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Find Landlord Insurance Agents Near You in Troy, MI

Browse landlord insurance agents serving Troy, Michigan. Updated 2026-07-14.

The top-rated landlord insurance agent in Troy, Michigan is FSA Insurance Agency, rated 4.9 stars across 565 reviews. Other highly rated options include Goosehead Insurance - Alsaigh & Adour Agency, JPS Insurance Agency, AAA Insurance - Daniel's Agency. This directory lists 20 landlord insurance agents serving Troy.

Showing 20 landlord insurance agents in Troy, MIListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1FSA Insurance Agency50 W Big Beaver Rd Ste 500(586) 842-3770
2Goosehead Insurance - Alsaigh & Adour Agency100 W Big Beaver Rd STE 580(586) 630-3799
3JPS Insurance Agency1111 W Long Lake Rd Suite 201(248) 646-6657
4AAA Insurance - Daniel's Agency42831 Dequindre Rd(248) 800-9999
5Troy-Metro Agency2065 Livernois Rd(248) 813-8540
6Andrew Leggat - State Farm Insurance Agent2265 Livernois Rd Ste 300(248) 244-0618
7Hershey Insurance Group2855 Coolidge Hwy #204(888) 843-7743
8Members Home and Auto2855 Coolidge Hwy #204(877) 898-4102
9Farmers Insurance - Kelvin Khosho2115 Livernois Rd(248) 509-2223
10American Insurance Advisors, LLC. - Jeff Pratt801 W Big Beaver Rd Suite 300(248) 895-0000
FI
50 W Big Beaver Rd Ste 500
FSA Insurance Agency
Landlord Insurance Agent · Troy, MI

FSA Insurance Agency serves Troy, Michigan, and the surrounding metropolitan area as a landlord insurance agent. The company assists property owners in obtaining policies that cover rental dwellings, including single-family homes and small multi-unit buildings. Common protections addressed include property damage, liability coverage, and loss of rental income from covered events. Typical claims handled involve fire damage, water damage, and tenant injury liability cases.

GI
100 W Big Beaver Rd STE 580
Goosehead Insurance - Alsaigh & Adour Agency
Landlord Insurance Agent · Troy, MI

Goosehead Insurance - Alsaigh & Adour Agency in Troy, Michigan provides a full range of landlord insurance services, including property coverage, liability protection, and loss-of-rent policies tailored for property owners. It offers ongoing policy management plans to help landlords maintain proper coverage as their portfolios evolve, with periodic reviews to adjust for new acquisitions or changes in occupancy. Its service extends to securing adequate limits for both residential and commercial risk exposures. The agency works with clients who own single-family homes, apartments, retail spaces, and restaurants.

JI
1111 W Long Lake Rd Suite 201
JPS Insurance Agency
Landlord Insurance Agent · Troy, MI

JPS Insurance Agency serves residential and commercial property owners, including landlords and property managers, in Troy, Michigan. It provides landlord insurance policies designed to cover rental dwellings and associated liability risks. The agency helps clients navigate coverage options tailored to their specific investment properties. JPS Insurance Agency also extends its services to neighboring communities throughout the Oakland County metro area, such as Bloomfield Hills.

AI
42831 Dequindre Rd
AAA Insurance - Daniel's Agency
Landlord Insurance Agent · Troy, MI

Serving Troy, Michigan, and the surrounding communities, AAA Insurance - Daniel's Agency handles landlord insurance policies tailored for residential and commercial rental property owners. This agency assists clients in securing coverage that addresses property damage, liability protection, and potential loss of rental income. For each typical job, the agency reviews the specific property details and the landlord's exposure risks to recommend a policy that aligns with the local rental market.

TM
2065 Livernois Rd
Troy-Metro Agency
Landlord Insurance Agent · Troy, MI

Landlord insurance coverage can be obtained on a one-time policy for a single property or as a recurring service to protect a growing portfolio held by the same owner. Troy-Metro Agency in Troy, MI assists residential rental property owners and small-scale commercial landlords in selecting appropriate plans that address liability, property damage, and loss of rental income. The agency may also advise on local regulations impacting coverage needs. Client service is offered on either a one-time or an as-needed basis.

AL
2265 Livernois Rd Ste 300
Andrew Leggat - State Farm Insurance Agent
Landlord Insurance Agent · Troy, MI

Andrew Leggat - State Farm Insurance Agent in Troy, MI provides specialized landlord insurance services to protect rental properties and their owners. The agency also handles general insurance needs for area homeowners, renters, and vehicle policies. Landlord coverage addresses property damage, liability claims, and potential lost rental income from tenant events. A typical seasonal concern it helps with involves preparing rental units for Michigan winters, covering risks from frozen pipes or ice dam damage that lead to tenant displacement.

HI
2855 Coolidge Hwy #204
Hershey Insurance Group
Landlord Insurance Agent · Troy, MI

Winter storms and sudden freeze-ups in Troy can send vacancy losses soaring for rental property owners. Hershey Insurance Group in Troy approaches landlord insurance with a clear focus on property-specific risk exposure rather than generic coverages. Their agency devotes attention to policy details covering fire, wind, and water damage along with loss-of-rent protection that matters most during repair delays. An initial discovery assessment—usually conducted on-site—begins with a careful walkthrough of each unit and its mechanical systems before any policy discussion begins.

MH
2855 Coolidge Hwy #204
Members Home and Auto
Landlord Insurance Agent · Troy, MI

Members Home and Auto in Troy, MI provides landlord insurance agent services for property owners seeking coverage on rental dwellings. The agency focuses on policies that address liability protection and property damage specific to residential rentals. It also offers additional endorsements for income loss during vacancy periods and coverage for appliances or fixtures. Commercial sectors served by the firm include offices, warehouses, and food service establishments, each with tailored risk assessments for tenant-occupied spaces.

FI
2115 Livernois Rd
Farmers Insurance - Kelvin Khosho
Landlord Insurance Agent · Troy, MI

Farmers Insurance - Kelvin Khosho in Troy, MI offers residential landlord insurance for rental properties, including single-family homes and multi-unit dwellings. Commercial coverage is also available for larger rental buildings or mixed-use properties across the local area. Policies can address property damage, liability protection, and loss of rental income. Follow-up service is provided regularly, with the agent available to review coverage between lease renewals or after a tenant change to ensure ongoing alignment with the landlord's needs.

AI
801 W Big Beaver Rd Suite 300
American Insurance Advisors, LLC. - Jeff Pratt
Landlord Insurance Agent · Troy, MI

American Insurance Advisors, LLC. - Jeff Pratt is known for providing landlord insurance agent services to property owners in Troy, MI, covering both residential and commercial rental properties. The agency assists with policies that protect against property damage, liability claims, and potential loss of rental income. Tenants and landlords alike can benefit from tailored coverage options designed for local rental market conditions. For added protection, it offers specialized endorsements for vacant rental properties.

FI
1050 Wilshire Dr #110
Fisher Insurance Group, LLC
Landlord Insurance Agent · Troy, MI
(586) 979-1330
fisherins.net
MM
3155 W Big Beaver Rd Suite 125
Mason-McBride Insurance
Landlord Insurance Agent · Troy, MI
(248) 822-7170
mason-mcbride.com
HI
850 Stephenson Hwy #207
Haugk Insurance Agency
Landlord Insurance Agent · Troy, MI
(248) 577-8137
haugkinsurance.com
VI
1175 W Long Lake Rd # 200
VTC Insurance Group
Landlord Insurance Agent · Troy, MI
(248) 828-3377
vtcins.com
II
2095 E Big Beaver Rd # 100
InPro Insurance Group
Landlord Insurance Agent · Troy, MI
(248) 526-3260
inproagent.com
PI
575 E Big Beaver Rd #290
Plan IV
Landlord Insurance Agent · Troy, MI
(248) 689-4910
planiv.com
AO
4107 John R Rd # 200
Auto-Owners Insurance Troy Claims
Landlord Insurance Agent · Troy, MI
auto-owners.com
SA
2565 W Maple Rd
The Secure Agency (Troy Branch)
Landlord Insurance Agent · Troy, MI
(248) 414-1595
securefg.com/secure-agency
BI
3150 Livernois Rd #136
Building Insurance Group LLC
Landlord Insurance Agent · Troy, MI
(800) 625-8076
buildinginsurancegroup.com
IP
3001 W Big Beaver Rd #117
Insurance Providers of Michigan,Inc.
Landlord Insurance Agent · Troy, MI
(248) 325-9469
insuranceprovidersofmichigan.com

What Does a a Landlord Insurance Agent in Troy Cost?

In Michigan, landlord insurance premiums typically range from 25 to 35 percent more than standard homeowners insurance. For a single family home in Troy, annual premiums often fall between 800 and 1,500 dollars, depending on property value, location, and coverage limits. Factors like the age of the property, number of units, and claims history also affect the rate. This is general information and not insurance advice.

About landlord insurance agents in Troy

Landlord insurance agents in Troy Michigan help property owners protect their rental investments. Michigan law requires landlords to maintain certain property standards, and a local agent can tailor a policy to cover liability, property damage, and loss of rental income. Working with an agent familiar with Troy and Oakland County ensures your policy meets both state requirements and local market conditions.

Frequently Asked Questions

What does landlord insurance cover in Michigan?

Landlord insurance typically covers the dwelling structure, liability protection, and loss of rental income. It does not cover tenant personal property. Michigan law does not require landlord insurance, but most mortgage lenders do.

How is landlord insurance different from homeowners insurance in Troy?

Homeowners insurance covers owner-occupied homes, while landlord insurance covers rental properties. Landlord policies include liability for tenant injuries and loss of rent coverage. Using homeowners insurance for a rental property can lead to claim denial in Michigan.

Do I need landlord insurance for a single family rental in Troy?

Yes, it is strongly recommended. Even if not required by law, your mortgage lender will likely mandate it. Landlord insurance protects against fire, storm damage, and liability claims from tenants or visitors on your Troy property.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each landlord insurance agent's credentials and current standing with your state Department of Insurance.