The top-rated landlord insurance agent in Hagerstown, Maryland is Lauren Brenneman - State Farm Insurance Agent, rated 5.0 stars across 515 reviews. Other highly rated options include Bowers Insurance, Scott Powell - State Farm Insurance Agent, Tom Breidenstein - State Farm Insurance Agent. This directory lists 19 landlord insurance agents serving Hagerstown.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Lauren Brenneman - State Farm Insurance Agent | 1201 Potomac Ave | (301) 790-1600 |
| 2 | Bowers Insurance | 1380 Dual Hwy | (301) 791-7910 |
| 3 | Scott Powell - State Farm Insurance Agent | 816 Virginia Ave | (240) 420-2886 |
| 4 | Tom Breidenstein - State Farm Insurance Agent | 23 S Colonial Dr | (301) 797-5493 |
| 5 | Wright-Gardner Insurance | 100 W Antietam St | (301) 733-1234 |
| 6 | Antietam Insurance Associates, Inc. | 940 Frederick St | (301) 733-0895 |
| 7 | Blue Ridge Risk Partners | 1120C Professional Blvd | — |
| 8 | Jean Shank Insurance & Associates | 703 Oak Hill Ave | (301) 791-1565 |
| 9 | Cumberland Valley Insurance Inc. | 18537 Maugans Ave | (301) 797-6480 |
| 10 | Geoffrey Karlen Agency Inc - Nationwide Insurance | 19756 Longmeadow Rd | (301) 790-3304 |
Lauren Brenneman - State Farm Insurance Agent serves Washington County and the surrounding Hagerstown, Maryland area, providing landlord insurance policies designed to protect rental property owners. These policies cover structures and may include liability protection for property managers and landlords facing tenant-related risks. The agency handles specific services such as coverage for dwelling repairs and loss of rental income due to covered damages.
Bowers Insurance offers a range of coverage options tailored for property owners in Hagerstown, Maryland. Its policies address common landlord exposures, including property damage and liability protection. Ongoing service plans help clients manage renewals and adjust coverage as portfolios evolve. The agency is familiar with local building codes and rental market demands, ensuring appropriate policy terms. It services single-family homes, apartments, retail spaces, and restaurants.
Scott Powell with State Farm Insurance serves homeowners and residential property managers in Hagerstown, Maryland. He provides landlord insurance policies designed to protect rental properties from potential risks such as property damage and liability. Clear policy explanations help clients understand their specific coverage needs. This local agent can assist with customizing a policy that fits individual rental properties. In addition to serving Hagerstown, he covers rental properties in nearby Frederick, Maryland.
Tom Breidenstein - State Farm Insurance Agent provides landlord insurance services in Hagerstown, Maryland, and the surrounding communities. It handles residential rental property coverage that protects landlords from financial losses due to property damage and liability claims on their investment. The agency works with property owners to understand the specific risks associated with their rental dwellings in the local area. Its general approach begins with reviewing the value and condition of each property before tailoring a protection plan to match the customer's coverage needs.
Wright-Gardner Insurance in Hagerstown, MD, assists property owners in distinguishing between one-time landlord policies and ongoing scheduled coverage. For landlords, their services include securing protection for rental structures, liability exposures, and potential loss of rental income. The agency helps navigate different coverage forms tailored to residential or commercial rental properties. Service arrangements are flexible, with options available on a one-time, scheduled, or as-needed basis depending on the policyholder’s property management cycle and risk management requirements.
Specializing in policies tailored for residential rental properties and multi-unit dwellings, Antietam Insurance Associates, Inc. serves local landlords in Hagerstown, MD. It also helps property owners manage coverage for a variety of single-family rental homes. The agency addresses risks common to the region, such as liability claims from tenants and structural damage from severe weather. Additionally, it assists landlords with adjusting coverage after a tenant turnover or when navigating seasonal issues like frozen pipes during a harsh Maryland winter.
As storm season approaches in Hagerstown, property owners seek coverage that protects rental income and building structures. Jean Shank Insurance & Associates serves the local landlord community by providing policies tailored to liability risks and property damage. Their work focuses on matching each landlord’s specific portfolio needs with appropriate coverage limits and deductibles. For landlords of single-family homes or multi-unit buildings in the area, the initial step typically involves an assessment of the property’s condition and rental history before policy terms are finalized.
Cumberland Valley Insurance Inc. in Hagerstown, MD, is known for guiding property owners through the specific coverages required for rental dwellings. Its work includes matching policies to protect against common liabilities like tenant property damage and lost rental income following a covered event. The company also helps local landlords assess risk factors associated with varying property types and local weather patterns. A specialty service available is building customized coverage plans that address liability protection for property managers handling multiple units.
As the seasons change in Hagerstown, landlords often face shifting insurance needs tied to local weather patterns and tenant turnover. Geoffrey Karlen Agency Inc - Nationwide Insurance offers landlord insurance agent services tailored to property owners in this area. They help secure coverage for rental dwellings, addressing risks like property damage and liability. Policies can be customized to protect structures and income streams from unforeseen events. The process begins with a thorough inspection of the rental property to assess specific coverage requirements and potential exposures.
What Does a a Landlord Insurance Agent in Hagerstown Cost?
Landlord insurance in Maryland typically costs between 15 and 25 percent more than standard homeowners insurance. For a single-family rental in Hagerstown, annual premiums often range from 800 to 1,500 dollars, depending on property value, location, and coverage limits. Factors like the number of units, claims history, and deductible choice also affect price. This is general information and not insurance advice.
About landlord insurance agents in Hagerstown
Landlord insurance agents in Hagerstown help property owners protect their rental investments with tailored policies. Maryland law requires landlords to maintain certain property standards, and having proper insurance can cover liability and property damage risks. Working with a local agent ensures you understand how Hagerstown zoning and rental regulations affect your coverage needs.
Frequently Asked Questions
What does a landlord insurance agent in Hagerstown do?
A landlord insurance agent helps you find a policy that covers your rental property, including dwelling protection, liability coverage, and loss of rental income. They can explain how Maryland landlord-tenant laws affect your insurance requirements.
Is landlord insurance required by law in Maryland?
Maryland does not legally require landlord insurance, but most mortgage lenders require it. Without it, you risk financial loss from property damage or liability claims. A local agent can help you meet lender requirements and state-specific risks.
How do Maryland laws affect landlord insurance in Hagerstown?
Maryland law requires landlords to keep properties habitable and safe, which can influence liability coverage needs. Hagerstown also has local rental licensing rules that may require proof of insurance. An agent familiar with these details can ensure your policy aligns with legal obligations.
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