The top-rated landlord insurance agent in Opelika, Alabama is Christie Ray Hill - State Farm Insurance Agent, rated 5.0 stars across 329 reviews. Other highly rated options include Freeway Insurance, Eric McDade - State Farm Insurance Agent, Lauren Bland Bernier - State Farm Insurance Agent. This directory lists 20 landlord insurance agents serving Opelika.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Christie Ray Hill - State Farm Insurance Agent | 7512 AL-51 | (334) 737-6811 |
| 2 | Freeway Insurance | 2468 Pepperell Pkwy | (334) 523-7169 |
| 3 | Eric McDade - State Farm Insurance Agent | 907 2nd Ave ste a | (334) 759-7431 |
| 4 | Lauren Bland Bernier - State Farm Insurance Agent | 1406 Fitzpatrick Ave | (334) 745-3383 |
| 5 | Acceptance Insurance | 1703 Westend Ct Ste J | (334) 698-7007 |
| 6 | Alfa Insurance - Stephanie Graham | 709 2nd Ave | (251) 423-4286 |
| 7 | Bill White - State Farm Insurance Agent | 401 S 8th St | (334) 749-8319 |
| 8 | D. Lane Agency | 1622 Pepperell Pkwy STE-1 | (334) 744-5050 |
| 9 | Direct Auto Insurance | 1906 Pepperell Pkwy | (334) 275-4817 |
| 10 | The Brown Insurance Group | 1707 2nd Ave Ste B | (334) 787-9934 |
Christie Ray Hill - State Farm Insurance Agent serves Opelika, Lee County, and the surrounding areas, providing customized insurance solutions for residential rental property owners. This agency specializes in landlord insurance policies designed to protect income properties from financial losses due to property damage, liability claims, and loss of rental income. The agent works with local property owners to secure coverage that addresses their unique investment needs. Specific services available include dwelling fire policies and personal liability protection for rental units.
Freeway Insurance serves Opelika, Alabama, and the surrounding communities. It handles landlord insurance coverage for property owners. The agency helps clients protect rental homes, duplexes, and small apartment buildings against common risks such as fire, weather damage, and liability claims. It also offers guidance on policy options that address loss of rental income and property repairs. For a typical job, the agency first reviews the client’s property details and coverage needs, then provides a selection of policy options that fit those specific requirements.
Eric McDade - State Farm Insurance Agent in Opelika, AL, provides a range of landlord insurance services, including policies tailored to cover property damage, liability, and loss of rental income. Specific service or maintenance plans can be discussed during a consultation to address individual property needs. The agency offers coverage for various property types, assisting with single-family homes, apartments, retail spaces, and restaurants.
Lauren Bland Bernier, a State Farm Insurance agent in Opelika, Alabama, serves homeowners, property managers, and investors who require landlord insurance. Her agency provides policies designed to protect rental properties, covering structures, liability, and potential loss of rental income. Clients in Opelika and throughout Lee County benefit from local guidance in assessing coverage needs. The agency also assists those with properties in the neighboring Auburn area.
Acceptance Insurance serves Jefferson County, including Midfield, Alabama, as a local provider of landlord insurance agency services. The company assists rental property owners in securing coverage tailored to residential and commercial buildings. Policies typically address liability protection for landlords, as well as potential property damage from tenants or natural events. Dedicated guidance through the claims process helps property managers maintain stable income streams. The firm handles loss-of-rent reimbursement and coverage for building structures, ensuring landlords in this region safeguard their investments against common rental property risks.
For landlord insurance needs, Alfa Insurance - Stephanie Graham in Opelika, AL distinguishes between one-time policies for individual rental properties and recurring service plans for ongoing portfolio protection. Coverage typically addresses property damage, liability exposure, and potential loss of rental income. The agency operates on a scheduled basis for regular policy reviews and updates, with as-needed adjustments available when clients acquire new units or encounter changing occupancy situations. Service runs on a combination of scheduled and as-needed appointments to accommodate varying landlord requirements.
Bill White - State Farm Insurance Agent serves Opelika, AL, and the surrounding communities in Lee County. It handles landlord insurance for rental property owners, covering homes and apartment buildings. The agency provides policies that protect against property damage and liability claims from tenants. During a typical job, it begins with a consultation to review the specific risks of each rental property and then matches coverage to the owner’s individual needs. The agent focuses on explaining policy details clearly to ensure the property owner understands what is covered and what is not.
As the summer storm season increases the demand for reliable property protection in Opelika, D. Lane Agency provides coverage tailored specifically to landlords. Their policies address the unique liabilities of rental property ownership, including property damage from weather or tenant incidents. They also help clients understand how to structure policies to reduce personal exposure. Every new client begins with a thorough inspection and risk assessment of the property before a first policy is crafted.
Direct Auto Insurance in Opelika, Alabama, specializes in landlord insurance policies tailored for property owners who rent out residential dwellings. It provides practical coverage options to protect against common rental property risks such as structural damage, liability claims, and lost rental income from tenant vacancies or unpaid rent. Additionally, it assists local landlords in securing policies that address property maintenance issues. This service becomes especially valuable when seasonal storms cause roof leaks or other weather-related damage that requires immediate filing of a claim to prevent long-term loss of income.
The Brown Insurance Group provides property coverage solutions for real estate investors in Opelika, Alabama. Its primary focus is on landlord insurance policies that protect rental dwellings from common liabilities and structural damages, while also offering specialized endorsements for loss of rental income or vandalism claims. This local agency serves commercial sectors including office buildings, warehouse facilities, and food service establishments, each requiring distinct liability limits and property valuations.
What Does a a Landlord Insurance Agent in Opelika Cost?
Landlord insurance in Alabama typically costs between 15 and 25 percent more than standard homeowners insurance. For a single family rental in Opelika you might pay 800 to 1500 dollars per year depending on the property value location and coverage limits. Costs vary by case based on factors like property age construction type and deductible chosen. This is general information not insurance advice.
About landlord insurance agents in Opelika
A landlord insurance agent in Opelika Alabama helps property owners protect their rental investments. Alabama law does not require landlord insurance but mortgage lenders often do. Local agents understand the risks specific to Opelika including severe weather and tenant liability issues.
Frequently Asked Questions
What does a landlord insurance agent in Opelika do?
A landlord insurance agent helps you find a policy that covers property damage liability and loss of rental income. They explain Alabama specific coverages like wind and hail protection which is important in Opelika. They also help you comply with any lender requirements for your rental property.
Is landlord insurance required by Alabama law?
Alabama state law does not require landlord insurance. However your mortgage lender may require it as a condition of the loan. A local agent can help you meet those requirements while also protecting your assets.
How do I choose a landlord insurance agent in Opelika?
Look for an agent who specializes in rental property coverage and has experience with Alabama insurance regulations. Ask about their knowledge of local weather risks and tenant laws. Verify they are licensed with the Alabama Department of Insurance.