The top-rated landlord insurance agent in Portage, Michigan is Andy McClish - State Farm Insurance Agent, rated 4.8 stars across 212 reviews. Other highly rated options include Andy Poulsen - State Farm Insurance Agent, Farmers Insurance - Mark Roberts, Neil Boff at Comparion Insurance Agency. This directory lists 20 landlord insurance agents serving Portage.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Andy McClish - State Farm Insurance Agent | 2012 W Milham Ave | (269) 372-3311 |
| 2 | Andy Poulsen - State Farm Insurance Agent | 2375 E Centre Ave | (269) 324-0416 |
| 3 | Farmers Insurance - Mark Roberts | 576 Romence Rd Ste 230 | (269) 443-2355 |
| 4 | Neil Boff at Comparion Insurance Agency | 8075 Creekside Dr #100 | (269) 569-7194 |
| 5 | Agnew Insurance Agency | 716 W Milham Ave | (269) 488-5907 |
| 6 | Sarah Hoffman at Comparion Insurance Agency | 8075 Creekside Dr #100 | (269) 569-7197 |
| 7 | John Schuring Jr. Company Insurance | 610 Schuring Rd | (269) 327-3031 |
| 8 | Comparion Insurance Agency | 8075 Creekside Dr #100 | (269) 327-2006 |
| 9 | Lancaster-Decamp Insurance Agency | 1595 W Centre Ave Suite 107 | (269) 459-1094 |
| 10 | Freeland Insurance Solutions | 724 W Centre Ave Suite 206 | (269) 459-2239 |
Andy McClish - State Farm Insurance Agent serves the Portage, Michigan area with landlord insurance policies. The company assists property owners in protecting rental homes and multi-unit dwellings. Policies cover property damage, liability claims, and loss of rental income. Landlords can obtain coverage for fire, theft, and weather-related events. The agency also helps secure appropriate protection for tenant-related risks. It handles vacant property insurance and specialized coverage for residential rental units.
Andy Poulsen - State Farm Insurance Agent serves homeowners, rental property owners, and property managers in Portage, Michigan, who require specialized landlord coverage. The agency provides insurance solutions tailored to protect residential rental properties, including liability protection and dwelling coverage for unexpected damages. As a local provider, the agent works with clients to address their specific risk management needs for single-family and multi-unit rentals. This coverage also extends to landlords operating properties in neighboring Kalamazoo, offering protection for investments across the greater metropolitan area.
Farmers Insurance - Mark Roberts in Portage, MI, offers a comprehensive range of landlord insurance solutions, including property coverage and liability protection, along with optional service plans to mitigate routine maintenance risks. The agency works closely with property owners to tailor coverage for rental income loss and unexpected repairs. Its services encompass both single-family homes and apartments, as well as commercial segments such as retail spaces and restaurants.
For landlord insurance needs, Neil Boff at Comparion Insurance Agency in Portage, MI, outlines the difference between a single policy for a specific rental property and recurring coverage for multiple units. Their policies cover essential risks including property damage, liability for tenant injuries, and loss of rental income. As a local agent, they help match clients with standard carrier options that suit landlord obligations in this area. Service operates on an as-needed basis for policy questions, renewals, or reviewing coverage as the landlord’s property portfolio changes.
Agnew Insurance Agency specializes in policies tailored for residential and commercial landlords, providing essential liability and property damage coverage in Portage, Michigan. The agency helps property owners safeguard their investments against common risks, such as tenant-related accidents or building maintenance claims. It also advises on appropriate deductibles and coverage limits for rental income protection. During periods of property vacancy or harsh winter weather, the agency assists landlords with adjusting policies to address potential freezing pipes or vandalism concerns.
As Portage landlords prepare for the seasonal shift, protecting rental properties from weather and liability risks becomes a priority. Sarah Hoffman at Comparion Insurance Agency addresses these needs with tailored landlord insurance policies designed for the local market. She guides property owners through coverage options, including dwelling protection and loss-of-rent provisions. After an initial discussion, she schedules a property inspection to assess specific risks and confirm accurate policy terms before the season changes.
John Schuring Jr. Company Insurance works with property owners in Portage, MI, to secure general liability and property coverage for rental buildings. As a landlord insurance specialist, the agency can tailor policies to cover unique rental exposures not found in standard homeowners plans. This includes adding coverage for tenant-occupied structures, short-term property vacancies, and landlord-specific personal injury risks. The company also serves a range of commercial sectors, extending its expertise to offices, warehouses, and food service operations.
Comparion Insurance Agency serves Portage, Michigan, and the surrounding Kalamazoo area communities, handling landlord insurance policies for rental property owners. It covers residential and commercial properties, addressing needs such as liability protection and coverage for structural damage. The agency tailors each policy to the specific risks landlords face in the local market. To handle a typical job, it first reviews the property’s details with the client to create a customized plan that ensures adequate coverage without unnecessary expenses.
Lancaster-Decamp Insurance Agency in Portage, MI provides residential landlord insurance to protect rental properties and their owners from common liability and property risks. Commercial landlord coverage is also offered, serving property managers and investors throughout the greater Portage area and surrounding communities. Policies are tailored to local building types and tenant situations. After an initial consultation and policy setup, agents remain available for follow-up service and policy adjustments between regular renewal visits.
Freeland Insurance Solutions in Portage, MI is known for helping residential property owners secure appropriate landlord insurance coverage. Its service range includes policies that protect rental dwellings, liability exposures, and loss of rental income. The agency also assists clients in understanding common coverage gaps for local rental properties. For added protection, it can arrange specialized endorsements for vacant units or short-term rental situations.
What Does a a Landlord Insurance Agent in Portage Cost?
In Michigan landlord insurance premiums generally range from 500 to 1500 dollars annually for a standard single-family rental property. A Portage agent can provide quotes based on your propertys age location and replacement cost. Additional coverage for flood or sewer backup may increase the premium by 100 to 300 dollars per year. This is general information not insurance advice.
About landlord insurance agents in Portage
A landlord insurance agent in Portage Michigan helps rental property owners find coverage that protects against property damage liability and lost rental income. Michigan law requires landlords to maintain certain safety standards and insurance can help cover legal costs if a tenant is injured. Local agents understand the specific risks for Portage properties including weather-related damage and seasonal rental fluctuations.
Frequently Asked Questions
What does landlord insurance cover in Portage Michigan?
Landlord insurance typically covers the building structure liability protection and loss of rental income. In Michigan policies often include coverage for fire wind and water damage. It does not cover tenant personal property so tenants should get renters insurance.
Is landlord insurance required by Michigan law?
Michigan law does not require landlord insurance but most mortgage lenders require it for rental properties. Without it you could be personally liable for tenant injuries or property damage. Many landlords also add coverage for ordinance or law compliance which is important in Portage due to local building codes.
How much does landlord insurance cost in Portage Michigan?
Costs for landlord insurance in Michigan typically range from 500 to 1500 dollars per year for a single-family home. Factors include property value location and coverage limits. Portage rates may be slightly higher due to weather risks like hail and winter storms.
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