The top-rated landlord insurance agent in Allen Park, Michigan is Smith Insurance Group, rated 4.9 stars across 545 reviews. Other highly rated options include Leonard Crosby - State Farm Insurance Agent, John G. Parr: Allstate Insurance, Dawn Pullis - State Farm Insurance Agent. This directory lists 12 landlord insurance agents serving Allen Park.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Smith Insurance Group | 8258 Allen Rd | (313) 278-3800 |
| 2 | Leonard Crosby - State Farm Insurance Agent | 6721 Park Ave | (313) 382-8650 |
| 3 | John G. Parr: Allstate Insurance | 6537 Allen Rd | (313) 381-4500 |
| 4 | Dawn Pullis - State Farm Insurance Agent | 9803 Reeck Rd ste b | (313) 551-4707 |
| 5 | L.A. Insurance | 19351 Ecorse Rd | (313) 381-2222 |
| 6 | AAA Allen Park | 3177 Fairlane Dr | (313) 386-7000 |
| 7 | Minnesota Title Agency | 7326 Allen Rd | (313) 381-6313 |
| 8 | Community Life Agency | 7344 Allen Rd Suite 100 | (734) 686-8497 |
| 9 | Justin Listman - State Farm Insurance Agent | 17237 Ecorse Rd | (313) 749-9997 |
| 10 | Nadine - Meemic Insurance Agency | 6621 Allen Rd | (313) 633-9552 |
Smith Insurance Group serves landlords in Allen Park, Michigan and the surrounding Wayne County area, offering specialized insurance coverage for rental property owners. The agency helps clients find policies that protect their investments against common local risks. It addresses the unique needs of residential and small commercial property landlords. Its services include securing liability coverage and property damage protection for rental units. The agency handles policies for single-family homes and multi-unit apartment buildings.
Leonard Crosby - State Farm Insurance Agent in Allen Park, MI, offers landlord insurance policies that cover property damage, liability protection, and loss of rental income. Service options include customizable coverage packages designed to address specific rental property needs and ongoing risk management support. Claims assistance is available directly through the agent to help streamline the process for landlords. The agency serves clients with single-family homes, apartments, retail spaces, and restaurants.
John G. Parr: Allstate Insurance in Allen Park, MI serves residential and commercial landlords who own rental properties in the area. This agency assists property managers and individual investors with tailoring insurance policies that address risks associated with renting out homes, apartments, or commercial units. Their work involves explaining common coverage types such as dwelling protection and liability options. The agency also supports clients in nearby communities like Lincoln Park or the broader Downriver section of the Detroit metropolitan region.
Dawn Pullis - State Farm Insurance Agent in Allen Park, MI, provides landlord insurance that distinguishes between one-time policy placements for individual rental properties and recurring service options for portfolio landlords. Coverage typically protects against property damage, liability claims, and loss of rental income from covered events. The agency serves property owners with policies tailored to local rental market risks. Service for landlord insurance runs on a scheduled renewal basis with support available as needed for policy changes or claims.
L.A. Insurance in Allen Park, Michigan provides landlord insurance coverage for property owners. This agent specializes in policies that protect rental dwellings from liability claims and property damage. It also offers add-ons for loss of rental income and ordinance or law coverage. Residential rental properties form the core of its work, but the agent can also serve commercial sectors. These include office buildings, warehouses, and food service establishments that operate on leased premises.
Serving Allen Park and nearby communities in southeastern Michigan, AAA Allen Park provides landlord insurance for property owners. Covering multi-unit dwellings, single-family rentals, and commercial investment properties, this agency helps secure essential coverage for constructing and protecting rental income streams. It focuses on matching policy options to specific residential and commercial risk profiles, ensuring legal requirements and tenant liabilities are addressed. During a typical job, the agency reviews property portfolios, outlines coverage gaps, and presents tailored scenarios designed to meet the owner’s financial safeguards.
With unpredictable Michigan weather impacting rental properties in Allen Park, Minnesota Title Agency provides focused landlord insurance agent services to help property owners manage coverage needs. The agency works to secure appropriate policies that address liability, building damage, and lost rental income common to the area. Understanding local regulations and tenant turnover periods assists in tailoring each client’s plan. An initial consultation includes a thorough walkthrough of the property to assess specific risks and recommend suitable protection before proceeding with formal documentation.
Community Life Agency provides residential landlord insurance services for property owners in the Allen Park area, covering rental homes and apartments. Commercial coverage for multi-unit buildings and small rental properties is also available within the surrounding region. This agency assists clients with identifying appropriate protection for rental income and property liability. Policyholders are encouraged to schedule a follow-up appointment to review coverage and policy adjustments between regular billing cycles.
Justin Listman - State Farm Insurance Agent in Allen Park, Michigan, provides general insurance services and specializes in landlord insurance policies for property owners who rent out residential or commercial spaces. The agency helps clients protect their investments against common risks such as property damage and liability claims. Justin Listman - State Farm Insurance Agent can serve various commercial sectors including offices, warehouses, and food service operations.
Nadine - Meemic Insurance Agency provides landlord insurance policies in the Allen Park area. It specializes in coverage for rental properties, addressing unique risks such as property damage and liability claims. The agency also offers guidance on general insurance needs for local property owners and investors. Beyond routine annual renewals, it assists clients with policy adjustments after major renovations or changes in tenancy. It particularly helps with reviewing coverage following seasonal events like winter freeze or storm damage.
What Does a a Landlord Insurance Agent in Allen Park Cost?
Landlord insurance in Michigan typically costs between 15 and 25 percent more than standard homeowners insurance. For a single-family rental in Allen Park, annual premiums often range from 800 to 1,500 dollars depending on property age, location, and coverage limits. Older homes or properties near the Detroit River may have higher rates. This is general information, not insurance advice.
About landlord insurance agents in Allen Park
Landlord insurance agents in Allen Park Michigan help rental property owners protect their investments. Michigan law requires landlords to maintain certain property standards, and a good insurance policy can cover liability and property damage. Agents in Allen Park understand local risks like winter weather and older home construction.
Frequently Asked Questions
What does landlord insurance cover in Michigan?
Landlord insurance typically covers property damage, liability for tenant injuries, and loss of rental income. In Michigan, policies may also include coverage for water damage from frozen pipes. It does not cover tenant personal belongings.
Is landlord insurance required by law in Allen Park Michigan?
Michigan law does not require landlord insurance, but most mortgage lenders will require it. Without coverage, you could face significant financial loss from fire, storm damage, or a liability lawsuit. Many landlords also add flood insurance in flood-prone areas of Allen Park.
How do I choose a landlord insurance agent in Allen Park?
Look for an agent who specializes in rental properties and knows Michigan insurance regulations. Ask about coverage for vacancy periods and liability limits. Compare quotes from multiple agents to find a policy that fits your property type and budget.
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