The top-rated landlord insurance agent in Germantown, Maryland is Miguel Malca - State Farm Insurance Agent, rated 5.0 stars across 875 reviews. Other highly rated options include Klinger Insurance Group, Jay Jarvis - State Farm Insurance Agent, Antonio Tatis - State Farm Insurance Agent. This directory lists 14 landlord insurance agents serving Germantown.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Miguel Malca - State Farm Insurance Agent | 20410 Observation Dr #112 | (240) 654-0204 |
| 2 | Klinger Insurance Group | 19785 Crystal Rock Dr STE 301 | (301) 428-4935 |
| 3 | Jay Jarvis - State Farm Insurance Agent | 20030 Century Blvd Ste 202 | (301) 569-6454 |
| 4 | Antonio Tatis - State Farm Insurance Agent | 20501 Seneca Meadows Pkwy Ste105 | (301) 528-5800 |
| 5 | Congressional Insurance Associates | 20440 Century Blvd #110 | (240) 912-4150 |
| 6 | CF Alliance Insurance Services | 20300 Seneca Meadows Pkwy #205 | (301) 515-9015 |
| 7 | Sam Moinzadeh: Allstate Insurance | 19725 Executive Park Cir | (301) 916-9600 |
| 8 | Preferred Insurance Solutions | 20030 Century Blvd #201 | (301) 428-3344 |
| 9 | Schaefer & Delauder Insurance | 13208 Executive Park Terrace | (301) 428-0282 |
| 10 | Peak Insurance & Benefit Services, LLC | 13216 Executive Park Terrace | (240) 361-2699 |
Miguel Malca - State Farm Insurance Agent serves Montgomery County, including Germantown, Maryland, specializing in landlord insurance policies. The company helps property owners protect rental investments against common risks such as property damage, liability claims, and loss of rental income. Coverage options are designed for single-family rentals and multi-unit dwellings alike. Clients can receive guidance on policy limits and deductibles tailored to their specific properties. Common services include securing liability protection for tenant injuries and ensuring rental income coverage during unexpected property repairs.
Klinger Insurance Group in Germantown, MD provides a comprehensive range of landlord insurance products, tailoring each policy to protect rental property investments. The agency also offers ongoing service plans to help property owners manage their coverage effectively throughout the lease term. Its dedicated agents assist with claims processing and annual policy reviews. Klinger Insurance Group services single-family homes, apartments, retail spaces, and restaurants.
Jay Jarvis - State Farm Insurance Agent in Germantown, Maryland, serves homeowners, landlords, and property managers seeking coverage for rental dwellings and investment properties. The agency offers standard landlord insurance policies that protect against property damage, liability claims, and potential loss of rental income. Its clients typically own single-family homes or multi-unit buildings within the Germantown area. Jay Jarvis also assists customers in nearby communities such as Gaithersburg and Rockville to find appropriate insurance solutions for their rental properties.
Antonio Tatis - State Farm Insurance Agent serves Germantown, Maryland, and its surrounding communities, handling landlord insurance policies for residential and commercial rental properties. It addresses property damage, liability coverage, and loss of rental income. The agent works directly with landlords to review individual property risks, tailoring coverage options based on specific rental situations and local market conditions. This approach ensures clients understand their policy limits and deductibles before a tenant lease begins.
Congressional Insurance Associates serves landlords in Germantown, MD, distinguishing between single-policy transactions for isolated properties and ongoing coverage plans for multiple rental units. Their policies cover structural damage, liability for tenant injuries, and loss of rental income. Landlords can choose a one-time policy purchase for a specific property or schedule regular policy reviews as their portfolio grows. Service is available on a one-time, scheduled, or as-needed basis to match varying landlord needs.
CF Alliance Insurance Services specializes in providing tailored coverage for residential rental properties, including single-family homes and multi-unit dwellings in Germantown, Maryland. The agency works closely with property owners to assess their unique risks and to secure appropriate policies for liability, property damage, and loss of rental income. It also assists clients in navigating local landlord regulations and insurance requirements. During the winter season, it helps landlords address specific concerns such as freeze-related water damage to vacant or unoccupied units.
Property owners in Germantown often face unexpected liability claims during the fall rental season. Sam Moinzadeh: Allstate Insurance provides landlord insurance to help local landlords protect their investment properties from common perils such as tenant damage and weather-related incidents. The agency assists clients in understanding policy coverage options that suit both single-family rentals and small multi-unit dwellings. To begin securing proper protection for their rental property, landlords can schedule a personalized risk assessment with the agent at their office.
Preferred Insurance Solutions in Germantown, Maryland, works with property owners to secure coverage for rental dwellings. Their specialty is landlord insurance, which addresses risks specific to leasing residential and commercial real estate. Standard protections often include dwelling coverage, liability protection, and loss of rental income. Additional endorsements may be available for equipment breakdown or ordinance and law coverage. Their policy options serve clients who own office buildings, warehouses, and food service establishments.
Schaefer & Delauder Insurance provides residential landlord coverage in Germantown, Maryland, for those who rent out single-family homes or small multifamily properties. The agency also offers commercial policies for larger rental buildings. Services extend to landlords throughout Montgomery County. Their work involves tailoring policies to protect against property damage, liability, and loss of rental income. After the initial policy is set, the agency remains available for necessary adjustments. Clients can return between scheduled visits to review changing property values or address new coverage needs.
Peak Insurance & Benefit Services, LLC in Germantown, MD is known for specializing in landlord insurance policies designed to protect rental property investments. The company helps local landlords secure liability coverage and property protection for single-family rentals and small multifamily buildings. Its services include assessing risk exposure, managing claims, and advising on policy limits to match each property’s needs. For added security, it can also provide loss of rental income coverage to protect against revenue disruptions during repairs.
What Does a a Landlord Insurance Agent in Germantown Cost?
Landlord insurance costs in Maryland typically range from 800 to 2500 dollars per year for a single-family home, depending on property value and location. In Germantown, factors like property age and rental history can affect premiums. Actual costs vary by case and coverage limits. This is general information and not insurance advice.
About landlord insurance agents in Germantown
Landlord insurance agents in Germantown Maryland help property owners protect their rental investments. Maryland law requires landlords to maintain certain liability coverages, especially for multi-unit dwellings. A local agent can explain how Germantown zoning rules and Maryland landlord-tenant laws affect your policy needs.
Frequently Asked Questions
What does landlord insurance cover in Germantown Maryland?
Landlord insurance typically covers property damage, liability claims, and loss of rental income. In Maryland, policies often include coverage for legal costs related to eviction proceedings. Your agent can help tailor coverage to your specific Germantown property type.
Do I need landlord insurance for a single-family rental in Germantown?
Yes, landlord insurance is strongly recommended for any rental property in Maryland. Standard homeowners policies do not cover rental risks. Maryland law does not mandate landlord insurance, but mortgage lenders usually require it for rental properties.
How do Maryland laws affect landlord insurance requirements?
Maryland requires landlords to maintain safe premises and comply with local housing codes. Landlord insurance can cover liability for injuries on the property. Germantown also follows Montgomery County regulations which may require additional coverage for lead paint or other hazards.
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