The top-rated landlord insurance agent in Huntsville, Alabama is Rocket City Insurance Group, rated 4.9 stars across 484 reviews. Other highly rated options include Bo Cochran: Allstate Insurance, Farmers Insurance - Sady Zayas-Visser, Tim Roberts State Farm Insurance Agency. This directory lists 21 landlord insurance agents serving Huntsville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Rocket City Insurance Group | 4040 Balmoral Dr SW | (256) 885-1885 |
| 2 | Bo Cochran: Allstate Insurance | 117 Clinton Ave E | (256) 886-8806 |
| 3 | Farmers Insurance - Sady Zayas-Visser | 470 Providence Main St NW #202m | (256) 864-9411 |
| 4 | Tim Roberts State Farm Insurance Agency | 303 Williams Ave SW Suite 1221 | (256) 533-3431 |
| 5 | iPROTECT Insurance & Financial Service, Inc. | 303 Williams Ave SW #521 | (256) 325-3722 |
| 6 | Nationwide Insurance: Jon Peters Insurance Agency Inc | 1017 Meridian St N | (256) 288-0230 |
| 7 | Redstone Insurance Services | 3309 Memorial Pkwy SW Suite 203 | (256) 722-8301 |
| 8 | AM Pro Insurance Service | 2315 Bob Wallace Ave SW #2 G | (256) 539-9536 |
| 9 | JLG Insurance Services LLC | 7500 Memorial Pkwy SW Suite 215K | (256) 270-1414 |
| 10 | Pepper, Johnstone & Company | 3414 Governors Dr SW Suite 210 | (256) 232-7818 |
Rocket City Insurance Group offers landlord insurance policies tailored for rental property owners in Huntsville, Alabama, covering liability, property damage, and loss of rental income. Its services include policy review and claims assistance to help landlords manage their investments. The agency focuses on protecting residential and commercial rental properties, accommodating single-family homes, multifamily apartments, retail spaces, and local restaurants.
Bo Cochran: Allstate Insurance serves the Huntsville, Alabama, metro area and provides landlord insurance agent services. The agency helps property owners secure coverage for rental dwellings, addressing both single-family homes and multi-unit buildings. Landlord insurance policies commonly include protection for the structure, liability coverage, and loss of rental income. The agency assists clients in selecting appropriate policy limits and deductibles tailored to their specific properties. Bo Cochran: Allstate Insurance handles landlord insurance for both residential rental properties and vacation homes.
Farmers Insurance - Sady Zayas-Visser serves homeowners, businesses, and property managers in Huntsville, Alabama, who require coverage for rental properties. The agency provides landlord insurance policies designed to protect against property damage and liability risks associated with leasing residential or commercial units. Clients can receive professional guidance on selecting appropriate coverage limits and deductibles for their investment portfolios. The agency also extends its services to property owners in the neighboring community of Madison within the Huntsville metropolitan area.
Tim Roberts State Farm Insurance Agency serves Huntsville, Alabama and its surrounding communities, handling landlord insurance needs for residential and commercial rental properties. The agency helps property owners secure coverage that addresses liability risks, building damage, and loss of rental income. A typical job begins with a review of the property’s unique exposures and the landlord’s financial goals. It then matches those factors with appropriate policy options from its carrier offerings, explaining deductibles and coverage limits clearly to ensure the property owner understands how their investment is protected.
When severe storms sweep through Huntsville, AL, landlords often face unexpected roof damage and tenant displacement. iPROTECT Insurance & Financial Service, Inc. assists property owners in securing coverage for rental homes and multifamily units that addresses such weather-related losses. As a local landlord insurance agent, the company helps clients compare policies that protect against liability claims and vacancy issues. Their process typically begins by scheduling an on-site inspection to assess current property conditions and determine appropriate coverage limits.
Specializing in coverage tailored to rental properties, Nationwide Insurance: Jon Peters Insurance Agency Inc in Huntsville, AL assists landlords with protecting their investment properties. It provides general landlord insurance services, including policies for property damage and liability protection. As rental property owners face risks from tenant turnover and unexpected maintenance issues, the agency helps address concerns such as securing adequate coverage during periods of vacancy between leases.
Redstone Insurance Services provides specialized coverage solutions for property owners in Huntsville, Alabama, focusing on the unique risks associated with rental real estate. The agency’s core offering addresses basic liability and property protection for landlords, with tailored endorsements available for loss of rental income and vandalism claims. These additional coverages help property owners manage financial disruptions from tenant vacancies or damage repairs. The firm works with commercial sectors including office buildings, warehouses, and food service establishments that require specialized liability and equipment breakdown protection.
AM Pro Insurance Service in Huntsville, AL offers landlord insurance agents who distinguish between one-time policies for a single rental property and recurring service options for those managing multiple units. Coverage typically includes property damage, liability protection, and loss of rental income. Their agents work with local landlords to assess specific needs for residential or commercial rentals. Service runs on either a scheduled basis for lease renewals or as-needed for new property acquisitions and policy adjustments.
JLG Insurance Services LLC in Huntsville, AL begins with residential landlord insurance coverage, addressing the specific property protection needs of rental home owners in the area. Their services extend to commercial rental properties, serving the broader Huntsville region and surrounding communities. They work with local landlords to structure policies that guard against common rental risks and liability concerns. Between regular property visits, the agency provides follow-up to adjust coverage or handle claims, ensuring protection remains aligned with changing landlord requirements.
What Does a a Landlord Insurance Agent in Huntsville Cost?
In Alabama landlord insurance premiums generally range from 800 to 2000 dollars per year for a single family rental home in Huntsville. Factors that affect cost include the propertys age, construction type, replacement cost, and the coverage deductible. Properties in flood zones or with older roofs may have higher rates. This is general information and not insurance advice.
About landlord insurance agents in Huntsville
Landlord insurance agents in Huntsville Alabama help rental property owners protect their investments. These agents offer policies that cover property damage, liability, and loss of rental income. Alabama law does not require landlord insurance but many mortgage lenders and property management companies do require it for rental properties in Huntsville.
Frequently Asked Questions
What does landlord insurance cover in Huntsville Alabama?
Landlord insurance typically covers the dwelling structure, other structures on the property, liability protection, and loss of rental income. It does not cover tenant personal belongings. Alabama specific risks like tornado damage and hail are often included in standard policies.
Is landlord insurance required by law in Alabama?
Alabama state law does not require landlord insurance. However, most mortgage lenders in Huntsville require a landlord policy for rental properties. Property management companies also often require proof of coverage before managing a rental unit.
How much does landlord insurance cost in Huntsville Alabama?
In Alabama landlord insurance typically costs 15 to 25 percent more than standard homeowners insurance. For a single family rental in Huntsville you might pay between 800 and 1500 dollars per year. Costs vary based on property value, location, and coverage limits.