The top-rated landlord insurance agent in Mt Vernon, New York is Rocio Roca - State Farm Insurance Agent, rated 4.8 stars across 158 reviews. Other highly rated options include Corey Anthony - State Farm Insurance Agent, Bermudez Insurance Agency, Primerica. This directory lists 12 landlord insurance agents serving Mt Vernon.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Rocio Roca - State Farm Insurance Agent | 16 W 1st St | (914) 662-8842 |
| 2 | Corey Anthony - State Farm Insurance Agent | 579 Gramatan Ave | (914) 665-9433 |
| 3 | Bermudez Insurance Agency | 75 Gramatan Ave | (914) 664-1000 |
| 4 | Primerica | 235 W 1st St | (877) 276-5550 |
| 5 | Farmers Insurance - Lenford Henry | 14 E 1st St Ste 1 | (914) 668-2000 |
| 6 | Moyses Niyazova: Allstate Insurance | 6 Gramatan Ave Ste 604b | (718) 671-8000 |
| 7 | Ruas Insurance Agency | 8 W Sidney Ave | (914) 699-0700 |
| 8 | Stellar Guard Insurance Co | 154 N Fulton Ave | (914) 556-3945 |
| 9 | The LPH Famers Insurance Agency | 14 E 1st St Ste 1 | (914) 668-2000 |
| 10 | Allstate Insurance Agent: Dennis Rollins | 667 E Lincoln Ave | (914) 664-1700 |
Rocio Roca - State Farm Insurance Agent serves Mt Vernon and the surrounding Westchester County area, specializing in landlord insurance policies for property owners. This agency helps residential and commercial landlords secure coverage that protects rental properties from common risks like fire damage, vandalism, and liability claims from tenants or visitors. The agency also provides coverage options for loss of rental income if a property becomes uninhabitable due to a covered event. Loss of rental income protection and property liability coverage are among the specific services it handles in this area.
Corey Anthony - State Farm Insurance Agent in Mt Vernon, NY, provides a comprehensive range of landlord insurance services, including property damage coverage and liability protection for rental properties. These policies are designed to protect income streams by covering repair costs, potential legal fees, and loss of rental income. Maintenance or service plans help property owners structure their coverage to match their risk exposure. The agency serves clients with single-family homes, apartments, retail spaces, and restaurants throughout the local area.
Bermudez Insurance Agency serves homeowners, businesses, and property managers in Mt Vernon, NY, who require specialized landlord insurance coverage. It offers policies tailored to protect residential rental properties, addressing liability, property damage, and loss of rental income. The agency works with local landlords to help secure protection for their investments against common regional risks. It also extends its services to clients in the greater New Rochelle area and throughout Westchester County for real estate related insurance needs.
For landlord insurance, some policies are purchased once to cover a single claim occurrence, while others remain active on a monthly or annual renewable basis. Primerica in Mt Vernon, NY helps clients select between these structures based on property exposure. Coverage typically protects against building damage, liability from tenant injuries, and loss of rental income when units become uninhabitable. Service is offered on an as-needed basis for new policies, claims adjustments, or annual policy reviews.
Farmers Insurance - Lenford Henry serves Mt Vernon, NY, and the surrounding Westchester County communities, handling landlord insurance coverage for residential rental properties. It provides policies that safeguard rental income and property structures against common risks. The agency first assesses each landlord’s unique property portfolio and tenant situation to identify key exposures. It then matches coverage limits and deductibles to fit individual risk tolerance and budget needs. To handle a typical job, it reviews the policy details thoroughly with the client and clarifies what each coverage section entails.
Moyses Niyazova: Allstate Insurance specializes in crafting landlord insurance policies for property owners in Mt Vernon, NY. It focuses on coverage for rental dwellings, helping clients protect their assets from liability claims and property damage. The office works with landlords to select appropriate deductibles and liability limits for their specific rental properties. As winter approaches, it assists with policies that address risks like frozen pipes and ice dam damage to roofs and interiors.
As autumn approaches and rental properties in Mt Vernon, NY, face potential weather-related claims, Ruas Insurance Agency helps landlords secure appropriate coverage. The company focuses on policies that address common local risks such as heating system failures, water damage, and liability from tenant injuries. They offer guidance on adjusting deductibles and protecting rental income during repairs. An agent typically begins with a walk-through of the property to assess its age, condition, and any recent upgrades before recommending specific policy limits.
StellarGuard Insurance Co in Mt Vernon, NY is known for providing landlord insurance coverage to property owners managing residential or commercial rental spaces. Its service range includes policies that protect against property damage, liability claims, and rental income loss due to covered events. The company also offers add-on coverage for vacant properties, addressing the specific risks landlords face between tenants.
The LPH Farmers Insurance Agency in Mt Vernon, NY works with residential landlords seeking coverage for rental properties. They also assist commercial property owners with appropriate insurance solutions throughout the local region. Their agents help secure policies that protect against common landlord risks like property damage and liability. After initial policies are placed, they follow up between regular visits to review coverage needs as properties or regulations change.
Allstate Insurance Agent Dennis Rollins in Mt Vernon, NY, helps property owners secure coverage designed to protect rental homes and apartment buildings. The agency specializes in landlord insurance, addressing liability and property damage exposures that come with leasing space to tenants. Policies can be tailored to include loss-of-rent coverage for income protection. This agency is capable of serving commercial sectors such as offices, warehouses, and food service operations.
What Does a a Landlord Insurance Agent in Mt Vernon Cost?
Typical costs for a landlord insurance agent in New York range from 500 to 5000 dollars per year for a standard policy. Premiums depend on property value location and coverage types. A Mount Vernon agent may charge a fee or earn a commission from the insurer. This is general information not insurance advice.
About landlord insurance agents in Mt Vernon
A landlord insurance agent in Mount Vernon New York can help you protect your rental property investment. New York law requires landlords to maintain certain coverages such as liability insurance and property damage protection. Working with a local agent ensures you understand Mount Vernon specific regulations and building codes.
Frequently Asked Questions
What does a landlord insurance agent in Mount Vernon do?
A landlord insurance agent helps you find a policy that covers your rental property. They assess your risks such as fire damage or tenant injury. They also explain New York specific requirements like lead paint disclosure coverage.
Is landlord insurance required by law in New York?
New York state does not legally require landlord insurance. However most mortgage lenders require it. Additionally New York City and some local laws may require liability coverage for certain rental properties.
How much does landlord insurance cost in Mount Vernon New York?
Costs vary based on property size location and coverage limits. In New York typical annual premiums range from 800 to 3000 dollars for a single family rental. Factors like building age and claims history affect the price.
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