The top-rated landlord insurance agent in Warren, Michigan is Signature Insurance, rated 4.9 stars across 1,089 reviews. Other highly rated options include Bengal Insurance Agency - Warren, Michigan, Natalie Gajewski - State Farm Insurance Agent, American Benefits Agency. This directory lists 16 landlord insurance agents serving Warren.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Signature Insurance | 32888 Ryan Rd | (586) 274-9600 |
| 2 | Bengal Insurance Agency - Warren, Michigan | 4198 E 10 Mile Rd | (586) 825-3800 |
| 3 | Natalie Gajewski - State Farm Insurance Agent | 15192 E Thirteen Mile Rd | (586) 979-6350 |
| 4 | American Benefits Agency | 30009 Schoenherr Rd | (586) 751-3844 |
| 5 | L.A. Insurance | 11543 12 Mile Rd | (586) 393-5084 |
| 6 | Tracey Denson Scott Insurance Agency | 31201 Chicago Rd S Suite A102 | (248) 544-2542 |
| 7 | Grace Bray - State Farm Insurance Agent | 29055 Schoenherr Rd | (586) 751-3166 |
| 8 | AAA Insurance - Brents Insurance Agency | 12028 E 10 Mile Rd | (248) 315-0217 |
| 9 | Randahl Agency, LLC | 3200 12 Mile Rd #102 | (586) 558-3900 |
| 10 | Steve Donovan - State Farm Insurance Agent | 11455 E Thirteen Mile Rd | (586) 264-9664 |
Signature Insurance serves the Warren, Michigan area and surrounding Macomb County as a specialized landlord insurance agent. The company helps property owners protect their rental investments with tailored coverage designed for local regulations and tenant risks. Landlords in this metro routinely require policies that address property damage, liability, and loss of rental income. Signature Insurance handles these essential protections, including customizing policies for both single-family rentals and multi-unit residential buildings in the Warren region.
Bengal Insurance Agency in Warren, Michigan provides a full range of landlord insurance services, including property coverage tailored to protect rental investments. The agency assists with securing policies that cover building damage, liability protection, and loss of rental income. It also offers guidance on routine maintenance plans to help landlords minimize long-term property risks. Service options are designed to address the unique exposures of managing rental real estate. The company provides coverage for single-family homes, apartments, retail spaces, and restaurants in the local area.
Natalie Gajewski - State Farm Insurance Agent serves Warren homeowners, rental property owners, and small-scale landlords seeking property coverage. The agency helps clients protect residential investment properties with standard landlord insurance policies. These services include coverage for structure damage, liability protection, and potential income loss during repairs. In the Detroit metropolitan area, the agency also serves clients in neighboring communities such as Sterling Heights and Center Line.
American Benefits Agency serves Warren, Michigan, and the surrounding communities. As a landlord insurance agent, it handles policies designed to protect rental properties and investment income. The agency addresses coverage needs such as property damage, liability protection, and loss of rent. For a typical job, it begins by reviewing the specifics of a client’s rental portfolio. It then customizes coverage options to match the property type and local risk factors. Finally, it explains policy terms clearly so the landlord understands their protection before the plan is issued.
L.A. Insurance in Warren, Michigan, helps property owners protect their rental investments with tailored coverage plans. The agency focuses on policies that address common landlord risks, such as property damage and liability claims. For added security, clients can obtain specialized endorsements for loss of rental income or vandalism protection. These options allow landlords to safeguard their financial interests against unforeseen tenant-related losses. Beyond residential rentals, L.A. Insurance also serves commercial sectors including offices, warehouses, and food service businesses.
Tracey Denson Scott Insurance Agency in Warren, MI offers both one-time landlord insurance policies for a single property transaction and recurring annual coverage that renews for ongoing rental protection. Typical landlord policies cover the building structure, liability for tenant injuries, and potential loss of rental income. They also help address property damage from fire, vandalism, or weather. Clients generally rely on an annual renewal cycle for continuous protection, with service provided on a scheduled basis around renewal dates and as-needed for new policies or claim questions.
Grace Bray - State Farm Insurance Agent in Warren, MI specializes in landlord insurance policies for residential rental properties. As a local independent agent, it provides coverage options tailored to protect both the physical structure and the financial interests of landlords. This includes safeguarding against property damage from common risks and offering general liability protection for accidents on the premises. The agency also works with clients to address seasonal concerns, such as ensuring adequate coverage for roof damage from heavy winter snow or storms common to the Michigan area.
As Warren landlords prepare for the harsh Michigan winter, they often face unique property risks from snow, ice, and frozen pipes. AAA Insurance - Brents Insurance Agency specializes in crafting coverage for such challenges, offering liability protection and property insurance tailored to rental dwellings. Their agents understand the specific requirements of local housing codes and tenant laws. To ensure accurate coverage, every policy begins with a thorough walk-through of the property to document its condition and assess potential hazards.
Randahl Agency, LLC works with property owners in Warren, Michigan to secure insurance for rental properties. Their focus includes policy options that cover buildings, liability, and loss of rental income. Landlords with single-family homes or multi-unit dwellings can consult them about structuring coverage for their specific portfolios. Commercial sectors served include office complexes, warehouses, and food service establishments.
Steve Donovan - State Farm Insurance Agent in Warren, MI, provides residential landlord insurance, protecting rental properties such as single-family homes. The agency also offers commercial coverage for apartment buildings and multi-unit complexes, serving all neighborhoods throughout the Warren area. Policies address common landlord needs including property damage, liability protection, and loss of rental income. After the initial policy setup, the agent handles routine policy reviews and renewal adjustments, ensuring coverage adapts to changing property conditions and tenant situations between regular visits.
What Does a a Landlord Insurance Agent in Warren Cost?
The cost of landlord insurance in Michigan typically ranges from 25 to 50 percent more than standard homeowners insurance. For a single-family rental in Warren you might pay between 800 and 1500 dollars per year. Factors like property age location and coverage limits affect the premium. This is general information not insurance advice.
About landlord insurance agents in Warren
Landlord insurance agents in Warren Michigan help rental property owners protect their investments. Michigan law does not require landlord insurance but mortgage lenders often mandate it. A local agent can explain coverage options like dwelling protection and liability insurance specific to Warren properties.
Frequently Asked Questions
What does landlord insurance cover in Warren Michigan?
Landlord insurance typically covers the dwelling structure liability protection and loss of rental income. In Michigan policies may also cover damage from fire wind or vandalism. Personal property of tenants is not covered by your policy.
Is landlord insurance required by Michigan law?
Michigan law does not require landlord insurance by statute. However your mortgage lender will likely require a policy that covers the property. Some local ordinances in Warren may also have insurance requirements for rental licenses.
How do I choose a landlord insurance agent in Warren?
Look for an agent licensed in Michigan who has experience with rental properties. Ask about coverage for specific risks in Warren like winter freeze damage or sewer backup. Compare quotes from multiple agents to find a policy that fits your needs.
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