The top-rated landlord insurance agent in Village of Clarkston, Michigan is Tony Volante - State Farm Insurance Agent, rated 4.9 stars across 431 reviews. Other highly rated options include The Ryan Insurance Agency, Farmers Insurance - Kurt Urch, Mike Leahy - State Farm Insurance Agent. This directory lists 16 landlord insurance agents serving Village of Clarkston.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Tony Volante - State Farm Insurance Agent | 4990 Sashabaw Rd | (248) 625-6777 |
| 2 | The Ryan Insurance Agency | 7151 N Main St Ste. 103 | (248) 403-8591 |
| 3 | Farmers Insurance - Kurt Urch | 6160 Dixie Hwy Ste 210 | (248) 297-6020 |
| 4 | Mike Leahy - State Farm Insurance Agent | 9191 Dixie Hwy | (248) 707-6577 |
| 5 | Oakland Insurance | 8055 Ortonville Rd | (248) 647-2500 |
| 6 | Rossell Agency | 5850 Dixie Hwy Ste C | (248) 605-0060 |
| 7 | McNeil Agency Inc | 5730 Bella Rosa Blvd Ste #300 | (586) 731-1180 |
| 8 | Farmers Insurance - Michelle Houck | 3983 S Ortonville Rd Ste B | (248) 625-8122 |
| 9 | Steve Craft: Allstate Insurance | 6300 Sashabaw Rd # C | (248) 620-2211 |
| 10 | Farm Bureau Insurance | 9282 Dixie Hwy | (248) 922-1994 |
Tony Volante - State Farm Insurance Agent serves Clarkston and the surrounding Oakland County area, offering landlord insurance policies for rental property owners. This agency works with clients to secure coverage that helps protect residential rental dwellings and their structures. Policies typically address property damage from perils like fire or wind, and liability protection for landlord situations. The agency also assists with coverage options that may include loss of rental income protection. Tony Volante’s office handles landlord insurance for single-family rentals and multi-unit residential properties in the Village of Clarkston.
The Ryan Insurance Agency in the Village of Clarkston, Michigan, offers a full range of landlord insurance services, including property protection and liability coverage for rental properties. Maintenance plans assist owners in managing risks associated with tenant-occupied buildings. The agency helps landlords assess policy options to safeguard their investments from common perils such as fire or weather damage. Its clientele includes owners of single-family homes, apartments, retail spaces, and restaurants.
Farmers Insurance - Kurt Urch in the Village of Clarkston, Michigan, serves homeowners, rental property owners, and small property managers seeking specialized landlord insurance coverage. The agency helps clients protect their investment properties from common risks such as property damage and liability claims. It offers tailored policies that address the unique needs of residential landlords in the area. This agency also provides its services to property owners in nearby communities throughout Oakland County, including the greater Waterford area.
In the Village of Clarkston, MI, Mike Leahy - State Farm Insurance Agent offers landlord insurance arranged either as a single policy for a specific rental or as a recurring service covering a portfolio. Each plan addresses property damage, liability protection, and potential income loss from tenant issues common to Michigan landlords. Assistance includes evaluating coverage limits and local rental property risks. Service for these landlord insurance agent options runs on an as-needed basis, with policies renewed according to individual lease or portfolio cycles.
Oakland Insurance serves the Village of Clarkston, Michigan, and its surrounding communities, handling landlord insurance needs for local property owners. This includes coverage for rental dwellings, liability protection, and potential loss of rental income. The agency works with policyholders to review property exposures and tailor coverage to the specific risks of managing residential rentals in the area. To handle a typical job, it conducts a thorough assessment of the property and the landlord’s personal liability requirements before presenting suitable policy options.
Rossell Agency specializes in landlord insurance policies, including property damage and liability coverage for residential rental units. Serving the Village of Clarkston, MI, it provides general insurance guidance tailored to local real estate investors and rental property owners. Its agents assist with risk assessments and policy renewals to maintain consistent protection. During Michigan’s harsh winter months, the agency helps landlords review coverage for frozen pipes and ice dam damage, ensuring their properties remain secure.
As the leaves fall in Village of Clarkston, MI, properties face increased risks from roof leaks and storm debris. McNeil Agency Inc offers landlord insurance agent services to address these seasonal exposures for property owners. They help clients secure coverage for rental structures against typical local perils such as fire, wind, and liability claims from tenants. Property owners may obtain policies tailored to single-family rentals or multi-unit dwellings in the area. The process starts with an in-person or virtual inspection of the rental property to assess its current condition.
Farmers Insurance - Michelle Houck provides residential landlord insurance for property owners in the Village of Clarkston, MI area, covering single-family rental homes and small multi-unit dwellings. Commercial landlord protection is also offered for larger rental properties or mixed-use buildings serving tenants in the surrounding communities. Policies may address structure damage, liability concerns, and loss of rental income to support ongoing property management needs. After an initial consult, the agency can help adjust coverage as properties or tenant situations change between regular scheduled visits.
Steve Craft: Allstate Insurance works with property owners throughout the Village of Clarkston, MI, area to secure coverage for residential rentals and other income properties, including policies that address liability, property damage, and loss of rental income. Its specialty add-ons can include protection for vandalism, weather-related damage, and equipment breakdown. This agency serves clients with offices, warehouses, and food service operations requiring commercial landlord protection.
What Does a a Landlord Insurance Agent in Village of Clarkston Cost?
In Michigan, landlord insurance premiums typically range from 15 to 30 percent more than standard homeowners insurance. For a single-family rental in Clarkston, annual costs often fall between 800 and 1,500 dollars, depending on property value, location, and coverage limits. Multi-unit properties may cost 2,000 to 4,000 dollars per year. This is general information, not insurance advice.
About landlord insurance agents in Village of Clarkston
Landlord insurance agents in Village of Clarkston help property owners protect rental investments with policies that cover dwelling damage, liability, and lost rental income. Michigan law does not require landlord insurance, but mortgage lenders often mandate it. Agents in Clarkston understand local risks like winter freeze damage and can tailor policies to meet Michigan insurance regulations.
Frequently Asked Questions
What does landlord insurance cover in Village of Clarkston?
Landlord insurance typically covers the dwelling structure, liability for tenant injuries, and loss of rental income if the property becomes uninhabitable. Michigan policies may also include coverage for vandalism or theft by tenants, which is not standard in all states.
Is landlord insurance required by Michigan law?
Michigan law does not require landlord insurance. However, most mortgage lenders in Clarkston require a landlord policy as a condition of the loan. Without it, you could be personally liable for property damage or lawsuits from tenants.
How do I choose a landlord insurance agent in Clarkston?
Look for an agent licensed in Michigan who specializes in rental property coverage. Ask about policy options for single-family homes, duplexes, and multi-unit buildings common in Clarkston. Verify they understand local building codes and replacement cost estimates for the area.
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