The top-rated landlord insurance agent in Commerce Township, Michigan is Acrisure Commerce Township, MI (Insurance Advisors), rated 4.9 stars across 169 reviews. Other highly rated options include Tim Peacock - State Farm Insurance Agent, Jason Doyle - State Farm Insurance Agent, Sean Shewalter - State Farm Insurance Agent. This directory lists 13 landlord insurance agents serving Commerce Township.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Acrisure Commerce Township, MI (Insurance Advisors) | 4375 Pineview Dr | (248) 363-5746 |
| 2 | Tim Peacock - State Farm Insurance Agent | 2071 E West Maple Rd Ste E-507 | (248) 438-6535 |
| 3 | Jason Doyle - State Farm Insurance Agent | 1111 W Oakley Park Rd #101 | (248) 313-9113 |
| 4 | Sean Shewalter - State Farm Insurance Agent | 620 W Commerce Rd | (248) 936-0121 |
| 5 | Desiree Truman - State Farm Insurance Agent | 620 W Commerce Rd STE A | (248) 363-4711 |
| 6 | Corporate Insurance Planners | 1990 Union Lake Rd # 400B | (248) 360-2143 |
| 7 | Goosehead Insurance - Mary Bucki | 1155 Welch Rd Suite B | (248) 758-3001 |
| 8 | Benchmark Financial Limited | 8884 Commerce Rd | (248) 642-0700 |
| 9 | Tom Attard: Allstate Insurance | 1540 Union Lake Rd | (248) 360-2600 |
| 10 | Farmers Insurance - Robert Dettloff | 8262 Cooley Lake Rd | (248) 363-7555 |
Acrisure Commerce Township, MI (Insurance Advisors) serves Oakland County and the surrounding region as a landlord insurance agent. The company specializes in helping property owners secure coverage for rental dwellings, including policies that address property damage and liability protection. Their work involves assessing the unique risks associated with tenant-occupied homes and advising on appropriate policy features. Acrisure Commerce Township also handles coverage for loss of rental income and policy options for landlord-specific legal expenses.
As a landlord insurance agent in Commerce Township, Michigan, Tim Peacock - State Farm Insurance Agent provides comprehensive coverage tailored for property owners. Policies typically protect against property damage, liability claims, and loss of rental income. Service and maintenance plans often include regular policy reviews to adjust coverage as property values or rental situations change. This ensures landlords stay adequately protected against evolving risks. The agency services a variety of properties, including single-family homes, apartments, retail spaces, and restaurants.
Jason Doyle - State Farm Insurance Agent in Commerce Township, Michigan serves homeowners, rental property owners, and property managers in need of landlord coverage. The agency helps clients protect their rental investments with policies tailored to local housing regulations and tenant risks. They assist with insurance needs for single-family rentals and multi-unit residential properties common in the area. Their services also extend to clients in the neighboring communities of Walled Lake and the broader Oakland County metro region.
Sean Shewalter - State Farm Insurance Agent serves Commerce Township, Michigan, and the surrounding communities. It handles landlord insurance policies tailored for rental property owners, including coverage for income loss, liability, and property damage. For a typical job, the agent begins by reviewing the client's specific property risks and existing coverages, then recommends policy adjustments based on the property type and local market conditions.
Serving Commerce Township, MI, this landlord insurance agent helps property owners distinguish between one-time policies for individual rental situations and recurring coverage for ongoing portfolios. General landlord insurance agency offerings include protecting structures, lost rental income, and liability for multi-unit residential properties or single-family rentals under management. Common local considerations might involve securing assets against seasonal weather patterns or tenant liability claims. Service for policy questions, updates, or claims assistance typically runs on an as-needed basis.
Corporate Insurance Planners provides specialized landlord insurance agency services for property owners in Commerce Township, MI, including coverage for rental dwellings and multi-family units. It also offers general property and liability insurance solutions tailored to real estate investors. Landlords in the area face unique risks during winter months, such as frozen pipe bursts and ice dam damage, and the agency helps structure policies that address those seasonal exposure concerns effectively.
As seasonal storms roll across southeast Michigan, Commerce Township landlords often find themselves reviewing their rental property protections. Goosehead Insurance - Mary Bucki serves local property owners seeking landlord-specific coverage tailored to Michigan rental regulations. This agency addresses the unique exposures faced by area landlords, including liability concerns and property damage risks common to rental homes in Oakland County. They focus on ensuring policies remain current amid changing occupancy and building conditions. An initial property inspection or coverage assessment typically begins the engagement process.
Benchmark Financial Limited works with property owners in Commerce Township, offering landlord insurance policies that protect rental investments against property damage and liability claims. Coverage can be extended to include loss of rental income and vandalism, helping landlords manage financial risks from tenant vacancies or unforeseen repairs. The company serves residential landlords as well as commercial property owners operating offices, warehouses, and food service establishments.
Serving the Commerce Township area, Tom Attard: Allstate Insurance offers residential landlord insurance designed to protect rental properties and their owners. Commercial landlord coverage can also be arranged for multi-unit buildings or other investment properties. Policies typically address liability, property damage, and loss of rental income for qualifying structures. As a local agency, agents can review individual policy needs and assist with claims if they arise. Clients often return for periodic policy reviews to adjust coverage for changes in property value, occupancy, or rental rates between standard renewal visits.
What Does a a Landlord Insurance Agent in Commerce Township Cost?
Typical landlord insurance in Michigan costs between 15 and 25 percent more than a standard homeowners policy. For a single-family rental in Commerce Township you might pay 800 to 1,500 dollars per year for basic coverage. Factors like property age, location, and coverage limits affect the final premium. This is general information and not insurance advice.
About landlord insurance agents in Commerce Township
Landlord insurance agents in Commerce Township Michigan help property owners protect rental investments. Michigan law requires landlords to maintain certain property standards and liability coverage. A local agent can explain how Michigan insurance regulations affect your rental property policy.
Frequently Asked Questions
What does landlord insurance cover in Michigan?
Landlord insurance typically covers property damage, liability protection, and loss of rental income. In Michigan policies often include coverage for fire, wind, and water damage from burst pipes. Liability coverage protects you if a tenant or visitor is injured on your property.
Is landlord insurance required in Commerce Township Michigan?
Michigan law does not require landlord insurance by statute but most mortgage lenders require it for rental properties. Landlord insurance is strongly recommended to cover risks not included in standard homeowners policies. Without it you could face significant out-of-pocket costs for property damage or lawsuits.
How do Michigan landlord insurance rates compare to other states?
Michigan landlord insurance rates are generally higher than the national average due to severe weather risks like winter storms and hail. Commerce Township rates also reflect local crime statistics and property values. An agent can provide quotes specific to your property location and coverage needs.
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