The top-rated landlord insurance agent in Poughkeepsie, New York is Laura MacDonald - GEICO Insurance Agent, rated 4.7 stars across 763 reviews. Other highly rated options include Tom Lewis - State Farm Insurance Agent, Catherine Ryan - State Farm Insurance Agent, Marshall + Sterling Insurance. This directory lists 20 landlord insurance agents serving Poughkeepsie.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Laura MacDonald - GEICO Insurance Agent | 1955 South Rd | (845) 298-0451 |
| 2 | Tom Lewis - State Farm Insurance Agent | 22 Ibm Rd Ste 104B | (845) 454-5444 |
| 3 | Catherine Ryan - State Farm Insurance Agent | 39 Eastdale Ave N | (845) 471-3531 |
| 4 | Marshall + Sterling Insurance | 232 Hooker Ave | (845) 454-2493 |
| 5 | Scott Marxer - State Farm Insurance Agent | 382 Violet Ave | (845) 204-9444 |
| 6 | Robert Many - State Farm Insurance Agent | 44 PLAZA, 21 Burnett Blvd | — |
| 7 | Miscedra & Associates Inc | 2668 South Rd #202 | (845) 214-0977 |
| 8 | Frank Menes: Allstate Insurance | 47 Civic Center Plaza | (845) 471-9611 |
| 9 | Emery & Webb Insurance | 4 Jefferson St | (845) 454-4220 |
| 10 | Diane DiSomma - State Farm Insurance Agent | 43 Vassar Rd | (845) 462-4500 |
Laura MacDonald - GEICO Insurance Agent serves the Poughkeepsie, NY, area and offers landlord insurance policies to local property owners. This agent helps landlords protect rental properties from common financial risks such as property damage and liability claims. Policies typically cover the building structure, appliances, and loss of rental income during repairs. Laura MacDonald - GEICO Insurance Agent handles coverage tailored to single-family rentals and multi-unit residential buildings in the metro region.
Tom Lewis - State Farm Insurance Agent in Poughkeepsie, NY, provides a range of landlord insurance services designed to protect rental property investments. These offerings include property damage coverage, liability protection, and options for loss of rental income. The agency helps landlords understand their specific insurance needs and assists in selecting appropriate policy limits and deductibles that align with their portfolio. This service includes regular policy reviews to ensure coverage remains current as property values change. The company works with clients who own single-family homes, apartments, retail spaces, and restaurants.
Catherine Ryan - State Farm Insurance Agent in Poughkeepsie, NY, serves homeowners, businesses, and property managers who need protection for residential and commercial rental properties. The agency offers liability coverage, building protection, and loss-of-rent insurance tailored to landlords. These policies help safeguard investments against common risks like tenant damage or storm-related repairs. Services also extend to property owners managing multi-unit dwellings. The agency additionally covers clients in the neighboring town of Hyde Park.
When a landlord in Poughkeepsie enlists Marshall + Sterling Insurance, the choice between a one-time policy for a single rental listing and a recurring plan for ongoing property coverage depends on the client’s portfolio size. This landlord insurance agent specializes in protecting residential rental properties against common liabilities, property damage, and loss of rental income. Every policy is tailored to local risks such as seasonal weather impacts on aging structures. Service is offered strictly on an as-needed basis, allowing landlords to adjust their coverage without a scheduled contract.
Scott Marxer - State Farm Insurance Agent serves Poughkeepsie and the surrounding communities in the Hudson Valley, offering landlord insurance coverage for residential rental properties. This includes policies designed to protect single-family homes, duplexes, and small apartment buildings against common risks such as property damage, liability claims, and loss of rental income. To handle a typical job, the agency begins with a thorough consultation to assess each landlord's specific property portfolio and coverage needs, then customizes a policy to address those unique exposures.
As winter ice and snow threaten aging commercial roofs in Poughkeepsie, property owners require reliable coverage for water damage and liability claims. Miscedra & Associates Inc specializes in landlord insurance policies tailored to local multifamily dwellings and rental properties, addressing risks unique to the Hudson Valley’s variable climate. They help clients navigate policy options for income loss and tenant-related exposures, ensuring leases are adequately protected. The process always begins with a thorough on-site inspection of the property and review of existing coverages before any policy adjustments are finalized.
Frank Menes: Allstate Insurance in Poughkeepsie, NY, provides general landlord insurance agent work for local property owners, with specialty add-ons available to protect structures from specific weather and liability risks common in the area. A policy here can be tailored to cover dwelling physical damage and loss of rental income while the unit is being repaired. It serves commercial sectors including offices, warehouses, and food service operations.
Emery & Webb Insurance in Poughkeepsie, New York specializes in residential landlord insurance, providing coverage for single-family rental properties and multi-unit dwellings. Commercial policies are also available for larger apartment buildings or mixed-use structures in the Hudson Valley area. The agency tailors each policy to address local property concerns such as aging infrastructure or seasonal weather risks. Clients typically return between regular visits to adjust liability limits or update vacancy coverage as their rental portfolios evolve.
Diane DiSomma - State Farm Insurance Agent serves homeowners, property managers, and small business owners in Poughkeepsie, New York, who require specialized landlord insurance policies. They help protect rental properties against common risks such as property damage, liability claims, and loss of rental income. Their focus is on providing dependable coverage options tailored to local rental regulations and housing standards. The agency also extends its full range of landlord insurance services to clients in nearby Hyde Park and the surrounding Dutchess County communities.
What Does a a Landlord Insurance Agent in Poughkeepsie Cost?
Typical landlord insurance costs in New York range from 800 to 3,000 dollars annually for a single-family rental property. For multi-unit buildings, premiums can be 2,000 to 5,000 dollars or more. Factors such as property condition, location in flood zones, and liability limits affect the price. This is general information and not insurance advice.
About landlord insurance agents in Poughkeepsie
A landlord insurance agent in Poughkeepsie New York helps property owners secure coverage for rental homes and multi-unit buildings. New York law requires landlords to maintain liability insurance for buildings with three or more units. Local agents understand the risks of the Hudson Valley climate and older building stock in Dutchess County.
Frequently Asked Questions
What does landlord insurance cover in Poughkeepsie New York?
Landlord insurance typically covers property damage, liability claims, and loss of rental income. In New York, policies often include coverage for fire, theft, and water damage from burst pipes. You may need additional flood insurance for properties near the Hudson River.
Is landlord insurance required by law in New York?
New York State does not require landlord insurance by statute. However, most mortgage lenders require it. Also, New York City and some upstate cities have local laws requiring liability insurance for certain rental properties.
How much does landlord insurance cost in Poughkeepsie New York?
Costs in Poughkeepsie range from 800 to 2,500 dollars per year for a single-family rental. Factors include property age, location, coverage limits, and claims history. Older homes in the city may have higher premiums due to wiring and plumbing risks.
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