The top-rated landlord insurance agent in Montgomery, Alabama is The Mitchell Agency, rated 5.0 stars across 807 reviews. Other highly rated options include Acceptance Insurance, Breck Honea - State Farm Insurance Agent, Freeway Insurance. This directory lists 19 landlord insurance agents serving Montgomery.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | The Mitchell Agency | 4170 Carmichael Ct suite a | (334) 279-6667 |
| 2 | Acceptance Insurance | 428 Twain Curve | (334) 523-7196 |
| 3 | Breck Honea - State Farm Insurance Agent | 9100 Eastchase Pkwy A | (334) 272-8423 |
| 4 | Freeway Insurance | 926 Ann St | (334) 269-8516 |
| 5 | Robinson Bryant Agency | 2931 Zelda Rd | (334) 356-3665 |
| 6 | Local Insurance Group | 4137 Carmichael Rd Suite 200 #24 | (334) 230-7775 |
| 7 | Ben Pugh: Allstate Insurance | 2100 Spruce St | (334) 263-3220 |
| 8 | Global Insurance and Services LLC | 5770 Bell Rd A | (334) 600-4140 |
| 9 | Jim Horne Insurance Agency, Inc. | 3711 Atlanta Hwy | (334) 244-0600 |
| 10 | Harmon Dennis Bradshaw, Inc | 4131 Carmichael Rd | (334) 273-7277 |
The Mitchell Agency serves the Montgomery, Alabama area as a landlord insurance agent. The company works with property owners to secure coverage tailored for rental dwellings. Landlord insurance typically protects buildings and offers liability coverage for tenant-occupied properties. The agency helps local landlords manage the specific risks of residential leasing in Central Alabama. It provides solutions for both single-family rentals and multi-unit residential properties.
Acceptance Insurance serves Jefferson County, including Midfield, Alabama, as a local provider of landlord insurance agency services. The company assists rental property owners in securing coverage tailored to residential and commercial buildings. Policies typically address liability protection for landlords, as well as potential property damage from tenants or natural events. Dedicated guidance through the claims process helps property managers maintain stable income streams. The firm handles loss-of-rent reimbursement and coverage for building structures, ensuring landlords in this region safeguard their investments against common rental property risks.
Breck Honea - State Farm Insurance Agent provides coverage options for property owners, including policies tailored to protect rental investments from common risks such as property damage and liability claims. The agency assists clients in understanding necessary protections and offers ongoing policy reviews to adjust coverage as needed. Services address the unique needs of various rental properties, including single-family homes, apartments, retail spaces, and restaurants.
Freeway Insurance in Montgomery, Alabama helps property owners manage the financial risks associated with renting residential and commercial real estate. The agency can arrange additional coverage options, such as protection against liability claims from tenants or damages caused by vandalism and weather. This Landlord Insurance Agent serves a variety of commercial sectors, including professional offices, storage warehouses, and food service establishments needing tailored liability and property policies.
Robinson Bryant Agency in Montgomery, AL serves homeowners, property managers, and local business owners who need protection for rental properties. The firm assists clients in securing liability coverage and policies tailored to residential and commercial landlords. In addition to helping property owners manage risk for single-family rentals and small apartment buildings, the agency also extends its landlord insurance services to clients in the nearby community of Prattville within the greater Montgomery metro area.
Local Insurance Group in Montgomery, AL helps property owners understand the difference between one-time landlord policies for short-term rentals and scheduled coverage for long-term lease properties. Their focus includes liability protection and dwelling coverage tailored to the local rental market. Service for landlords is available on an as-needed basis, allowing clients to request support when specific property or tenant changes occur.
Serving Montgomery, Alabama, and the surrounding communities, Ben Pugh: Allstate Insurance specializes in landlord insurance agent work. It handles policies designed to protect rental properties, covering structures, liability, and potential loss of rental income for local property owners. Each policy is reviewed with the owner to match coverage with the specific building and tenant situation. The agency typically approaches a job by first assessing the property’s risks, then presenting coverage options tailored to the owner’s needs and budget.
As Montgomery rental properties face the humidity and storms of an Alabama summer, Global Insurance and Services LLC helps property owners secure the specialized landlord coverage necessary to protect their investments. Located in Montgomery, this agency focuses exclusively on policies that address liability, property damage, and potential loss of rental income for local landlords. They work with clients to understand the unique risks of leasing residential or commercial units in the area. The process typically begins with a thorough assessment of the property's condition and insurance needs.
Jim Horne Insurance Agency, Inc. specializes in securing policies specifically tailored for residential and commercial rental properties in the Montgomery area. It provides coverage solutions that address the unique liability and property damage risks faced by landlords. The agency works to find appropriate protection plans that help property owners manage their investments responsibly. For landlords in the region, it commonly assists with navigating insurance requirements tied to seasonal turnover periods and the increased exposure from tenant vacancies or severe Alabama weather events.
Harmon Dennis Bradshaw, Inc provides residential landlord insurance solutions in Montgomery, Alabama, addressing property damage and liability concerns for rental dwellings. Their services also extend to commercial coverage for landlords with multi-unit or mixed-use properties, serving clients throughout the local area. The agency assists with initial policy setup and adjusts coverage as property portfolios change. They offer follow-up service between regular visits to ensure ongoing protection for income properties.
What Does a a Landlord Insurance Agent in Montgomery Cost?
Typical landlord insurance in Alabama costs between 15 and 25 percent more than standard homeowners insurance. For a single family rental in Montgomery you might pay 800 to 1500 dollars per year depending on property value and location. Costs vary based on coverage amount property age and your claims history. This is general information not insurance advice.
About landlord insurance agents in Montgomery
Landlord insurance agents in Montgomery help property owners protect their rental investments. Alabama law does not require landlord insurance but mortgage lenders often do. Local agents understand risks like severe weather and tenant liability common in central Alabama.
Frequently Asked Questions
What does landlord insurance cover in Alabama?
Landlord insurance typically covers property damage, liability for tenant injuries, and loss of rental income. It does not cover tenant personal belongings. Alabama does not have a specific statute requiring this coverage but it is standard practice for rental properties.
Do I need landlord insurance for a single rental property in Montgomery?
If you have a mortgage on the property your lender will likely require landlord insurance. Even without a mortgage it is strongly recommended. Alabama law allows landlords to require tenants to carry renters insurance for their own belongings.
How do landlord insurance agents in Montgomery help with claims?
Agents help you choose a policy with appropriate coverage limits and deductibles. They also assist with filing claims after events like fire or storm damage. Alabama has a one year statute of limitations for filing insurance lawsuits so prompt action is important.