The top-rated landlord insurance agent in Lanham, Maryland is Esther Smith - State Farm Insurance Agent, rated 4.9 stars across 443 reviews. Other highly rated options include James Allen - State Farm Insurance Agent, Tianya Edgerton - State Farm Insurance Agent, Rich Tusing - State Farm Insurance Agent. This directory lists 12 landlord insurance agents serving Lanham.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Esther Smith - State Farm Insurance Agent | 9801 Greenbelt Rd Ste 211 | (301) 794-8600 |
| 2 | James Allen - State Farm Insurance Agent | 10104 Senate Dr Ste 270 | (301) 306-2000 |
| 3 | Tianya Edgerton - State Farm Insurance Agent | 4601 Presidents Dr #365 | (240) 667-7435 |
| 4 | Rich Tusing - State Farm Insurance Agent | 9418 Annapolis Rd # 105 | (301) 429-3600 |
| 5 | Michael Terry: Allstate Insurance | 9470 Annapolis Rd #113 | (301) 731-1790 |
| 6 | B&M Insurance Group | 7375 Executive Pl Ste 202A | (301) 615-0700 |
| 7 | Dmv Insurance Agency, Inc. | 8855 Annapolis Rd #200 | (301) 841-6264 |
| 8 | State Insurance Agency | 9310 Lanham Severn Rd | (240) 791-7167 |
| 9 | Freedom Service Group,LLC | 5001 Forbes Blvd Unit H32 | (301) 272-1992 |
| 10 | Nationwide Insurance: Timothy E Halkos | 9512 Lanham Severn Rd | (301) 459-4478 |
Esther Smith - State Farm Insurance Agent serves the Lanham, Maryland area as a landlord insurance agent. The agency provides insurance coverage for rental property owners and investors. It offers policies designed to protect residential and commercial rental dwellings from property damage and liability claims. Because vacant properties face distinct risks, this landlord insurance agent in Lanham handles coverage for loss of rental income during repair periods and for vandalism or theft between tenants.
James Allen - State Farm Insurance Agent in Lanham, MD provides a range of landlord insurance services tailored to property owners. Service plans are designed to help protect rental investments against common risks such as property damage and liability claims. Routine policy reviews ensure coverage remains appropriate for changing needs. The agency services single-family homes, apartments, retail spaces, and restaurants.
Tianya Edgerton - State Farm Insurance Agent serves homeowners, landlords, and property managers throughout Lanham, Maryland, offering tailored landlord insurance policies to protect rental properties from property damage, liability claims, and lost rental income. The agency helps clients understand coverage that safeguards both single-family rentals and multi-unit dwellings. Customized policies address common risks in the region, including weather-related damage and tenant-related issues. This agent also provides service to the neighboring communities in Prince George’s County, such as Bowie.
Rich Tusing - State Farm Insurance Agent in Lanham, MD, serves Lanham and the surrounding communities in Prince George's County, handling landlord insurance policies for property owners. It provides coverage for rental dwellings, including dwelling protection, liability coverage, and loss of rental income. The company addresses risks such as tenant damage, weather events, and slip-and-fall claims. To manage a typical vacancy or turnover, it reviews each property's specific exposures and tailors coverage limits accordingly, ensuring landlords maintain appropriate financial protection during unoccupied periods.
Serving Lanham, MD, Michael Terry: Allstate Insurance helps landlord clients distinguish between occasional rental property needs and ongoing portfolio management demands. Coverage options for landlords may include dwelling protection, liability coverage for tenant injuries, and loss-of-rent reimbursement during repairs. Each policy is structured to address either a single property or an entire rental business. Service arrangements are tailored to the client’s schedule, with repairs, replacements, and claims managed on an as-needed basis rather than a set recurring calendar.
As seasonal storms and changing weather patterns in Lanham, MD often bring unexpected damage to rental properties, B&M Insurance Group addresses these concerns with tailored landlord insurance coverage. They help property owners navigate policies that protect against common local risks like water damage and liability claims from tenants. An initial assessment of the property’s specific exposures and insurance needs is conducted during a scheduled inspection.
Dmv Insurance Agency, Inc. in Lanham, MD provides dedicated landlord insurance agent services, including coverage for property damage and liability protection for residential rental properties. It generally assists local property owners with securing policies for single-family homes and small multi-unit buildings in the area. Protecting rental income and managing risks associated with tenant turnover are common focuses. As winter approaches, it helps landlords guard against costly claims from frozen pipes or roof damage due to snow and ice.
State Insurance Agency in Lanham, MD assists property owners with general landlord insurance needs, including coverage for residential rentals. Its specialty add-ons include liability protection and loss of rental income policies tailored for individual landlords. The agency also addresses specific risk concerns common to commercial property management, such as structural damage and tenant disputes. It can serve a variety of commercial sectors, including offices, warehouses, and food service operations requiring customized property assessments.
Freedom Service Group, LLC provides residential landlord insurance for property owners in Lanham, Maryland, addressing coverage needs for rental homes and duplexes. The agency also offers commercial insurance policies designed for larger multi-unit apartment buildings or mixed-use properties in the surrounding area. Their work focuses on protecting rental investments against common risks such as property damage and liability claims. Clients can expect follow-up support between policy renewals to review changing property values or new regulations, ensuring continuous alignment between coverage needs and the specific risks of local rental operations.
Nationwide Insurance: Timothy E Halkos in Lanham, MD is known for providing property protection solutions tailored to local real estate investors. The agency serves landlords by offering policies that cover residential rental properties against common risks. Its service range includes general liability and dwelling coverage for single-family homes and small multi-unit buildings. These policies can be customized to address specific landlord needs. A specialty service that can be added on is loss of rental income coverage for financial stability during property repairs.
What Does a a Landlord Insurance Agent in Lanham Cost?
Typical landlord insurance premiums in Maryland range from 800 to 2000 dollars per year for a single family rental home. Factors affecting cost include the propertys age location and replacement value as well as the deductible and liability limits you choose. A policy for a multi unit building in Lanham may cost 1500 to 3000 dollars annually. This is general information not insurance advice.
About landlord insurance agents in Lanham
Landlord insurance agents in Lanham Maryland help property owners secure coverage for rental homes and multi-unit buildings. Maryland law does not require landlord insurance but mortgage lenders often mandate it. A local agent can explain how policies cover property damage liability and loss of rental income specific to Prince Georges County.
Frequently Asked Questions
What does landlord insurance cover in Lanham Maryland?
Landlord insurance typically covers the building structure liability protection and loss of rental income if the property becomes uninhabitable. It does not cover tenant personal belongings or intentional damage. Maryland law requires landlords to maintain safe premises and insurance helps meet that obligation.
Is landlord insurance required by law in Maryland?
Maryland state law does not require landlord insurance. However most mortgage lenders and property management companies require it. Without coverage you could be personally liable for injuries or property damage that occur on your rental property.
How much does landlord insurance cost for a rental property in Lanham?
Rates for landlord insurance in Maryland range from 25 to 50 percent more than standard homeowners insurance. For a single family home in Lanham you might pay 800 to 1500 dollars per year. Costs depend on property value location and coverage limits.
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