The top-rated landlord insurance agent in Jamestown, New York is Dave Snow - State Farm Insurance Agent, rated 4.9 stars across 162 reviews. Other highly rated options include Lockwood Insurance, Lawley Jamestown, J. Edwards Insurance Agency. This directory lists 16 landlord insurance agents serving Jamestown.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Dave Snow - State Farm Insurance Agent | 101 W 5th St | (716) 488-7042 |
| 2 | Lockwood Insurance | 617 N Main St | (716) 219-7061 |
| 3 | Lawley Jamestown | 201 W 3rd St Suite 215 | (716) 483-1886 |
| 4 | J. Edwards Insurance Agency | 800 W 3rd St | (716) 484-1288 |
| 5 | AW Access Agency | 19 Ivy St | (716) 487-0823 |
| 6 | Eckman Insurance | 4007 N Main Street Ext | (716) 985-5800 |
| 7 | Gary N Johnson Insurance | 800 Fairmount Ave Suite A | (716) 483-5525 |
| 8 | Kirk Maberry - State Farm Insurance Agent | 310 Fairmount Ave | (716) 487-0127 |
| 9 | Nationwide Insurance: Cynthia Woltz Insurance Agency Inc. | 205 Fluvanna Ave | (716) 664-3890 |
| 10 | Glatz Agency | 600 W 4th St | (716) 483-1573 |
Dave Snow - State Farm Insurance Agent serves the Jamestown, New York area as a landlord insurance agent. The company helps local property owners protect their rental investments through tailored coverage options. Their policies typically include protection for the building structure, loss of rental income, and liability related to tenant properties. A separate policy is often needed for a tenant's personal belongings. This agency handles specific services such as property damage coverage for rental properties and liability protection for landlords who own residential units.
Lockwood Insurance offers a comprehensive range of landlord insurance services for property owners in Jamestown, NY. Their coverage plans are designed to protect rental investments from common risks such as property damage and liability claims, and they provide guidance on maintenance schedules to help prevent costly losses. The agency services a variety of property types, including single-family homes, multi-unit apartment buildings, retail spaces, and restaurants.
Lawley Jamestown serves homeowners, businesses, and property managers in the Jamestown area who need specialized insurance for rental properties and residential investment holdings. The company advises clients on protecting against common landlord risks such as property damage, liability claims, and loss of rental income through tailored coverage options. It works with both small-scale owners and those managing multiple units. The agency also extends its landlord insurance services to property owners in the nearby community of Lakewood, New York.
Based in Jamestown, NY, J. Edwards Insurance Agency serves the region and its surrounding communities. It handles landlord insurance policies designed to protect residential rental properties and commercial buildings. The agency works with property owners to secure appropriate coverage for structures, liability concerns, and potential loss of rental income. For a typical property, it evaluates the unique risks of the specific location and building type to tailor a policy that addresses the owner's exposure.
Landlord insurance clients in Jamestown, NY can choose between one-time policies for single rentals and recurring coverage for ongoing multi-unit portfolios. AW Access Agency offers protection plans that address property damage, liability claims, and rental income loss common to local residential and commercial landlords. Service appointments are arranged strictly as needed, with no routine inspection schedules or fixed-term commitment beyond the initial contract period.
Eckman Insurance specializes in landlord insurance for property owners in Jamestown, New York, addressing specific coverage needs for rental dwellings and income properties. The agency guides clients through policy options that protect against liability claims, property damage, and loss of rental income. It carefully explains differences between standard homeowners policies and the specialized terms required for long-term or short-term rental situations. Amid the Lake Erie region’s variable weather, Eckman Insurance helps landlords safeguard their investments against storm-related repairs and winter freeze damage to unoccupied units.
Gary N Johnson Insurance works with property owners to secure coverage tailored to rental dwellings in Jamestown, NY. Their specialty offerings include policies that address liability for tenant injuries and protection against building damage from fire or weather. By analyzing the unique risks associated with leasing residential units, this agency helps landlords safeguard their investments. These risk management solutions can be applied to various commercial sectors, including office buildings, warehouses, and food service establishments.
With winter approaching in Jamestown, landlords often face the risk of frozen pipes and liability claims from icy walkways. Kirk Maberry - State Farm Insurance Agent offers policies that address these seasonal hazards for rental property owners. Coverage can protect against property damage from burst plumbing and provide liability protection for tenant injuries. This agency serves local landlords by reviewing specific risks associated with each rental unit. The process begins with a comprehensive assessment of the property to identify necessary coverages before a policy is issued.
Serving residential landlords in the Jamestown area, this agency structures policies to protect rental properties, income streams, and liability. Commercial coverage is also available for multi-unit apartment buildings and other income-producing real estate within the region. The agent works with property owners to review changing tenant risks and adjust deductibles or vacancy provisions as needed. Clients find that regular communication after a policy is written helps ensure seamless updates before each new lease or between seasonal rental inspections.
Glatz Agency, a landlord insurance agent in Jamestown, NY, assists property owners in securing coverage for rental dwellings and multi-unit buildings. It offers policies that typically protect against property damage, liability claims, and loss of rental income. Services often include customized risk assessments for local residential and commercial rental properties. For added protection, the agency can arrange liability coverage for incidents involving tenants or visitors on the premises.
What Does a a Landlord Insurance Agent in Jamestown Cost?
Typical landlord insurance in New York costs between 15 and 25 percent more than standard homeowners insurance. For a single-family rental in Jamestown, annual premiums often range from 800 to 1,500 dollars, depending on property value, location, and coverage limits. Factors like the age of the building, number of units, and claims history also affect the price. This is general information and not insurance advice.
About landlord insurance agents in Jamestown
A landlord insurance agent in Jamestown New York helps property owners find coverage for rental homes and apartments. New York law requires landlords to maintain property in good repair, and insurance can protect against liability and property damage. Local agents understand the specific risks of the Jamestown rental market, including older homes and seasonal weather.
Frequently Asked Questions
What does a landlord insurance agent in Jamestown do?
A landlord insurance agent helps you compare policies from different insurers to find coverage for your rental property. They explain key coverages like dwelling protection, liability insurance, and loss of rental income. In New York, agents can also advise on requirements like lead paint disclosure and building code upgrades.
Is landlord insurance required by law in New York?
New York state law does not require landlord insurance, but most mortgage lenders do require it. Without insurance, you could be personally liable for injuries on your property or damage from events like fire or wind. A local agent can help you meet lender requirements and protect your investment.
How do I choose a landlord insurance agent in Jamestown New York?
Look for an agent who specializes in rental properties and has experience with New York insurance regulations. Ask about their knowledge of local risks like lake effect snow and older building materials. Check their license with the New York State Department of Financial Services to ensure they are authorized to sell insurance.
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