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Find Landlord Insurance Agents Near You in Rochester, MI

Browse landlord insurance agents serving Rochester, Michigan. Updated 2026-07-14.

The top-rated landlord insurance agent in Rochester, Michigan is Michigan Insured, rated 5.0 stars across 110 reviews. Other highly rated options include Main Street Insurance Agency, Marcus Schirr Insurance Group, Allen Harmon Insurance. This directory lists 13 landlord insurance agents serving Rochester.

Showing 13 landlord insurance agents in Rochester, MIListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Michigan Insured805 Oakwood Dr Suite 205(248) 236-7004
2Main Street Insurance Agency803 N Main St(248) 656-1655
3Marcus Schirr Insurance Group318 East St(248) 464-8749
4Allen Harmon Insurance961 Oakwood Dr(877) 205-0051
5Pino Insurance Agency128 E 4th St(248) 608-0567
6Whims Insurance Agency322 S Main St #200(248) 651-7321
7Jeff Garlick - State Farm Insurance Agent415 W University Dr(248) 652-6400
8Goosehead Insurance - David Cruise429 Walnut Blvd(248) 963-1081
9Lifetime Insurance336 1/2 S Main St(248) 720-5998
10Kozhuharov Insurance Agency961 Oakwood Dr(877) 205-0051
MI
805 Oakwood Dr Suite 205
Michigan Insured
Landlord Insurance Agent · Rochester, MI

Michigan Insured serves the Rochester, Michigan area as a landlord insurance agent. The agency helps property owners secure coverage for residential rental dwellings. Policies typically address risks such as property damage, liability protection, and loss of rental income. Navigating local insurance requirements can be complex for landlords, and this firm assists with matching coverage to specific property needs. It provides services for single-family rental homes and multi-unit residential properties, including guidance on appropriate policy limits for the local market.

MS
803 N Main St
Main Street Insurance Agency
Landlord Insurance Agent · Rochester, MI

Main Street Insurance Agency in Rochester, MI provides a complete range of landlord insurance services, including property liability coverage and loss protection. It offers maintenance plans that help landlords manage routine property upkeep and address tenant issues promptly. The company also coordinates risk assessments to identify potential hazards before they become claims. Main Street Insurance Agency services single-family homes, apartments, retail spaces, and restaurants.

MS
318 East St
Marcus Schirr Insurance Group
Landlord Insurance Agent · Rochester, MI

Marcus Schirr Insurance Group serves homeowners, business owners, and property managers in Rochester, Michigan, who need specialized coverage for rental properties. The agency provides landlord insurance policies designed to protect residential and commercial rental units from common risks such as property damage, liability claims, and loss of rental income. Clients receive guidance on selecting appropriate coverage limits and deductibles for their individual property portfolios. The firm also extends its services to property owners in neighboring Shelby Township and the broader Macomb County metro area.

AH
961 Oakwood Dr
Allen Harmon Insurance
Landlord Insurance Agent · Rochester, MI

Serving Rochester, MI, and nearby communities, Allen Harmon Insurance provides landlord insurance agent services to property owners. The firm handles policies covering rental dwellings, liability protection, and potential loss of income from tenant vacancies. Each policy is arranged with a focus on matching coverage to individual rental property risks. To address a typical job, the agency begins by reviewing the specific property details and tenant situation before recommending appropriate coverage limits and deductibles.

PI
128 E 4th St
Pino Insurance Agency
Landlord Insurance Agent · Rochester, MI

Pino Insurance Agency in Rochester, MI, specializes in landlord insurance policies that protect residential rental properties. Its general service work helps local property owners secure coverage for single-family homes and small apartment buildings. The agency focuses on matching each landlord with a policy that addresses property damage, liability, and potential income loss. To help with the unique pressures of a Michigan winter, it assists clients in reviewing their current protection before seasonal risks like frozen pipes or roof damage from heavy snow become major claims.

WI
322 S Main St #200
Whims Insurance Agency
Landlord Insurance Agent · Rochester, MI

Whims Insurance Agency provides landlord insurance agents in Rochester, MI, distinguishing between one-time policy placements for a single property and recurring service options for those with multiple rentals. The coverage generally protects against property damage, liability claims, and lost rental income from tenant issues. A local agent understands Michigan’s unique landlord regulations in the area and assesses each property individually. Service arrangements for this type of agency are determined on an as-needed basis, allowing clients to request coverage or policy reviews as their rental portfolio changes.

JG
415 W University Dr
Jeff Garlick - State Farm Insurance Agent
Landlord Insurance Agent · Rochester, MI

As the winter months arrive in Rochester, MI, rental property owners often worry about frozen pipes or ice dam damage. Jeff Garlick provides landlord insurance policies specifically designed to protect residential and commercial investments against these common seasonal risks. A comprehensive policy covers structure repairs, liability for tenant injuries, and potential income losses from uninhabitable units. The first step in securing proper coverage involves a thorough inspection of the property to assess its current condition and any immediate vulnerabilities.

GI
429 Walnut Blvd
Goosehead Insurance - David Cruise
Landlord Insurance Agent · Rochester, MI

Goosehead Insurance - David Cruise works with property owners to secure coverage for residential and commercial rental holdings, adding specialized landlord insurance options to protect against property damage and liability claims. Serving Rochester, MI, this agency customizes policies to address the unique risks of leasing properties in the local market. It provides protection for office buildings, warehouses, and food service establishments, offering tailored solutions for diverse landlord portfolios.

LI
336 1/2 S Main St
Lifetime Insurance
Landlord Insurance Agent · Rochester, MI
KI
961 Oakwood Dr
Kozhuharov Insurance Agency
Landlord Insurance Agent · Rochester, MI

Kozhuharov Insurance Agency in Rochester, MI, provides residential landlord insurance services for properties ranging from single-family rentals to small multifamily units. Commercial landlord coverage is also offered to local property owners managing retail or office spaces. The agency serves clients throughout the Rochester area and surrounding communities. Policies are written to address common risks for rental properties. Follow-up and repeat service are routinely provided between regular visits to review coverage needs and adjust policies as circumstances change.

SI
109 E 4th St
Szura Insurance Services
Landlord Insurance Agent · Rochester, MI
(248) 651-4487
szuraagency.com
DN
417 S Main St
Dale Nina Martin Insurance
Landlord Insurance Agent · Rochester, MI
(248) 651-7272
martininsmi.com
GI
316 East St
Gallo Insurance Group LLC.
Landlord Insurance Agent · Rochester, MI
galloinsurancegroupllc.com

What Does a a Landlord Insurance Agent in Rochester Cost?

Typical landlord insurance premiums in Michigan range from 800 to 2,500 dollars per year for a single family rental property. Costs depend on property value, location in Rochester, coverage limits, and deductible amounts. Older homes or properties with frequent claims may cost more. This is general information, not insurance advice.

About landlord insurance agents in Rochester

Landlord insurance agents in Rochester Michigan help property owners protect their rental investments. Michigan law requires landlords to maintain certain property standards, and a good insurance policy can cover liability, property damage, and lost rental income. Working with a local agent ensures your policy meets Rochester city requirements and Michigan insurance regulations.

Frequently Asked Questions

What does landlord insurance cover in Michigan?

Landlord insurance in Michigan typically covers property damage, liability protection, and loss of rental income. It does not cover tenant personal belongings. Michigan law requires landlords to disclose specific insurance details in lease agreements.

Is landlord insurance required in Rochester Michigan?

Michigan law does not require landlord insurance by statute, but most mortgage lenders and property management companies do require it. A local agent can help you meet lender requirements and Rochester city rental ordinances.

How do I choose a landlord insurance agent in Rochester?

Look for an agent licensed in Michigan with experience in rental property coverage. Ask about specific Michigan landlord protections, such as coverage for water damage from frozen pipes, which is common in Michigan winters.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each landlord insurance agent's credentials and current standing with your state Department of Insurance.