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Find Landlord Insurance Agents Near You in Royal Oak, MI

Browse landlord insurance agents serving Royal Oak, Michigan. Updated 2026-07-14.

The top-rated landlord insurance agent in Royal Oak, Michigan is Cameron Barnes - State Farm Insurance Agent, rated 5.0 stars across 565 reviews. Other highly rated options include Atlas Insurance Agency, LLC, High Favor Insurance Agency LLC, Eric Carl: Allstate Insurance. This directory lists 13 landlord insurance agents serving Royal Oak.

Showing 13 landlord insurance agents in Royal Oak, MIListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Cameron Barnes - State Farm Insurance Agent306 S Washington Ave Suite 207(248) 721-8365
2Atlas Insurance Agency, LLC520 E 4th St(248) 545-7500
3High Favor Insurance Agency LLC26080 Woodward Ave(248) 765-8675
4Eric Carl: Allstate Insurance1196 S Washington Ave(248) 584-0202
5The Robert Littleton Insurance Agency104 W 4th St #205(248) 643-7575
6Andy Benson: Allstate Insurance811 N Main St #104(248) 547-0660
7Curt Luke - State Farm Insurance Agent407 N Main St(248) 542-7039
8Linda Fisher - State Farm Insurance Agent28506 Woodward Ave(248) 543-5510
9SWITCH Insurance Group1108 W Eleven Mile Rd Suite 600(248) 965-4510
10Gallagher Insurance, Risk Management & Consulting423 N Main St #100(248) 355-9600
CB
306 S Washington Ave Suite 207
Cameron Barnes - State Farm Insurance Agent
Landlord Insurance Agent · Royal Oak, MI

Cameron Barnes - State Farm Insurance Agent serves the Royal Oak, Michigan metro area, specializing in landlord insurance coverage for property owners. They assist local clients with policies that protect rental dwellings against common risks such as fire damage and liability claims. Their services include helping landlords understand coverage needs for single-family homes and multi-unit properties. The agency also handles specific protections like loss of rental income and building ordinance coverage.

AI
520 E 4th St
Atlas Insurance Agency, LLC
Landlord Insurance Agent · Royal Oak, MI

Atlas Insurance Agency, LLC in Royal Oak, MI offers landlord insurance services including property coverage, liability protection, and loss-of-rent support for rental property owners. Its service plans help clients secure policies tailored to managing tenant-related risks and maintenance exposures. The agency assists with structuring insurance packages that address both short-term and long-term rental property needs. It services single-family homes, apartments, retail spaces, and restaurants.

HF
26080 Woodward Ave
High Favor Insurance Agency LLC
Landlord Insurance Agent · Royal Oak, MI

High Favor Insurance Agency LLC serves homeowners, rental property owners, and property managers in Royal Oak, Michigan. The company provides landlord insurance policies designed to protect residential rental properties from common risks such as property damage and liability claims. Their coverage options address the unique needs of those renting out single-family homes or multi-unit dwellings. Operating in the greater Detroit metro area, High Favor Insurance Agency LLC also extends its services to clients in neighboring communities like Ferndale.

EC
1196 S Washington Ave
Eric Carl: Allstate Insurance
Landlord Insurance Agent · Royal Oak, MI

Serving Royal Oak and the surrounding communities of southeastern Michigan, Eric Carl: Allstate Insurance provides landlord insurance solutions for residential and small commercial rental properties. The agency handles policies designed to protect property owners from common risks, including property damage, liability claims, and loss of rental income. For each client, the agent begins by reviewing the specific details of the rental property and the owner’s exposure level. This involves carefully explaining policy options and exclusions, then tailoring coverage limits to match the building's unique characteristics and the landlord’s financial needs.

RL
104 W 4th St #205
The Robert Littleton Insurance Agency
Landlord Insurance Agent · Royal Oak, MI

The Robert Littleton Insurance Agency specializes in tailoring liability and property coverage for residential and commercial rental properties. It provides general landlord insurance services throughout Royal Oak, MI, helping owners protect their investments from common risks like fire damage or tenant disputes. Adjusting policies to local building codes and vacancy periods, the agent also addresses specific concerns such as ice dam liability during harsh Michigan winters.

AB
811 N Main St #104
Andy Benson: Allstate Insurance
Landlord Insurance Agent · Royal Oak, MI

For one-time customer needs, Andy Benson: Allstate Insurance provides individual landlord insurance policies tailored to a single property, while for ongoing coverage, the agency offers schedules updated periodically for multiple rental units. Both options include standard protection for property damage and liability. As a landlord insurance agent serving the Royal Oak, MI area, the agency coordinates policy modifications and claim support according to client requests. Service runs on both a one-time and as-needed basis, depending on the property and client preferences.

CL
407 N Main St
Curt Luke - State Farm Insurance Agent
Landlord Insurance Agent · Royal Oak, MI

As the season for new leases begins in Royal Oak, property owners often seek coverage that addresses the unique risks of renting residential units. Curt Luke - State Farm Insurance Agent provides landlord-specific insurance policies designed to protect rental property investments. Their services help local landlords manage potential issues such as tenant liability, property damage, and loss of rental income. The agency assists in customizing a policy that fits the property’s specific needs. A thorough discussion of the property’s features and occupancy details typically begins the initial coverage review.

LF
28506 Woodward Ave
Linda Fisher - State Farm Insurance Agent
Landlord Insurance Agent · Royal Oak, MI

Linda Fisher, a State Farm Insurance agent in Royal Oak, MI, provides conventional landlord insurance coverage protections. The agency can add specialty endorsements such as liability protection for tenant-occupied properties. This service area typically includes buildings with multiple units and single-family rental homes. For commercial clients, she can serve offices, warehouses, and food service establishments, ensuring each property's unique liability and structural risks are addressed with appropriate insurance policies.

SI
1108 W Eleven Mile Rd Suite 600
SWITCH Insurance Group
Landlord Insurance Agent · Royal Oak, MI

SWITCH Insurance Group, based in Royal Oak, Michigan, provides landlord insurance agent services for property owners in the area. The company helps clients secure coverage that protects rental properties from common risks. Its typical service range includes policies for single-family homes, multi-unit dwellings, and vacation rentals. Landlords can expect assistance with navigating liability protection and property damage options. For an added specialty, SWITCH Insurance Group offers specific guidance on vacancy coverage to shield properties during tenant transition periods.

GI
423 N Main St #100
Gallagher Insurance, Risk Management & Consulting
Landlord Insurance Agent · Royal Oak, MI

Gallagher Insurance, Risk Management & Consulting serves landlords in the Royal Oak, Michigan, area. The company helps property owners protect their rental investments by managing exposure to common liability risks. It assists with coverage for residential and commercial rental properties. The firm handles landlord insurance policies that address property damage, legal defense costs, and loss of rental income. Gallagher also offers guidance on umbrella liability and vacant property insurance for landlords in the region.

RO
912 E Lincoln Ave
Royal Oak Insurance Group
Landlord Insurance Agent · Royal Oak, MI
(248) 793-9053
MM
4211 W 13 Mile Rd
Michael Mourtada: Allstate Insurance
Landlord Insurance Agent · Royal Oak, MI
(248) 663-6333
agents.allstate.com/michael-mourtada-royal-oak-mi.html
GI
4338 Delemere Blvd Suite B
Goosehead Insurance - Royal Oak
Landlord Insurance Agent · Royal Oak, MI
(248) 365-6007
goosehead.com/agents/mi/royal%20oak

What Does a a Landlord Insurance Agent in Royal Oak Cost?

Typical costs for landlord insurance in Michigan range from 800 to 2,500 dollars per year for a single family home. Factors include property age, location, coverage limits, and deductible amount. Older homes in Royal Oak may cost more to insure due to wiring or plumbing risks. This is general information not insurance advice.

About landlord insurance agents in Royal Oak

A landlord insurance agent in Royal Oak Michigan helps property owners protect their rental investments. Michigan law does not require landlord insurance but mortgage lenders often do. Local agents understand the specific risks for Royal Oak properties including older homes and seasonal weather patterns.

Frequently Asked Questions

What does landlord insurance cover in Royal Oak Michigan?

Landlord insurance typically covers the building structure, liability protection, and loss of rental income. It does not cover a tenants personal belongings. Michigan law requires you to disclose any known property defects to tenants.

How much landlord insurance do I need for a Royal Oak rental?

You should insure for the full replacement cost of the building not the market value. Liability coverage of at least 300,000 dollars is common. Michigan has no state minimum for landlord insurance so your lender may set requirements.

Can I get landlord insurance for a short term rental in Royal Oak?

Yes but standard landlord policies often exclude short term rentals like Airbnb. You need a specialized policy for vacation or short term rentals. Royal Oak city regulations may also require a rental license.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each landlord insurance agent's credentials and current standing with your state Department of Insurance.