The top-rated landlord insurance agent in Livonia, Michigan is Loyalty Insurance, rated 4.9 stars across 463 reviews. Other highly rated options include Tammy Golston - State Farm Insurance Agent, Cheryl Bowker: Allstate Insurance, Perfect Price Insurance Agency. This directory lists 21 landlord insurance agents serving Livonia.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Loyalty Insurance | 39209 Six Mile Rd # 200 | (734) 454-5450 |
| 2 | Tammy Golston - State Farm Insurance Agent | 20361 Middlebelt Rd Ste 1 | (248) 522-3192 |
| 3 | Cheryl Bowker: Allstate Insurance | 31221 Five Mile Rd | (734) 525-9610 |
| 4 | Perfect Price Insurance Agency | 13740 Merriman Rd | (734) 743-1042 |
| 5 | David DeLuca - State Farm Insurance Agent | 11756 Newburgh Rd | (734) 432-3900 |
| 6 | Metro Agency, Inc. | 32646 Five Mile Rd | (734) 522-3900 |
| 7 | Compass Insurance Agency | 33723 Five Mile Rd | (833) 568-6499 |
| 8 | Ryan Wagner - State Farm Insurance Agent | 11770 Newburgh Rd | (248) 473-0454 |
| 9 | AAA Insurance - Mark Ismail Insurance Agency | 33539 Plymouth Rd | (734) 742-5650 |
| 10 | Garwood Buda Knight & Associates | 33039 Schoolcraft | (313) 255-9350 |
Loyalty Insurance serves landlords across Livonia and Wayne County, Michigan, as a dedicated landlord insurance agent. The agency provides policies designed to protect residential rental properties and rental income. It helps property owners manage risks associated with tenant occupancy, property damage, and liability claims common to this area. Landlords can secure coverage for dwelling protection, loss of rent, and liability for injuries on their premises.
Tammy Golston - State Farm Insurance Agent in Livonia, MI, provides a full range of landlord insurance services for property owners. General liability coverage protects against tenant injuries, while property insurance covers damage to buildings and fixtures. Routine policy reviews help ensure adequate coverage for changing rental portfolios. Service plans may include periodic assessments of deductible options. This agency services single-family homes, apartments, retail spaces, and a variety of restaurants.
Serving Livonia homeowners, rental property investors, and property managers, this agency provides liability coverage and dwelling protection for landlords. Local insurance agents can structure policies to safeguard rental income streams and cover property damage from tenants or weather events. The office helps landlords compare basic policies versus broader packages that might cover vandalism or loss of rent. Clients should discuss specific coverage limits for their rental units in Livonia, and the agency also serves nearby communities such as Westland or Garden City.
Perfect Price Insurance Agency in Livonia, MI provides landlord insurance agent services that differ between one-time policy setup for a single rental property and recurring coverage management for an ongoing portfolio. Their policies protect against property damage, liability claims, and loss of rental income. While initial consultations establish the specific needs for each investment property, all subsequent service runs on a scheduled basis to ensure policies renew correctly and coverage limits remain adequate.
David DeLuca - State Farm Insurance Agent serves Livonia, Michigan, and the surrounding communities in Wayne County, handling landlord insurance policies for residential and small commercial rental properties. The agency works with property owners to secure coverage that protects against liability claims, property damage, and lost rental income. To handle a typical job, the agent first reviews the specific property’s age, condition, and occupancy status, then compares available policy options before presenting tailored recommendations.
Based in Livonia, MI, Metro Agency, Inc. specializes in providing tailored landlord insurance policies for residential and commercial property owners. The agency works to protect rental properties from common risks, including property damage and liability claims that arise from tenant occupancy. Its services include helping owners secure appropriate coverage for income loss and legal costs that may occur during disputes. With changing Michigan weather, the agency assists in addressing property vulnerabilities such as roof damage from seasonal storms or winter-related structural issues.
Located in Livonia, MI, Compass Insurance Agency provides a broad range of property coverage solutions and specializes in landlord insurance policies. The agency helps property owners protect rental investments from common risks such as tenant damage, liability claims, and loss of rental income. Services extend to commercial sectors including small offices, warehouse spaces, and food service establishments that require adapted coverage.
Landlords in Livonia often face urgent maintenance calls from tenants during harsh Michigan winters. Ryan Wagner - State Farm Insurance Agent provides coverage tailored to protect rental property owners against such unexpected repair costs or liability claims. Policies from this local agency can address issues like burst pipes or slip-and-fall accidents on the premises. Understanding regional rental regulations is essential for creating suitable protection for single-family homes or duplexes. The process begins with a property walk-through or an online assessment to identify specific insurance needs for each rental unit.
AAA Insurance - Mark Ismail Insurance Agency in Livonia, MI, provides residential landlord insurance for property owners renting single-family homes and small multifamily dwellings. Commercial coverage is also available for larger rental properties and apartment buildings, serving landlords throughout Livonia and surrounding communities. The agency helps protect investment properties by addressing liability, property damage, and loss of rental income needs. After initial policies are placed, clients can receive regular follow-up for plan reviews or adjustments before the next renewal visit.
What Does a a Landlord Insurance Agent in Livonia Cost?
Landlord insurance in Michigan typically costs between 15 and 25 percent more than standard homeowners insurance. For a single-family rental in Livonia, annual premiums often range from 800 to 1,500 dollars. Costs depend on property value, location, coverage limits, and deductible amounts. This is general information and not insurance advice.
About landlord insurance agents in Livonia
A landlord insurance agent in Livonia Michigan helps property owners protect their rental investments. Michigan law requires landlords to maintain certain coverages for liability and property damage. Local agents understand Livonia building codes and the specific risks of the Metro Detroit rental market.
Frequently Asked Questions
What does landlord insurance cover in Michigan?
Landlord insurance typically covers the dwelling structure, liability protection, and loss of rental income. In Michigan, policies often exclude flood and earthquake damage, which require separate coverage.
Is landlord insurance required by law in Livonia Michigan?
Michigan does not legally require landlord insurance, but most mortgage lenders mandate it. Livonia landlords should carry liability coverage to protect against tenant injury claims and property damage lawsuits.
How do I find a licensed landlord insurance agent in Livonia?
You can search the Michigan Department of Insurance and Financial Services website for licensed agents. Local Livonia agents can also be found through the Michigan Association of Insurance Agents directory.
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