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Directory of landlord insurance agents in St Joseph, Michigan. Verify credentials with the state department of insurance before hiring.
10 agents listed
Updated May 2026
St Joseph, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Michigan before hiring.
Showing 10 landlord insurance agents in St Joseph, MI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Jonah McDonough - State Farm Insurance Agent
2606 Lakeshore Dr, St Joseph, MI 49085
(269) 408-8015
jonahismyagent.com
The Batalis Agency - Farm Bureau Insurance
2396 S Cleveland Ave Box 917, St Joseph, MI 49085
(269) 983-0179
batalisagency.com
Nulty Insurance Agency
720 St Joseph Dr, St Joseph, MI 49085
(269) 983-7161
ciainsurancemi.com
IMS Insurance
501 Main St, St Joseph, MI 49085
(269) 983-7101
imsinsuranceagency.com
Metzger Insurance Agency
4146 M-139, St Joseph, MI 49085
(269) 429-3160
metzgerinsurance.net
Ryan James Agency: Allstate Insurance
818 Ship St, St Joseph, MI 49085
(269) 684-5200
agents.allstate.com
Wallace Agency
206 Court St Suite B, St Joseph, MI 49085
(269) 932-7100
wallaceagency.com
Farm Bureau Insurance - Resseguie Agency
2396 S Cleveland Ave, St Joseph, MI 49085
(269) 983-2165
caseyresseguieinsurancequote.com
Liskey / TRICOR Insurance
517 Broad Street, St Joseph, MI 49085
(269) 983-1644
liskeyinsurance.com
Farmers Insurance - Daniel Omodio
505 Pleasant St # 202, St Joseph, MI 49085
(269) 769-0082
agents.farmers.com
Landlord insurance agents in St Joseph Michigan help property owners protect their rental investments. Michigan law requires landlords to maintain certain property standards, and a local agent can tailor a policy to cover structures, liability, and loss of rental income. Working with an agent familiar with Berrien County and Lake Michigan properties ensures your policy addresses regional risks like ice damage and seasonal tenant turnover.
What Does a Landlord Insurance Agent in St Joseph Cost?
Typical landlord insurance costs in Michigan range from 800 to 2,500 dollars per year for a single-family rental, with higher premiums for multi-unit buildings or properties near water. Factors include property age, replacement cost, and liability limits. In St Joseph, proximity to Lake Michigan can increase rates due to wind and ice damage risks. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does landlord insurance cover in St Joseph Michigan?
Landlord insurance typically covers the building structure, liability for tenant injuries, and loss of rental income if the property becomes uninhabitable. In Michigan, policies may also include coverage for vandalism or theft by tenants. An agent can help you add endorsements for specific risks like flood or sewer backup common in lakeside areas.
Is landlord insurance required by law in Michigan?
Michigan state law does not require landlord insurance, but most mortgage lenders will require it for rental properties. Without coverage, you could be personally liable for property damage or tenant injuries. A local agent can explain how Michigan landlord-tenant laws affect your liability exposure.
How much does landlord insurance cost in St Joseph Michigan?
Costs vary based on property value, location, and coverage limits. In Michigan, a basic landlord policy might range from 800 to 2,500 dollars per year for a single-family home. Properties near Lake Michigan may have higher premiums due to weather risks. An agent can provide a quote tailored to your specific rental property.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Michigan.