The top-rated landlord insurance agent in Grand Rapids, Michigan is The Brouwers Agency, LLC, rated 4.9 stars across 875 reviews. Other highly rated options include Boer Insurance Group, Acrisure LLC, Kevin J Curtis - State Farm Insurance Agent. This directory lists 32 landlord insurance agents serving Grand Rapids.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | The Brouwers Agency, LLC | 1925 Breton Rd SE STE 110 | (616) 891-0123 |
| 2 | Boer Insurance Group | 2535 5 Mile Rd NE | (616) 363-7766 |
| 3 | Acrisure LLC | 100 Ottawa Ave SW | (800) 748-0351 |
| 4 | Kevin J Curtis - State Farm Insurance Agent | 251 State St SE | (616) 319-7117 |
| 5 | Stedman Insurance Agency Inc. | 508 28th St SW | (616) 538-9911 |
| 6 | Nate Smith - State Farm Insurance Agent | 351 Cummings Ave NW | (616) 453-2206 |
| 7 | Warsen Insurance Agency, Inc. | 6700 Division Ave S | (616) 455-7510 |
| 8 | Insurance Advantage Agency | 5234 Plainfield Ave NE suite c | (616) 458-2929 |
| 9 | West Michigan Insurance, Inc. | 56 Cesar E. Chavez Ave SW Suite 300 | (616) 866-3180 |
| 10 | Scott Southland - State Farm Insurance Agent | 1063 4 Mile Rd NW #100 | (616) 784-0588 |
The Brouwers Agency, LLC serves the greater Grand Rapids metro area as a landlord insurance agent. It assists property owners with coverage solutions tailored for rental dwellings. The agency helps clients manage the specific risks associated with leasing residential and commercial spaces. Standard policies typically include protection for the building structure, liability coverage, and loss of rental income. The agency also guides landlords in securing coverage for vacant properties and multi-unit buildings.
Boer Insurance Group serves Grand Rapids and the surrounding West Michigan communities, handling comprehensive coverage for residential and commercial rental properties. The agency addresses landlord-specific risks, including property damage, liability protection, and potential loss of rental income from tenant issues. Policies are tailored to safeguard investment properties against common local hazards like severe storms and fire. For each client, the team begins with a thorough property assessment to identify unique exposures before matching appropriate policy options to individual portfolio needs.
Serving landlords, property managers, and real estate investors in Grand Rapids, Acrisure LLC provides coverage for rental dwellings and investment properties. The agency helps clients secure policies that protect against property damage, liability claims, and loss of rental income. By assessing individual portfolios and property types, its agents recommend appropriate commercial or residential landlord insurance solutions tailored to unique risk exposures. In addition to central Grand Rapids, Acrisure also extends its services to property owners in Wyoming, Michigan.
Kevin J Curtis - State Farm Insurance Agent in Grand Rapids, MI, specializes in landlord insurance policies for residential and commercial rental properties. The agency also handles related general insurance services for property owners. For landlords in the area, coverage typically protects against building damage, liability claims, and lost rental income. They help property owners address specific concerns like securing adequate protection before a new tenant moves in or managing risk during Grand Rapids’ harsh winter months, when frozen pipes and roof leaks frequently cause costly repairs.
Stedman Insurance Agency Inc. provides property coverage for residential and commercial landlords in the Grand Rapids area. Its specialty add-ons typically protect against rental income loss and liability from tenant injuries. Policies can be tailored to cover common maintenance-related claims such as water damage or fire. This agency serves diverse commercial sectors, including office buildings, warehouses, and food service establishments.
For a landlord, one-time services can cover immediate leasing needs, while scheduled support provides recurring policy reviews and adjustments. Nate Smith - State Farm Insurance Agent offers property protection and liability coverage for rental homes in Grand Rapids, Michigan. Policies are tailored to guard against common rental risks and tenant-related claims. This agency provides services on an as-needed basis, allowing landlords to request policy updates or address new rental properties whenever circumstances change.
Warsen Insurance Agency, Inc. offers specialized landlord insurance policies designed to protect rental property owners in Grand Rapids, Michigan. Its general services include helping clients insure single-family homes, duplexes, and multi-unit buildings against common risks. The agency works to match coverage limits with each property’s specific needs and rental income potential. With Michigan’s changing seasons, it guides landlords in preparing for winter-related perils such as burst pipes, ice dam damage, and liability from snow removal accidents.
As winter storms approach Grand Rapids, protecting rental properties from weather-related damage becomes essential. West Michigan Insurance, Inc. provides tailored landlord insurance coverage that addresses the specific risks property owners face in this region. Their policies help safeguard income streams and cover structural repairs when tenants vacate or accidents occur. With a focus on local market conditions, they offer protection for both single-family rentals and multi-unit buildings. Before issuing a policy, a representative schedules a thorough property inspection to evaluate current conditions and identify potential liability concerns upfront.
What Does a a Landlord Insurance Agent in Grand Rapids Cost?
Typical landlord insurance in Michigan costs between 15 and 30 percent more than standard homeowners insurance. For a single family rental expect annual premiums from 800 to 1500 dollars. Costs depend on property value location and coverage limits. This is general information not insurance advice.
About landlord insurance agents in Grand Rapids
A landlord insurance agent in Grand Rapids Michigan helps property owners protect their rental investments. Michigan law does not require landlord insurance but mortgage lenders often mandate it. Local agents understand the risks specific to Grand Rapids including seasonal weather and older housing stock.
Frequently Asked Questions
What does landlord insurance cover in Michigan?
Landlord insurance typically covers property damage liability and loss of rental income. In Michigan policies often exclude flood and earthquake damage which require separate coverage.
Is landlord insurance required by Michigan law?
Michigan law does not require landlord insurance. However most mortgage lenders and property management companies require it as a condition of the loan or contract.
How do Michigan landlord insurance claims work?
You must file claims promptly often within 30 to 60 days of the loss. Michigan follows a comparative fault rule which can reduce your payout if you are partly responsible for the damage.
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