The top-rated landlord insurance agent in Lansing, Michigan is Josh Orler - State Farm Insurance Agent, rated 4.9 stars across 445 reviews. Other highly rated options include Farmers Insurance - Kyle Campbell, Farmers Insurance : Alecia Klann Agency, Farmers Insurance - Sarah Schafer. This directory lists 25 landlord insurance agents serving Lansing.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Josh Orler - State Farm Insurance Agent | 6158 W Saginaw Hwy Ste A | (517) 321-3751 |
| 2 | Farmers Insurance - Kyle Campbell | 303 S Waverly Rd Ste 3 | (517) 280-5030 |
| 3 | Farmers Insurance : Alecia Klann Agency | 6920 S Cedar St Suite 2 | (517) 774-4351 |
| 4 | Farmers Insurance - Sarah Schafer | 6540 Millennium Dr #180 | (517) 580-8135 |
| 5 | L.A. Insurance | 5031 S Cedar St Ste. 3 | (517) 887-2222 |
| 6 | Kevin Damesworth at the David Chapman Agency | 5700 W Mt Hope Hwy Suite 2 | (517) 319-8223 |
| 7 | Stark Agency Inc | 431 N Clippert St | (517) 332-7500 |
| 8 | Robert Bell - State Farm Insurance Agent | 3323 W Saginaw St | (517) 372-0218 |
| 9 | Rathbun Insurance | 529 W Saginaw St | (517) 482-1316 |
| 10 | Diversified Insurance Group | 1901 E Michigan Ave | (517) 669-8316 |
Josh Orler - State Farm Insurance Agent serves the Lansing, Michigan area, specializing in landlord insurance solutions for property owners. The agency helps clients protect rental properties from common risks and liabilities associated with leasing residential units. Coverage options include policies for single-family homes, duplexes, or small multi-unit buildings. Its services address potential loss of rental income and property damage from fire or weather. Josh Orler - State Farm Insurance Agent also handles liability protection and loss assessment coverage.
Farmers Insurance - Kyle Campbell provides property insurance policies for landlords in the Lansing area, including coverage for damage, liability, and lost rental income. Service offerings can be structured through comprehensive plans designed to protect against common rental property risks such as fire, theft, and weather damage. Administrative support typically includes policy reviews and claim assistance. The agency services single-family homes, apartments, retail spaces, and restaurants.
Farmers Insurance : Alecia Klann Agency serves homeowners, property managers, and small-business landlords seeking coverage for rental properties in Lansing, Michigan. The agency offers landlord insurance policies that address property damage, liability exposure, and loss of rental income common in the local market. Tenants and aging infrastructure create typical risks that a tailored policy helps manage for owners. The agency also insures landlords with rental homes in nearby East Lansing and surrounding Ingham County communities.
Based in Lansing, Michigan, Farmers Insurance - Sarah Schafer serves landlords throughout the capital area and its surrounding mid-Michigan communities. The agency handles policies designed to protect rental property owners from common liabilities and property damage. Typical coverage addresses risks like tenant injury, building structure issues, and lost rental income. To manage a case, the agent first reviews the property’s specifics and coverage needs with the owner, then selects the appropriate policy framework to match those exact circumstances.
L.A. Insurance specializes in crafting landlord insurance policies tailored to protect rental properties. In Lansing, it assists landlords in securing coverage for dwelling damage, liability claims, and lost rental income. The agency works to align each policy with the owner’s specific property portfolio. For landlords preparing for Michigan’s harsh winter, L.A. Insurance helps evaluate coverage for risks like frozen pipes and ice dam damage that often threaten vacant or maintained rental units.
When winter snow and ice threaten Lansing rental properties, landlords face costly risks from frozen pipes and roof damage. Kevin Damesworth at the David Chapman Agency provides tailored landlord insurance policies designed to protect against these common seasonal perils. The company evaluates each rental unit’s specific liability and property exposures in this Michigan market. A formal inspection of the premises is typically required before the agency can finalize the initial coverage assessment and policy terms.
Stark Agency Inc in Lansing, MI offers landlord insurance services on either a one-time policy placement basis or a recurring managed service plan. Coverage solutions address property damage, liability protection, and loss-of-rent income for rental property owners. Working within the local market, the agency aligns policy options with various residential and commercial rental property types. Service for new clients or renewals runs on a one-time, scheduled, or as-needed basis.
Robert Bell - State Farm Insurance Agent in Lansing, MI focuses on helping property owners protect their rental investments through appropriate landlord insurance policies. Specializing in coverage tailored for residential rental properties, the agency assists clients in understanding liability protection and property damage safeguards. Common services include dwelling coverage for structures and loss of rental income support during repairs. The agent can serve landlords with various commercial sectors such as offices, warehouses, and food service establishments, addressing their unique risk management needs.
When a rental property in Lansing suffers damage from a harsh Michigan winter, securing proper financial protection becomes urgent. Rathbun Insurance provides focused landlord insurance guidance, helping property owners manage risks like frozen pipes and roof collapses. Their coverage options address the specific liability and property exposures of renting out homes or apartments in the local market. Beyond policy enrollment, the agency emphasizes verifying the condition of a unit through a detailed walkthrough before finalizing any new agreement. This initial inspection ensures that all existing features are accurately documented for the landlord.
What Does a a Landlord Insurance Agent in Lansing Cost?
The cost of landlord insurance in Michigan typically ranges from 15 to 30 percent more than standard homeowners insurance. For a single-family rental in Lansing, annual premiums often fall between 800 and 1500 dollars. Costs depend on property age, location, coverage limits, and deductible. This is general information and not insurance advice.
About landlord insurance agents in Lansing
Landlord insurance agents in Lansing Michigan help property owners protect rental homes and multi-unit buildings. Michigan law does not require landlord insurance but mortgage lenders often mandate it. Local agents understand risks like harsh winters and tenant turnover in the Lansing area.
Frequently Asked Questions
What does landlord insurance cover in Michigan?
Landlord insurance typically covers property damage, liability, and lost rental income. In Michigan, policies often exclude flood damage so a separate flood policy may be needed. Coverage limits vary by provider and property type.
Is landlord insurance required by Michigan law?
Michigan state law does not require landlord insurance. However most mortgage lenders for rental properties require a landlord policy. Some landlords also require tenants to carry renters insurance as a lease condition.
How do I choose a landlord insurance agent in Lansing?
Look for agents who specialize in rental property coverage and know local building codes. Ask about replacement cost coverage and liability limits. Compare quotes from multiple agents to find a policy that fits your property needs.
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