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Find Landlord Insurance Agents Near You in Bay City, MI

Browse landlord insurance agents serving Bay City, Michigan. Updated 2026-07-14.

The top-rated landlord insurance agent in Bay City, Michigan is Farmers Insurance - Mark Townsend, rated 4.8 stars across 159 reviews. Other highly rated options include Brent Mishler - State Farm Insurance Agent, Jon LaPorte - State Farm Insurance Agent, Weaver Group Insurance Agency. This directory lists 20 landlord insurance agents serving Bay City.

Showing 20 landlord insurance agents in Bay City, MIListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Farmers Insurance - Mark Townsend509 E Midland St(989) 469-0009
2Brent Mishler - State Farm Insurance Agent3583 Wilder Rd UNIT 5(989) 686-8680
3Jon LaPorte - State Farm Insurance Agent1416 State St #1(989) 895-5570
4Weaver Group Insurance Agency916 Washington Ave STE 204(989) 391-5085
5Lori Harrison - State Farm Insurance Agent815 Columbus Ave(989) 895-5536
6MCI Insurance701 N Madison Ave(989) 892-5541
7The Kory Agency900 S Euclid Ave(989) 391-5200
8Superior Insurance Group916 Washington Ave SUITE 210(989) 893-7651
9Michael Hayes Agency/Farm Bureau Insurance509 S Euclid Ave(989) 684-4160
10Future Insurance Agency501 S Euclid Ave(989) 922-0049
FI
509 E Midland St
Farmers Insurance - Mark Townsend
Landlord Insurance Agent · Bay City, MI

Farmers Insurance - Mark Townsend serves the Bay City, Michigan area with landlord insurance agent services. This agency assists property owners in securing coverage tailored to rental dwellings, helping protect against potential financial losses from property damage and liability claims. The company works with local landlords to evaluate their insurance needs for single-family rentals and multi-unit properties. Services include advising on policies covering building structure and tenant-related risks.

BM
3583 Wilder Rd UNIT 5
Brent Mishler - State Farm Insurance Agent
Landlord Insurance Agent · Bay City, MI

Brent Mishler - State Farm Insurance Agent provides comprehensive landlord insurance coverage designed to protect rental property investments in the Bay City, MI area. Its service offerings include customized policies that guard against building damage, liability claims, and loss of rental income, with ongoing support available throughout the policy term. Maintenance plans are tailored to address routine property upkeep needs. This agency services single-family homes, apartments, retail spaces, and restaurants.

JL
1416 State St #1
Jon LaPorte - State Farm Insurance Agent
Landlord Insurance Agent · Bay City, MI

Property owners and residential landlords in Bay City, Michigan rely on Jon LaPorte - State Farm Insurance Agent for insurance policies that cover rental dwellings and liability exposures. The agency helps local landlords protect their investment properties against common risks such as fire, weather damage, and tenant-related claims. Personalized service is available to those managing single-family rentals or multiple-unit buildings across Bay City. Service also extends to surrounding communities within Bay County, including the Essexville area.

WG
916 Washington Ave STE 204
Weaver Group Insurance Agency
Landlord Insurance Agent · Bay City, MI

Weaver Group Insurance Agency serves landlords in Bay City and the surrounding communities of Saginaw and Midland. The agency handles insurance policies tailored for residential rental properties, including single-family homes and small multi-unit dwellings. These policies typically cover property damage, liability claims, and loss of rental income. To handle a typical job, an agent reviews the property details with the landlord, explains the coverage options available for the local housing market, and then secures a policy that meets the specific needs of that rental investment.

LH
815 Columbus Ave
Lori Harrison - State Farm Insurance Agent
Landlord Insurance Agent · Bay City, MI

For one-time client needs, Lori Harrison - State Farm Insurance Agent provides tailored landlord coverage policies, while recurring service arrangements ensure long-term protection for multiple properties. The agency specializes in property damage and liability insurance for rental homes in Bay City, Michigan, addressing common local risks. Support for claims and policy adjustments is available through the standard insurance process. Service for clients runs primarily on an as-needed basis for claims updates and ongoing consultation.

MI
701 N Madison Ave
MCI Insurance
Landlord Insurance Agent · Bay City, MI

MCI Insurance specializes in property coverage for landlords in Bay City, MI, protecting rental properties from common liabilities such as tenant damage and slip-and-fall claims. The agency works with local residential and small commercial property owners, helping them secure policies that address their specific rental needs. With changing Michigan winter weather, it frequently assists clients with claims related to burst pipes or ice dam damage on their rental units.

KA
900 S Euclid Ave
The Kory Agency
Landlord Insurance Agent · Bay City, MI

When Michigan’s freeze-thaw cycles threaten aging Bay City rental properties, The Kory Agency provides landlord insurance coverage tailored to local risks like burst pipes and roof damage. They help property owners protect their income streams by offering policies designed specifically for residential landlords. Beyond standard liability and property protection, the agency guides clients through replacement cost valuations for multi-unit dwellings in the Great Lakes Bay region. An initial inspection of each rental property is scheduled to assess unique coverage needs before a policy is written.

SI
916 Washington Ave SUITE 210
Superior Insurance Group
Landlord Insurance Agent · Bay City, MI

Superior Insurance Group provides comprehensive property protection solutions for rental property owners in the Bay City, Michigan area. The agency specializes in landlord insurance policies that cover standard dwelling and liability exposures, with optional coverage for loss of rental income and vandalism. Its services also extend to addressing tenant-related risks common to residential landlords. The company can serve commercial sectors as well, including offices, warehouses, and food service establishments requiring tailored insurance for their unique operational needs.

MH
509 S Euclid Ave
Michael Hayes Agency/Farm Bureau Insurance
Landlord Insurance Agent · Bay City, MI

Michael Hayes Agency/Farm Bureau Insurance provides residential landlord insurance for property owners in and around Bay City, MI. Commercial rental coverage options are also available to suit different investment property needs. The agency serves the Bay City area with policies designed to protect rental income and structures. New claims or policy adjustments can be handled efficiently by contacting the local agent. This allows for simple follow-up on any issues before the next scheduled renewal or regular service visit.

FI
501 S Euclid Ave
Future Insurance Agency
Landlord Insurance Agent · Bay City, MI
AI
702 S Euclid Ave
AAA Insurance - Kolm Insurance Group
Landlord Insurance Agent · Bay City, MI
(989) 316-1170
locator.acg.aaa.com/mi/bay-city/aaa-insurance-kolm-insurance-group
DI
3741 Wilder Rd # C
DuRussel Insurance Agency
Landlord Insurance Agent · Bay City, MI
(989) 671-8206
durussel.com
AI
903 Saginaw St
Aird Insurance Group - Farm Bureau Insurance
Landlord Insurance Agent · Bay City, MI
(989) 792-9687
airdinsurancegroup.com
LA
916 N Euclid Ave
The Lenar Agency
Landlord Insurance Agent · Bay City, MI
(989) 401-7770
FB
903 Saginaw St
Farm Bureau Insurance Engelhardt Agency
Landlord Insurance Agent · Bay City, MI
(989) 895-4321
farmbureauinsurance-mi.com/Portal/Wireframes/AgentAdditionalPage.aspx
RS
2450 Midland Rd
Rudy Schlatter Agency - Farm Bureau Insurance
Landlord Insurance Agent · Bay City, MI
(989) 684-2773
farmbureauinsurance-mi.com/Agent/Rudy-Schlatter
BI
503 N Euclid Ave Suite 11
Bechert Insurance Group-Farm Bureau Insurance in Bay City
Landlord Insurance Agent · Bay City, MI
(989) 656-6860
michfb.com/request-a-quote
FI
2105 10th St
Fremont Insurance
Landlord Insurance Agent · Bay City, MI
(989) 891-9324
VU
1108 W Jenny St
Valley United Insurance
Landlord Insurance Agent · Bay City, MI
(989) 686-7099
valleyunitedinsurance.com
FI
914 N Euclid Ave
Farmers Insurance The Zimmer Agency - Bay City MI
Landlord Insurance Agent · Bay City, MI
(989) 455-0017

What Does a a Landlord Insurance Agent in Bay City Cost?

In Michigan, landlord insurance premiums vary based on property value, location, and coverage level. A typical policy for a Bay City rental home costs between 800 and 1,500 dollars annually. Factors like the age of the property, proximity to water, and deductible amount also affect the price. This is general information and not insurance advice.

About landlord insurance agents in Bay City

Landlord insurance agents in Bay City Michigan help rental property owners protect their investments with specialized policies. Michigan law requires landlords to maintain certain coverages for rental dwellings. Local agents can guide you through options that meet state requirements and protect against common risks like water damage or liability claims.

Frequently Asked Questions

What does landlord insurance cover in Michigan?

Landlord insurance typically covers the building structure, liability protection, and loss of rental income. In Michigan, policies often include coverage for fire, wind, and water damage from burst pipes. Personal property inside the unit is usually not covered unless you add a rider.

Is landlord insurance required by law in Bay City Michigan?

Michigan law does not require landlord insurance by statute. However, most mortgage lenders for rental properties will require a landlord policy. Additionally, having liability coverage is strongly recommended to protect against lawsuits from tenant injuries or property damage.

How much does landlord insurance cost in Bay City Michigan?

Costs for landlord insurance in Michigan typically range from 15 to 30 percent more than a standard homeowners policy. For a single-family rental in Bay City, expect to pay between 800 and 1,500 dollars per year. Premiums depend on property age, location, and coverage limits.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each landlord insurance agent's credentials and current standing with your state Department of Insurance.