The top-rated landlord insurance agent in Beltsville, Maryland is Joseph W. McCartin Insurance, Inc., rated 4.9 stars across 122 reviews. Other highly rated options include Scott Covington - State Farm Insurance Agent, Al Freeman, III: Allstate Insurance, Ramos Insurances. This directory lists 12 landlord insurance agents serving Beltsville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Joseph W. McCartin Insurance, Inc. | 5000 Sunnyside Ave Suite 200 | (301) 937-0400 |
| 2 | Scott Covington - State Farm Insurance Agent | 10748 Baltimore Ave | (301) 937-7772 |
| 3 | Al Freeman, III: Allstate Insurance | 10610 Rhode Island Ave Ste 202 | (301) 937-3700 |
| 4 | Ramos Insurances | 11720 Beltsville Dr A45 Suite 500 | (240) 890-1961 |
| 5 | Hunt & Jenkins Insurance Agency: Allstate Insurance | 4041 Powder Mill Rd Ste 110 | (301) 572-3200 |
| 6 | Alphonso Freeman: Allstate Insurance | 10610 Rhode Island Ave | (301) 948-6081 |
| 7 | Castillo Insurance, LLC | 4737 Sellman Rd | (301) 937-1095 |
| 8 | Farmers Insurance - Mahono Nguyuza | 4412 Powder Mill Rd Ste 214 | (301) 595-4500 |
| 9 | Statland & Katz, Ltd. | 5000 Sunnyside Ave Suite 200 | (301) 587-6050 |
| 10 | Albright Associates, Inc. | 5020 Sunnyside Ave #211 | (301) 441-2880 |
Joseph W. McCartin Insurance, Inc. serves property owners and landlords throughout Prince George's County and the surrounding Maryland region, offering specialized landlord insurance agent services. The agency addresses the unique coverage needs of residential rental property owners, focusing on policies that protect both the structure and the owner's financial interests. Common factors considered include property location, dwelling type, and occupancy. Specific services handled include liability protection and loss of rental income coverage, helping landlords manage tenant-related risks.
Scott Covington - State Farm Insurance Agent in Beltsville, MD offers landlord insurance policies that protect rental property owners against common liabilities and property damage. Coverage typically includes protection for the building structure, loss of rental income, and liability for injuries on the premises. Service plans help landlords manage risk through regular policy reviews and claims support. This agency services single-family homes, apartments, retail spaces, and restaurants.
Al Freeman, III: Allstate Insurance serves homeowners, landlords, and property managers in Beltsville, Maryland, providing landlord insurance policies designed to protect rental properties and mitigate potential liability risks. The agency assists clients in securing coverage that addresses property damage, loss of rental income, and general liability concerns common to local rental markets. This agent helps residential and small commercial landlords understand their unique insurance needs. Service areas also extend into surrounding communities such as College Park and the broader Washington, D.C. metropolitan region.
Ramos Insurances serves Beltsville, Maryland and its surrounding communities, handling all standard aspects of landlord insurance agent work for local property owners. It addresses common rental property concerns such as liability coverage and protection for building structures in the area. To manage a typical job, the agent first reviews a client's specific rental property details and then identifies appropriate policy options from its available carriers to match those needs.
Hunt & Jenkins Insurance Agency: Allstate Insurance in Beltsville, MD, offers landlord insurance as either a one-time policy or an ongoing scheduled service. Coverage typically protects rental properties from common perils such as fire, theft, and liability claims. For local property owners, this helps safeguard a real estate investment in the Beltsville area. Service runs on a scheduled basis for policy renewals and mid-term adjustments but can also be requested as needed for new properties or coverage changes.
Alphonso Freeman: Allstate Insurance specializes in landlord insurance policies, offering coverage for property damage and liability protection for rental properties in Beltsville, MD. Its general service work includes helping property owners secure insurance for single-family rentals and multi-unit dwellings. As a local agency, it regularly assists landlords with policies that address tenant-related risks. It helps clients prepare for seasonal concerns such as winter pipe bursts or midyear tenant turnovers that require updated coverage.
As the autumn season brings increased rainfall to Beltsville, Maryland, local landlords face a higher risk of water damage to their rental properties. Castillo Insurance, LLC specializes in landlord insurance for property owners in this area, providing policies that cover essential risks like property damage and liability. Unlike standard homeowner’s plans, their coverage is tailored to protect both the structure and the owner’s financial interest. The process begins with an inspection of the rental unit to determine specific coverage needs based on the property and lease arrangements.
Farmers Insurance - Mahono Nguyuza provides landlord insurance services to property owners in the Beltsville area. Core offerings include protecting rental structures and liability coverage for residential landlords. Specialty add-ons available through this agency can help cover loss of rental income or damage from tenant activities. In addition to residential rental properties, the agent assists with commercial sectors such as offices, warehouses, and food service establishments, tailoring policies to meet diverse business property needs.
Statland & Katz, Ltd. in Beltsville, MD mainly handles residential landlord insurance for property owners renting out single-family homes and duplexes. They also write commercial coverage for small apartment buildings and multi-unit rental properties throughout the Baltimore-Washington corridor. Their service helps landlords protect against liability claims, property damage, and lost rental income under standard insurance policies. When a policyholder has a routine maintenance report or a tenant turnover, Statland & Katz typically reaches out to review coverage limits before the next lease begins.
Albright Associates, Inc. in Beltsville, MD, is known for providing landlord insurance agent services tailored to residential and commercial property owners. The company assists clients in securing coverage for rental properties, including multi-unit dwellings and single-family homes. Their work typically involves assessing property risks and navigating local insurance requirements. As an added specialty, Albright Associates can help landlords obtain coverage for loss of rental income during property repairs.
What Does a a Landlord Insurance Agent in Beltsville Cost?
Landlord insurance in Maryland typically costs between 15 and 30 percent more than standard homeowners insurance. For a single-family rental in Beltsville annual premiums often range from 800 to 1500 dollars. Factors like property age location and coverage limits affect the final price. This is general information not insurance advice.
About landlord insurance agents in Beltsville
Landlord insurance agents in Beltsville Maryland help rental property owners protect their investments. These agents understand Maryland landlord-tenant laws including security deposit limits and lead paint disclosure requirements. Working with a local agent can ensure your policy meets state regulations and covers common risks in Prince Georges County.
Frequently Asked Questions
What does a landlord insurance agent in Beltsville do?
A landlord insurance agent helps rental property owners find policies that cover property damage liability and loss of rental income. They explain Maryland-specific coverage needs such as lead paint liability and water damage from burst pipes. Agents also assist with comparing quotes from multiple insurers.
Is landlord insurance required by law in Maryland?
Maryland law does not require landlord insurance but most mortgage lenders do require it. Without insurance you risk financial loss from tenant injuries property damage or lawsuits. A local agent can help you meet lender requirements and comply with Maryland rental regulations.
How do Maryland laws affect landlord insurance coverage?
Maryland requires landlords to disclose lead paint hazards on properties built before 1978. Insurance policies often include coverage for lead-related claims. Maryland also limits security deposits to two months rent which can affect how policies handle tenant damage claims.
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