The top-rated landlord insurance agent in Shelton, Connecticut is Barnum Benefit Advisors, LLC, rated 4.9 stars across 133 reviews. Other highly rated options include William Raveis Insurance, CCS Insurance, Broad Range Benefits Group (BRBG). This directory lists 18 landlord insurance agents serving Shelton.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Barnum Benefit Advisors, LLC | 6 Corporate Dr Ste 501 | (203) 513-6029 |
| 2 | William Raveis Insurance | 7 Trap Falls Rd | (866) 603-1191 |
| 3 | CCS Insurance | 4 Research Dr Suite 402 | (475) 216-0666 |
| 4 | Broad Range Benefits Group (BRBG) | 4 Armstrong Rd | (203) 810-4400 |
| 5 | Goosehead Insurance - Scott & Andrew Zebendon | 1 Trap Falls Rd Suite 210 | (203) 859-9393 |
| 6 | The Spruyt Agency: Allstate Insurance | 120 Huntington St | (203) 924-8700 |
| 7 | Cross Insurance | 2 Corporate Dr Suite 335 | (203) 259-7580 |
| 8 | Patterson Insurance Services | 4 Research Dr | (203) 535-9552 |
| 9 | Tim Greer - State Farm Insurance Agent | 25 Brook St UNIT 201 | (203) 924-5510 |
| 10 | Goodman Insurance Inc | 2 Long Hill Ave | (203) 924-2515 |
Barnum Benefit Advisors, LLC serves Fairfield County and the Shelton metro area as a landlord insurance agent. This company helps property owners secure policies that cover rental dwellings, including single-family homes and multi-unit buildings. Their work includes advising on liability protection and property damage coverage suited to local real estate conditions. Boiler coverage and loss of rental income insurance are specific services this firm handles for area landlords.
William Raveis Insurance provides landlord insurance coverage for property owners in the Shelton, CT area. Its services include property damage protection and liability coverage, along with routine policy maintenance and annual plan reviews to ensure adequate protection. Regular inspections of rental properties help identify potential risks before they become claims. The company handles all reporting and documentation for policy updates. It services single-family homes, apartment buildings, commercial retail spaces, and restaurants.
Landlord insurance agents typically offer both one-time policy placements for single properties and ongoing account management for portfolios. CCS Insurance in Hebron, CT provides coverage solutions tailored to rental property owners, addressing liability protection, property damage, and loss of rental income. The company structures its landlord insurance service on an as-needed basis, allowing clients to request policy reviews, adjustments, or new quotes whenever their property situations change or new acquisitions occur.
Broad Range Benefits Group (BRBG) in Shelton, CT serves homeowners, investors, and property managers seeking specialized landlord insurance policies. The firm focuses on structuring coverage that protects residential and commercial rental properties from common local risks, including liability claims and property damage. Because landlords face distinct exposures versus standard homeowners, the agency works to match each rental portfolio with appropriate protection. BRBG also provides its landlord insurance services across surrounding communities in Fairfield County, such as nearby Trumbull and Bridgeport.
The primary choice for landlord insurance in Shelton involves deciding between single-policy coverage for one property or bundled plans for multiple rentals. Goosehead Insurance - Scott & Andrew Zebendon clarifies how each option protects against property damage, liability claims, and lost rental income. They explain the varying coverage limits that suit local rental property types. Their service for helping clients review insurance needs runs on an as-needed basis, allowing adjustments whenever new properties are added or policy renewals approach.
The Spruyt Agency: Allstate Insurance serves Shelton, Connecticut, and surrounding communities, offering landlord insurance policies to protect rental properties. It handles coverage for property damage, liability protection, and potential loss of rental income. When managing a typical job, the agency assesses the unique needs of each rental property and adjusts a policy based on the property’s specific risks and local conditions.
Cross Insurance in Shelton, Connecticut focuses on specialized policies for residential and commercial rental properties, including liability and property damage coverage. It also assists local property owners with general landlord insurance needs such as dwelling protection and loss of rental income. The agency helps navigate the specific risks inherent in leasing units in southwestern Connecticut, including weather-related damage from coastal storms or winter ice that can lead to costly repairs and tenant displacement throughout the year.
As leaves clog roof gutters and fall rains test foundations across Shelton, property owners often review their liability coverage for rental units. Patterson Insurance Services offers guidance tailored to local landlords managing single-family homes or multi-tenant properties in this region. The company helps clients match policies to common risks here, including water damage from aging plumbing or slip hazards on icy walkways. Before quoting new business, an agent typically reviews the current property condition and any recent upgrades during a standard walk-through inspection.
Tim Greer - State Farm Insurance Agent in Shelton, CT provides general property coverage for local residential and commercial landlords. Its specialty add-ons include loss-of-rent protection and liability policies tailored for rental property owners. The agency assists clients with navigating the risks of tenant damage and natural weather events common to the area. It can serve commercial sectors such as offices, warehouses, and food service operations, each requiring distinct coverage options.
Goodman Insurance Inc serves as a local landlord insurance agent in Shelton, Connecticut. Residential coverage is provided for rental properties, with commercial policies also available for larger holdings. The agency offers service throughout the Shelton area and the surrounding region. Customized plans are developed to address typical landlord risks, including property damage and liability concerns. Ongoing follow-up between regular visits helps ensure coverage remains appropriate as properties and tenant situations change.
What Does a a Landlord Insurance Agent in Shelton Cost?
The cost of landlord insurance in Connecticut typically ranges from 25 to 50 percent more than standard homeowners insurance. For a single family rental property in Shelton annual premiums often fall between 800 and 1500 dollars depending on factors like property age location coverage limits and deductible. Multi unit properties or those with higher liability risks may cost more. This is general information and not insurance advice.
About landlord insurance agents in Shelton
Landlord insurance agents in Shelton Connecticut help rental property owners protect their investments with policies that cover dwelling damage liability and loss of rental income. Connecticut law does not require landlord insurance but mortgage lenders often mandate it and many landlords carry it to guard against risks like tenant lawsuits or storm damage. Agents in Shelton understand local property values and can tailor coverage for single family homes multi unit buildings or condos.
Frequently Asked Questions
What does landlord insurance cover in Shelton Connecticut?
Landlord insurance typically covers the dwelling structure other structures like a garage liability protection and loss of rental income if the property becomes uninhabitable. It does not cover tenant personal property which requires renters insurance. Connecticut law does not set specific coverage minimums but agents can advise on adequate limits based on property value and risk.
Is landlord insurance required by law in Connecticut?
Connecticut state law does not require landlords to carry insurance. However most mortgage lenders require a landlord policy as a condition of the loan. Additionally many landlords purchase coverage to protect against liability claims which can arise from slip and fall injuries or property damage caused by tenants.
How do I find a landlord insurance agent in Shelton?
You can search online directories or ask for referrals from local real estate professionals. Look for an agent licensed in Connecticut who specializes in property and casualty insurance. The Connecticut Insurance Department website provides a license lookup tool to verify an agents credentials.
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