildings. The agency helps clients assess risk and select appropriate deductibles for their rental portfolios. It also covers neighboring communities throughout the Huntsville metro area, including parts of Limestone County and Harvest.
River Valley Insurance Group serves Madison, Alabama, and the surrounding communities, handling landlord insurance needs for local property owners. It provides coverage for rental properties, including protection against property damage, liability claims, and potential loss of rental income. The company assesses each property’s specific risks and exposures to customize an appropriate insurance policy. It then works with clients to explain coverage details and ensure adequate limits are in place before finalizing the policy and beginning the term.
UR Choice Insurance in Madison, AL provides landlord insurance agents with both one-time policy reviews and ongoing coverage management. Their services include assisting property owners in securing protection for rental dwellings from common risks such as fire, theft, and liability claims. Clients can schedule service on an as-needed basis for individual properties or establish a recurring consultation schedule to address changes in their portfolios over time.
Legacy Insurance in Madison, AL specializes in landlord insurance policies tailored for residential rental properties. It also provides general coverage consultations for local property owners managing single-family homes or small multifamily units. The agency helps clients understand common policy features like liability protection, property damage coverage, and loss of rental income. A particular focus is assisting landlords with the specific insurance considerations that arise during the peak summer leasing season, when turnover and tenant screening are most frequent.
When a new tenant moves in or a seasonal storm approaches Madison, Alabama, a landlord needs coverage that protects both the property and rental income. Amanda Suciu serves as a State Farm Insurance agent, focusing on landlord insurance policies that address common local risks such as weather damage or liability claims. The company works with property owners to tailor a policy that fits a specific rental situation. The initial step is a consultation where the agent reviews the property’s condition and the landlord’s coverage needs before recommending an appropriate plan.
Mary Spears - State Farm Insurance Agent provides insurance coverage for property owners in Madison, AL. The agency specializes in landlord insurance, which protects rental properties against damage and liability claims. These policies can cover multi-unit dwellings, single-family rentals, and other income-producing properties. The agent works with clients who own commercial spaces, including offices, warehouses, and food service establishments.
River Tree Insurance Services Inc in Madison, AL focuses specifically on landlord insurance policies, helping property owners manage rental property risks. The company covers essential protections such as property damage from storms or fire, liability coverage for tenant injuries, and loss of rental income during covered repairs. Their services extend to both single-family rentals and small multi-unit buildings common in the Madison area. For clients requiring additional assurance, they can add on ordinance or law coverage for costly upgrades required after a claim.
Wendy Burpee - State Farm Insurance Agent provides residential landlord insurance coverage for properties in Madison, AL, addressing risks such as property damage and liability claims. The agency also offers commercial landlord insurance options for multi-unit dwellings and business properties throughout the local area. Policies are crafted to protect rental income and structural assets between tenant turnovers. Clients typically receive guidance on filing claims and updating coverage limits during regular follow-up interactions, ensuring protection remains current before each new lease cycle begins.
What Does a a Landlord Insurance Agent in Madison Cost?
The cost of landlord insurance in Alabama typically ranges from 15 to 30 percent more than a standard homeowners policy. For a single-family rental in Madison, annual premiums often fall between 800 and 1,500 dollars. Factors like property age, location, and coverage limits affect the price. This is general information and not insurance advice.
About landlord insurance agents in Madison
A landlord insurance agent in Madison Alabama helps property owners protect their rental investments. They understand local risks like severe weather and the specific requirements of Alabama landlord-tenant law. Working with a local agent ensures your policy meets state regulations for rental properties.
Frequently Asked Questions
What does landlord insurance cover in Madison Alabama?
Landlord insurance typically covers the building structure, liability protection, and loss of rental income. It does not cover a tenants personal belongings. Alabama law does not require landlord insurance, but most mortgage lenders do.
How is landlord insurance different from homeowners insurance in Alabama?
Homeowners insurance covers owner-occupied homes, while landlord insurance covers rental properties. Landlord policies include coverage for tenant-related risks like property damage and liability. Using a homeowners policy for a rental can lead to claim denial in Alabama.
Do I need a special insurance agent for rental properties in Madison?
Yes, you should use an agent who specializes in landlord insurance. They can help you find coverage for specific risks like fire, vandalism, and liability. A local Madison agent knows the Alabama insurance market and can compare policies from multiple carriers.