The top-rated landlord insurance agent in Port Huron, Michigan is Megan Simmons - State Farm Insurance Agent, rated 5.0 stars across 421 reviews. Other highly rated options include Jeff Genaw - State Farm Insurance Agent, Tremble Insurance Agency, Blue Water Insurance. This directory lists 16 landlord insurance agents serving Port Huron.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Megan Simmons - State Farm Insurance Agent | 203 Huron Ave | (810) 385-4466 |
| 2 | Jeff Genaw - State Farm Insurance Agent | 4155 Lapeer Rd | (810) 984-1538 |
| 3 | Tremble Insurance Agency | 2620 Griswold St | (810) 987-8610 |
| 4 | Blue Water Insurance | 603 Griswold St | (810) 544-3072 |
| 5 | Presnell Insurance Agency | 2924 Pine Grove Ave | (810) 479-5494 |
| 6 | Kearns Agency Inc | 1101 Pine Grove Ave | (810) 987-3330 |
| 7 | Rusty Fournier: Allstate Insurance | 333 Huron Ave | (810) 982-2340 |
| 8 | Grant Smith Health Insurance Agency | 2916 Pine Grove Ave | (810) 984-1373 |
| 9 | Farm Bureau Insurance | 234 Huron Ave | (810) 984-5200 |
| 10 | Great Lakes Insurance | 3928 24th Ave | (810) 824-3159 |
Megan Simmons - State Farm Insurance Agent serves Port Huron and surrounding St. Clair County with landlord insurance. This agency helps property owners protect rental homes by offering policies that cover dwelling damage, liability from tenant injuries, and loss of rental income. They evaluate each property to find suitable coverage tailored to individual needs. Among the specific services they handle are policies for single-family rentals and multi-unit residential properties.
Jeff Genaw - State Farm Insurance Agent serves homeowners, landlords, and property managers in Port Huron, MI, with specialized landlord insurance policies designed to protect rental properties and investment income. These agents help local clients secure coverage for dwelling structures, liability risks, and loss of rental revenue. The agency offers guidance on policy options for single-family rentals, multi-unit buildings, and vacation homes. Beyond Port Huron proper, it also supports clients across surrounding areas such as Marysville and the Blue Water region.
Tremble Insurance Agency provides essential landlord insurance services in Port Huron, MI, including property coverage, liability protection, and loss-of-rent options to help safeguard rental investments. It offers service or maintenance plans designed to assist landlords with preventative upkeep and emergency repairs, ensuring properties remain habitable and compliant. The agency supports a broad range of property types, encompassing single-family homes, apartments, retail spaces, and restaurants.
Blue Water Insurance serves Port Huron and the surrounding Blue Water Area communities, specializing in landlord insurance policies for local property owners. It handles coverage needs such as dwelling protection, liability claims, and loss-of-rent scenarios that arise in this region’s rental market. The agency works to assess each client’s property portfolio and risk exposure, offering a clear explanation of policy options. It typically begins a job by reviewing a property’s details and the landlord’s existing coverage, then tailoring a plan to match the specific rental situation.
Presnell Insurance Agency in Port Huron, MI distinguishes between one-time landlord insurance policies for a single property transaction and recurring coverage options designed for ongoing rental management. Their offerings typically include protection for property damage, liability claims, and loss of rental income. Landlords in the area can consult the agency to tailor coverage to their specific residential or commercial units. This independent agent provides service on an as-needed basis, allowing property owners to adjust their insurance when portfolios change.
Kearns Agency Inc specializes in tailoring coverage for residential rental properties, including single-family homes and duplexes, and also handles general landlord insurance needs for multi-unit buildings in Port Huron, MI. The agency provides guidance on policies that protect against property damage and liability claims common to local rentals. As winter approaches, it assists landlords in reviewing policies to ensure snow removal accidents and frozen pipe bursts are properly covered by their existing plans.
Rusty Fournier: Allstate Insurance in Port Huron, MI, assists property owners with general liability and property protection for rental portfolios. Specialized coverage additions such as loss of rent and flood endorsement can be layered onto a base policy. Standard residential leaseholder policies are offered alongside risk management guidance for commercial sectors. The company can address insurance needs for offices, warehouses, and food service operations.
As the Great Lakes winter gives way to the unpredictable storms of spring and freeze-thaw cycles in Port Huron, many rental property owners need to secure their investment against weather and tenant damage. Grant Smith Health Insurance Agency works as a local landlord insurance agent to help these property owners prepare for such seasonal risks. Their service focuses on crafting coverage that protects the rental structure and income stream through the area’s changing seasons. The process for new insurance usually begins with an initial property assessment and a walk-through inspection.
Farm Bureau Insurance in Port Huron, MI, offers residential landlord coverage for rental properties, along with commercial policies for multi-unit buildings. The agency serves clients throughout St. Clair County and nearby communities, tailoring each policy to local market conditions. Landlords receive support for property risks and liability concerns specific to tenant-occupied homes. After policies are set, follow-up calls or service visits may coordinate with regular maintenance schedules, ensuring coverage adjustments when tenants change or when repairs require interim insurance updates between annual renewals.
Great Lakes Insurance in Port Huron, Michigan, is known for providing landlord insurance coverage tailored to property owners in the region. Its services range from protecting rental dwellings and multi-unit buildings against fire, weather damage, and vandalism to offering liability protection against tenant injuries. The company serves both small-scale landlords and those managing larger residential portfolios throughout the local real estate market. It can also add an endorsement for loss of rental income coverage during property repairs.
What Does a a Landlord Insurance Agent in Port Huron Cost?
Typical landlord insurance costs in Michigan range from 15 to 30 percent more than standard homeowners insurance, often between 800 and 2,500 dollars per year for a single rental property. Factors like property location in Port Huron, building age, and coverage limits affect the price. This is general information, not insurance advice.
About landlord insurance agents in Port Huron
A landlord insurance agent in Port Huron, Michigan helps property owners protect their rental investments. Michigan law requires landlords to maintain certain coverages, such as liability insurance, and an agent can tailor a policy to meet state requirements. Local agents understand the unique risks of Port Huron properties near the St. Clair River and Great Lakes.
Frequently Asked Questions
What does a landlord insurance agent in Port Huron do?
A landlord insurance agent helps you find a policy that covers your rental property, including dwelling protection, liability, and loss of rental income. They explain Michigan-specific requirements, such as coverage for sewer backup or flood risks common in Port Huron. Agents also assist with claims and policy adjustments as your portfolio grows.
Is landlord insurance required by law in Michigan?
Michigan does not legally require landlord insurance, but most mortgage lenders mandate it. Without coverage, you risk financial loss from property damage or liability claims. A local agent can help you meet lender requirements and comply with Michigan landlord-tenant laws.
How do Michigan laws affect landlord insurance costs in Port Huron?
Michigan law allows tenants to sue for habitability issues, which increases liability risks for landlords. Port Hurons proximity to water also raises flood and ice damage concerns. An agent can recommend endorsements for these specific risks, which may affect your premium.
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