The top-rated landlord insurance agent in Homewood, Alabama is Acceptance Insurance, rated 5.0 stars across 413 reviews. Other highly rated options include Freeway Insurance, Thomas Waters - State Farm Insurance Agent, Stan Faulkner - State Farm Insurance Agent. This directory lists 13 landlord insurance agents serving Homewood.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Acceptance Insurance | 191 W Valley Ave #116 | (205) 564-7093 |
| 2 | Freeway Insurance | 430 Green Springs Hwy #18 | (205) 304-1246 |
| 3 | Thomas Waters - State Farm Insurance Agent | 3103 Independence Dr | (205) 879-1988 |
| 4 | Stan Faulkner - State Farm Insurance Agent | 1747 Oxmoor Rd | (205) 870-5626 |
| 5 | Casey Halsey - State Farm Insurance Agent | 3430 Independence Dr Ste 120 | (205) 445-0445 |
| 6 | Matt Johnston - State Farm Insurance Agent | 1701 Oxmoor Rd | (205) 879-8887 |
| 7 | Tim Johns - State Farm Insurance Agent | 1747 Oxmoor Rd | (205) 870-8400 |
| 8 | Frank Ippolito - State Farm Insurance Agent | 285 Palisades Blvd | (205) 942-4444 |
| 9 | John Carlton: Allstate Insurance | 109 Columbiana Rd | (205) 983-6175 |
| 10 | Shane Cone: Allstate Insurance | 832 Green Springs Hwy # 103 | (205) 941-1800 |
Acceptance Insurance serves Jefferson County, including Midfield, Alabama, as a local provider of landlord insurance agency services. The company assists rental property owners in securing coverage tailored to residential and commercial buildings. Policies typically address liability protection for landlords, as well as potential property damage from tenants or natural events. Dedicated guidance through the claims process helps property managers maintain stable income streams. The firm handles loss-of-rent reimbursement and coverage for building structures, ensuring landlords in this region safeguard their investments against common rental property risks.
Freeway Insurance in Homewood, Alabama is known for providing landlord insurance policies that protect rental property investments. Its service range covers standard coverage for residential and commercial rental structures, as well as liability protection for property owners in the Homewood area. Policies offered by this agent in Alabama generally safeguard against property damage, loss of rental income, and legal expenses. For those managing multiple units, Freeway Insurance can add on a specialized umbrella policy for extended liability coverage.
Thomas Waters - State Farm Insurance Agent serves the Homewood, Alabama area as a landlord insurance agent. The agency provides property coverage solutions designed for owners who lease residential or commercial units to tenants. Policies from this office can help safeguard rental income and cover building structure liabilities. Common exposures addressed include fire damage, vandalism, and water-related losses from occupied properties. This agency also handles additional protection options like loss of rent coverage and personal liability for landlords seeking comprehensive risk management.
Stan Faulkner - State Farm Insurance Agent in Homewood, Alabama, provides a range of landlord insurance services, including coverage for property damage, liability protection, and loss of rental income. The agency helps property owners develop personalized plans to secure their investments and navigate common landlord risks. Its service approach focuses on reviewing policy details and adjusting coverage as needs change over time. The company insures various property types, including single-family homes, apartments, retail spaces, and restaurants.
Casey Halsey - State Farm Insurance Agent in Homewood, AL serves local homeowners, landlords, and property managers. The agency offers landlord insurance tailored to protect rental properties, including coverage for dwelling damage, liability, and lost rental income. Property owners in the area can discuss their specific needs with an agent. The office also provides service to communities throughout the greater Birmingham metro, including neighboring Mountain Brook.
Matt Johnston, operating as a State Farm Insurance Agent, serves Homewood, Alabama and the surrounding Birmingham-area communities. The agency handles landlord insurance policies for residential and small commercial property owners. It provides coverage for dwelling structures, liability protection, and loss of rental income. The office manages claims processing and policy adjustments directly for clients. To handle a typical job, it first reviews the specific property risks with the owner and then customizes coverage limits to meet the individual rental investment needs without unnecessary extras.
For landlord insurance, Tim Johns - State Farm Insurance Agent in Homewood, AL offers both a one-time policy purchase for a single property and recurring coverage for an ongoing rental portfolio. Coverage typically protects against property damage, liability claims, and loss of rental income. By understanding a landlord’s specific needs, the agency tailors a policy that meets local rental requirements. Service is available on either a one-time basis or as scheduled coverage for each lease renewal.
As the seasons shift in Homewood, property owners often look to protect their investments from weather-related claims and tenant turnover. Frank Ippolito - State Farm Insurance Agent serves landlords in the area with tailored coverage options designed to address rental property risks. This agency helps owners understand how their policies respond to liability issues. Common considerations include loss of rental income and dwelling protection. An initial property assessment is typically scheduled during the first consultation to identify unique coverage needs and begin the quoting process.
John Carlton: Allstate Insurance specializes in securing tailored landlord insurance policies for property owners in Homewood, Alabama. It also provides general insurance coverage, including renters, home, auto, and small business protection. Its agents routinely evaluate risks unique to renting out homes, condos, or townhouses in the Birmingham metro area. This helps clients safeguard their investment, handle liability issues, and address property damage efficiently. When winter storms occasionally threaten the region, its staff assists landlords in reviewing policy limits for frozen pipes and roof damage before the season arrives.
Shane Cone: Allstate Insurance provides landlord insurance for residential and commercial property owners in the Homewood area. This agency specializes in customizing policies to cover rental income loss, property damage, and liability protection specific to landlords. General coverage for tenants and structures is also included. The agency serves a range of commercial sectors, including offices, warehouses, and food service establishments.
What Does a a Landlord Insurance Agent in Homewood Cost?
Typical landlord insurance costs in Alabama range from 15 to 30 percent more than standard homeowners insurance. For a single-family rental in Homewood you might pay between 800 and 1500 dollars per year. Costs depend on property value location and coverage limits. This is general information not insurance advice.
About landlord insurance agents in Homewood
A landlord insurance agent in Homewood Alabama helps property owners protect their rental investments. Alabama law does not require landlord insurance but mortgage lenders often mandate it for rental properties. Local agents understand Homewood market conditions and can tailor policies to cover dwelling damage liability and loss of rental income.
Frequently Asked Questions
What does landlord insurance cover in Alabama?
Landlord insurance typically covers dwelling damage liability and loss of rental income. Alabama policies may also include coverage for vandalism or tenant injury claims. Check with your agent for specific exclusions like flood or earthquake damage.
Is landlord insurance required by Alabama law?
Alabama law does not require landlord insurance. However your mortgage lender may require it if you rent out the property. Many landlords choose it to protect against liability and property damage.
How do I choose a landlord insurance agent in Homewood?
Look for an agent licensed in Alabama with experience in rental property coverage. Ask about policy limits deductibles and whether they offer umbrella liability options. Compare quotes from multiple agents to find suitable coverage.