The top-rated landlord insurance agent in North Tonawanda, New York is Scott Huber - State Farm Insurance Agent, rated 4.9 stars across 80 reviews. Other highly rated options include Christopher Peters Agency LLC, Dion Andrzejewski: Allstate Insurance, Farmers Insurance - Larry Acker. This directory lists 11 landlord insurance agents serving North Tonawanda.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Scott Huber - State Farm Insurance Agent | 84 Sweeney St | (716) 693-3800 |
| 2 | Christopher Peters Agency LLC | 3306 Spring Ct | (716) 628-4389 |
| 3 | Dion Andrzejewski: Allstate Insurance | 601 Division St | (716) 693-8711 |
| 4 | Farmers Insurance - Larry Acker | 664 Niagara Falls Blvd | (716) 260-1076 |
| 5 | The Decker Agency Inc. | 1551 Erie Ave | (716) 883-1455 |
| 6 | James Marchese - State Farm Insurance Agent | 1040 Payne Ave | (716) 693-7595 |
| 7 | Jim Vastola - State Farm Insurance Agent | 1333 Strad Ave #102 | (716) 695-6225 |
| 8 | Booth Agency LLC | 851 Payne Ave | (716) 260-1638 |
| 9 | Health Resources Insurance | 664 Niagara Falls Blvd #2 | (716) 693-6800 |
| 10 | Stange Agency Inc | 84 Sweeney St Suite C-14 | (716) 692-0018 |
Scott Huber - State Farm Insurance Agent serves the North Tonawanda, NY area as a local landlord insurance agent. This agency offers coverage policies designed to protect rental property owners against financial losses from property damage, such as fire or severe weather. Policies also address liability concerns that can arise when tenants or visitors are injured on rental premises. Additional services include protection for loss of rental income if a property becomes temporarily uninhabitable due to a covered event. The firm handles insurance for both single-family rentals and multi-unit residential properties.
Christopher Peters Agency LLC provides landlord insurance services in the North Tonawanda area, helping property owners secure coverage for their rental investments. The agency offers routine policy reviews to ensure clients maintain adequate protection and can assist with updating coverage as property portfolios grow. Ongoing account support is also available to help manage policy changes or address tenant-related insurance questions. It serves a range of property types, including single-family homes, apartments, retail spaces, and restaurants, tailoring coverage to the specific needs of each commercial or residential rental situation.
Dion Andrzejewski: Allstate Insurance serves property owners, landlords, and property managers in North Tonawanda, New York. The agency handles landlord insurance policies designed to protect rental properties and mitigate liability risks common in residential real estate. Clients receive coverage options that address property damage, income loss from tenant vacancies, and general liability exposures. The agency also extends its landlord insurance services to the neighboring Niagara Falls area and the broader Niagara County region.
Farmers Insurance - Larry Acker, located in North Tonawanda, NY, provides landlord insurance coverage. Unlike homeowners insurance, a landlord policy specifically protects rental property structures and offers liability coverage for tenant-related incidents. Options can be structured as a one-time policy for a single property or as recurring coverage for a portfolio of rentals. The agency also addresses loss of rental income and property damage from weather or vandalism. Service for existing policies is available on an as-needed basis, whether for filing a claim or adjusting coverage after a lease change.
The Decker Agency Inc., based in North Tonawanda, covers the local area and surrounding communities in Western New York. It handles property insurance policies specifically designed for landlords who rent residential or commercial units. The agency navigates coverage for potential liability, property damage, and lost rental income. It works closely with property owners to review the specific risks associated with each rental property. To handle a typical job, it first assesses the unique details of the property and tailors the policy accordingly.
James Marchese - State Farm Insurance Agent provides customized landlord insurance services in North Tonawanda, NY, including property damage and liability coverage for residential rental properties. The agency works with landlords to assess individual needs, tailoring policies that address common risks associated with leasing homes and duplexes in the area. It assists property owners during peak seasons such as winter, helping to secure coverage that protects against costly claims from frozen pipes and ice dam damage.
As property owners in North Tonawanda prepare for the seasonal challenges of lake-effect snow and freeze-thaw cycles, Jim Vastola - State Farm Insurance Agent provides landlord insurance services tailored to protect rental investments. The agency works with local landlords to address property exposures common to the region, including weather-related damage and liability concerns. Their process begins with a thorough initial assessment of the specific rental property, helping ensure proper coverage is discussed before any policy details are finalized.
Booth Agency LLC provides residential landlord insurance services for property owners in North Tonawanda, New York, and also offers commercial coverage for larger rental properties within the surrounding area. The agency works to help landlords protect their investments by securing appropriate liability and property policies. They understand local rental market conditions and assist clients in managing coverage needs between scheduled policy reviews, ensuring ongoing protection for their rental properties.
Health Resources Insurance in North Tonawanda, New York, provides landlord insurance agents with essential property coverage and also offers specialty add-ons such as liability protection and loss of rental income policies. These options help property owners safeguard their investments against common risks. The agency can serve a variety of commercial sectors, including offices, warehouses, and food service establishments requiring tailored insurance solutions.
Stange Agency Inc in North Tonawanda, NY, is known for connecting property owners with tailored coverage for their rental units, including single-family homes and small apartment buildings. The agency helps landlords protect their investments by assessing liability risks and property-specific exposures common in the Western New York market. Its service range extends from basic dwelling policies to loss-of-rent protection for unexpected vacancies. Additionally, the agency offers specialized vacant property insurance, ensuring continuous coverage for unoccupied structures awaiting new tenants.
What Does a a Landlord Insurance Agent in North Tonawanda Cost?
Landlord insurance in New York typically costs between 15 and 25 percent more than standard homeowners insurance. In North Tonawanda, average annual premiums for a single-family rental range from 800 to 1,500 dollars, depending on property age, location, and coverage limits. High-risk areas near the Niagara River may have higher rates. This is general information and not insurance advice.
About landlord insurance agents in North Tonawanda
Landlord insurance agents in North Tonawanda help property owners protect their rental investments. New York state law requires landlords to maintain liability coverage and may mandate additional protections for tenant security deposits. Local agents understand the specific risks of the North Tonawanda market, including weather-related damage and older building structures.
Frequently Asked Questions
What does landlord insurance cover in North Tonawanda?
Landlord insurance typically covers property damage, liability protection, and loss of rental income. In New York, policies often include coverage for fire, wind, and water damage common to the Niagara region.
Is landlord insurance required by New York state law?
New York state does not legally require landlord insurance, but most mortgage lenders require it. Additionally, New York General Obligations Law section 7-103 requires landlords to protect tenant security deposits, which insurance can help cover.
How do I choose a landlord insurance agent in North Tonawanda?
Look for an agent licensed in New York with experience in rental property coverage. Ask about specific protections for older homes common in North Tonawanda and whether the policy includes flood or sewer backup coverage.
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