The top-rated landlord insurance agent in Pelham, Alabama is Ryan Fagerstrom - State Farm Insurance Agent, rated 5.0 stars across 423 reviews. Other highly rated options include Joseph Chambers - State Farm Insurance Agent, Freeway Insurance, Blake Guy - State Farm Insurance Agent. This directory lists 18 landlord insurance agents serving Pelham.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Ryan Fagerstrom - State Farm Insurance Agent | 2789 Pelham Pkwy | (205) 985-2917 |
| 2 | Joseph Chambers - State Farm Insurance Agent | 306 Canyon Park Dr | (205) 663-3276 |
| 3 | Freeway Insurance | 3030 Pelham Pkwy STE 3A | (205) 216-2022 |
| 4 | Blake Guy - State Farm Insurance Agent | 2132 US-31 Suite B | (205) 988-4525 |
| 5 | Standifer Insurance Group: Allstate Insurance | 199 Canyon Park Dr | (205) 664-3200 |
| 6 | Acceptance Insurance | 2852 Pelham Pkwy | (205) 564-7096 |
| 7 | Alfa Insurance - The Sims Agency, LLC | 3391 Pelham Pkwy A | (205) 624-6637 |
| 8 | Acrisure Pelham, AL (DSD Insurance) | 135 Hayesbury Dr | (205) 621-1770 |
| 9 | The Family Agency, Inc: Allstate Insurance | 3183 Pelham Pkwy Ste E | (205) 664-1892 |
| 10 | Goosehead Insurance - William Cox | 2105 Old Montgomery Hwy Suite 202 | (205) 286-6386 |
Ryan Fagerstrom - State Farm Insurance Agent serves Pelham, Alabama, and the surrounding Shelby County area, specializing in landlord insurance policies for rental property owners. The agency assists local landlords with coverage tailored to protect residential and commercial rental units against common property damages and liability claims. Policies can address income loss from tenant interruptions and provide protection for structures and contents. Among the specific services offered are dwelling fire insurance for multi-unit properties and liability protection for premises-related incidents.
Serving Pelham, Alabama, Joseph Chambers - State Farm Insurance Agent provides landlord insurance policies tailored to property owners. Its plans protect against property damage and liability, with coverage options that also include protection for loss of rental income. The agency offers straightforward policies and guidance to help landlords manage risk effectively. It services a variety of property types, including single-family homes, multifamily apartments, retail spaces, and restaurants.
Freeway Insurance in Pelham, Alabama, provides landlord insurance policies for property owners and managers seeking coverage for rental dwellings. The agency helps clients protect their investments with policies that address property damage, liability, and income loss typical in the area. Services include guidance on coverage options suitable for single-family homes or multi-unit properties. The company also serves clients in the greater Birmingham metro area, including Hoover and the surrounding Shelby County communities.
Blake Guy - State Farm Insurance Agent in Pelham, AL serves landlords, property managers, and real estate investors needing tailored rental property coverage. Policies help protect against liability, property damage, and lost rental income from unexpected events. This agency provides personalized consultations to ensure each policy matches the specific risks of owning rental homes or multi-unit dwellings. Services also extend to homeowners seeking standard insurance solutions. The company covers rental properties throughout the greater Shelby County area, including neighboring communities such as Helena, Alabaster, and Calera.
Standifer Insurance Group: Allstate Insurance serves Pelham, Alabama, and the surrounding communities, handling landlord insurance policies for residential rental properties. The agency works with property owners to address coverage needs like dwelling protection, liability for tenant injuries, and loss of rental income. Their general approach to a typical job involves reviewing the specific features of each rental unit, then tailoring a policy to match the landlord’s property and risk level.
Acceptance Insurance serves Jefferson County, including Midfield, Alabama, as a local provider of landlord insurance agency services. The company assists rental property owners in securing coverage tailored to residential and commercial buildings. Policies typically address liability protection for landlords, as well as potential property damage from tenants or natural events. Dedicated guidance through the claims process helps property managers maintain stable income streams. The firm handles loss-of-rent reimbursement and coverage for building structures, ensuring landlords in this region safeguard their investments against common rental property risks.
Alfa Insurance - The Sims Agency, LLC, located in Pelham, AL, offers landlord insurance agents who explain the difference between one-time rental property coverage for a single vacancy and recurring policies for long-term portfolios. Policies typically protect against property damage, liability claims, and lost rental income during repairs. The agency’s landlord insurance service operates strictly on an as-needed basis, allowing clients to schedule consultations or file claims whenever a situation arises with their rental units.
Acrisure Pelham, AL (DSD Insurance) offers tailored landlord insurance policies for residential and commercial rental properties in the local area. Its general agency services include risk assessment, property coverage, and liability protection for property owners. The firm assists with common claims arising from tenant damage, weather events, or maintenance-related issues. During peak hurricane season along the Gulf Coast, the agency helps landlords review their policies for adequate windstorm and flood coverage.
As property owners in Pelham prepare for the heavier seasonal rains and shifting humidity, a dependable landlord insurance agent becomes essential for protecting rental investments. The Family Agency, Inc: Allstate Insurance offers coverage options designed to address liability and property damage common with residential leasing. Their agency assists landlords in evaluating policies that safeguard against tenant-related risks and weather exposure typical to the area. Prospective clients typically begin this process by scheduling an initial assessment of their rental property.
What Does a a Landlord Insurance Agent in Pelham Cost?
Typical landlord insurance costs in Alabama range from 15 to 30 percent more than standard homeowners insurance. For a single family rental in Pelham annual premiums often fall between 800 and 1500 dollars. Factors like property age location and coverage limits affect the final price. This is general information and not insurance advice.
About landlord insurance agents in Pelham
Landlord insurance agents in Pelham Alabama help property owners protect their rental investments. Alabama law does not require landlord insurance but most mortgage lenders do require it. Agents in Pelham can explain dwelling coverage liability protection and loss of rent options specific to Alabama properties.
Frequently Asked Questions
What does landlord insurance cover in Pelham Alabama?
Landlord insurance typically covers the dwelling structure liability protection and loss of rental income. In Alabama policies often exclude flood damage so separate flood insurance may be needed for properties near the Cahaba River or other flood zones.
Is landlord insurance required by law in Alabama?
Alabama state law does not require landlord insurance. However most mortgage lenders and property management companies in Pelham will require it. An agent can help you meet lender requirements while avoiding gaps in coverage.
How do I find a landlord insurance agent in Pelham?
You can search for licensed insurance agents in Pelham through the Alabama Department of Insurance website. Local independent agents often offer quotes from multiple carriers and can tailor a policy to your specific rental property needs.