The top-rated landlord insurance agent in Medford, New York is Elena Kolesnikova - State Farm Insurance Agent, rated 5.0 stars across 336 reviews. Other highly rated options include DCAP Insurance, 112 Group Agency Inc: Allstate Insurance, Keith Burlison: Allstate Insurance. This directory lists 11 landlord insurance agents serving Medford.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Elena Kolesnikova - State Farm Insurance Agent | 3249 Rte 112 Building 4 Suite1A | (631) 721-4997 |
| 2 | DCAP Insurance | 2890 NY-112 | (631) 698-2777 |
| 3 | 112 Group Agency Inc: Allstate Insurance | 2096 NY-112 | (631) 307-9010 |
| 4 | Keith Burlison: Allstate Insurance | 3138 Rte 112 | (631) 698-7200 |
| 5 | Mintz Insurance | 2620 NY-112 | (631) 654-2900 |
| 6 | Insurance Agency Medford | 3170a NY-112 | (516) 402-3733 |
| 7 | On Your Team Insurance Agency | 1733 N Ocean Ave | (631) 828-1935 |
| 8 | Jim Salveson - State Farm Insurance Agent | 2604 NY-112 | (631) 289-3974 |
| 9 | Liberty Risk Insurance Agency | 2333 NY-112 | (631) 569-5633 |
| 10 | vandvinsurance | 179 Country Rd | (631) 775-7917 |
Elena Kolesnikova - State Farm Insurance Agent serves Medford and the surrounding Suffolk County area, specializing in landlord insurance solutions for residential and small commercial properties. The agency helps property owners protect their investments with tailored policies that cover dwelling protection and liability coverage. Its professionals work with local landlords to arrange coverage for rental income loss and building repairs due to covered perils. The company also handles personal effects insurance for tenant belongings and policies addressing landlord liability over common areas.
Serving landlords and property managers, DCAP Insurance in Medford, New York provides landlord insurance policies to protect rental properties and income streams. Local agents assist with coverage for single-family rentals, multi-unit dwellings, and commercial real estate holdings. They help assess risk and match clients with appropriate liability and property damage protections. Common insurance needs addressed include loss of rent, vandalism, and legal liability. The agency also works with property owners in neighboring communities such as Patchogue and the greater Long Island area.
Based in Medford, New York, 112 Group Agency Inc: Allstate Insurance provides a range of landlord insurance services for property owners. These protections typically cover property damage, liability claims, and loss of rental income. The agency helps secure maintenance plans that address ongoing property upkeep and emergency repairs. Its policies support single-family homes, apartments, retail spaces, and full-service restaurants.
Serving property owners, landlords, and small business operators in Medford and the surrounding areas, Keith Burlison: Allstate Insurance provides landlord insurance policies tailored to rental properties in Nassau and Suffolk Counties. The agency helps property managers secure coverage for single-family homes, multi-unit dwellings, and commercial rental spaces against common liability and property risks. Their local team understands the specific insurance needs of residential and commercial landlords operating on Long Island. This office also covers clients in the nearby community of Patchogue.
Mintz Insurance services Medford and the surrounding Suffolk County communities, offering landlord insurance policies tailored for property owners. The agency addresses coverage needs that include dwelling protection, liability safeguards, and loss-of-rental-income insurance for residential rental properties. Every policy review begins with a thorough evaluation of the landlord’s specific property portfolio. This customized approach ensures that each client receives appropriate coverage limits and deductibles matched to the local rental market. The agency handles typical claims by coordinating directly with adjusters and guiding landlords through the documentation process until the claim is resolved.
Insurance Agency Medford distinguishes between one-time policy setups and recurring service plans for landlords, tailoring each to property management needs in Medford, NY. Coverage options include protection for rental property structures and liability coverage against tenant incidents. Their approach addresses common area concerns like weather-related damage and vacancy periods between tenants. Service runs on a scheduled basis for standard policy renewals, while adjustments to coverage occur as needed when property occupancies change.
On Your Team Insurance Agency in Medford, NY provides specialty landlord insurance policies alongside its general agency services for property owners. The company helps clients secure coverage for rental dwellings, including protection against property damage and liability claims common in the local market. As a focused agent, it guides landlords in evaluating policy options tailored to individual portfolios of single-family homes or small multifamily buildings. During colder months, it assists property owners with reviewing coverage for potential freezing-pipe or ice-damage claims from vacant units.
As winter winds sweep across Long Island, property owners in Medford face increased risks of burst pipes and weather-related damage. Jim Salveson - State Farm Insurance Agent provides specialized landlord insurance policies designed to cover rental properties against such seasonal threats. These policies address liability concerns and loss of rental income during repairs. Understanding the unique needs of local landlords, the agency helps clients compare coverage limits for structures and contents. The process begins with a thorough property inspection to assess current conditions and identify specific risk factors before finalizing any policy.
Liberty Risk Insurance Agency works with property owners throughout the Medford, New York area to structure coverage that addresses general liability and property damage exposures. The firm can arrange additional protections such as loss of rent coverage and liability for tenant injuries, which are vital for long-term rental investments. This agent also handles specialized risk needs for commercial properties, including offices, warehouses, and food service operations.
Vandvinsurance in Medford, NY serves as a landlord insurance agent for residential property owners, addressing coverage needs specific to rental dwellings in the local area. The firm also provides options for commercial landlord policies. Clients throughout Medford and nearby communities can engage the agent for tailored protection of their rental investments. Following the initial placement of a policy, the agent assists with periodic coverage reviews and adjusts limits as property circumstances change, helping maintain consistent service between scheduled visits.
What Does a a Landlord Insurance Agent in Medford Cost?
Typical landlord insurance agent fees in New York are not charged directly; agents earn commissions from insurance carriers. Policy costs for a Medford rental property usually range from 800 to 2,500 dollars annually, depending on property value, coverage limits, and location. Factors like proximity to the coast or older building construction can increase premiums. This is general information and not insurance advice.
About landlord insurance agents in Medford
Landlord insurance agents in Medford, New York help property owners secure coverage for rental homes and multi-unit buildings. New York law requires landlords to maintain certain liability protections, and a local agent can explain how policies address risks like tenant injury or property damage. Medford agents understand the specific needs of Suffolk County rental markets and can tailor policies to local property values.
Frequently Asked Questions
What does a landlord insurance agent in Medford do?
A landlord insurance agent helps you find a policy that covers your rental property, including dwelling protection, liability coverage, and loss of rental income. They explain New York insurance requirements and compare options from multiple carriers to fit your property type.
Is landlord insurance required by law in New York?
New York state does not legally require landlord insurance, but most mortgage lenders and property management companies do require it. Without coverage, you could face significant out-of-pocket costs for property damage or lawsuits from tenants.
How much does landlord insurance cost in Medford New York?
Costs for landlord insurance in Medford typically range from 800 to 2,500 dollars per year for a single-family rental. Factors include property age, location, coverage limits, and deductible choices. Premiums in Suffolk County may be higher due to coastal weather risks.
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