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Find Landlord Insurance Agents Near You in Riverhead, NY

Browse landlord insurance agents serving Riverhead, New York. Updated 2026-07-14.

The top-rated landlord insurance agent in Riverhead, New York is Daniel Valet - State Farm Insurance Agent, rated 5.0 stars across 689 reviews. Other highly rated options include Elizabeth Hanlon: Allstate Insurance, Ed Graves - State Farm Insurance Agent, The RUOK Insurance Agency, Inc.. This directory lists 15 landlord insurance agents serving Riverhead.

Showing 15 landlord insurance agents in Riverhead, NYListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Daniel Valet - State Farm Insurance Agent177 Old Country Rd Ste 2(631) 378-5370
2Elizabeth Hanlon: Allstate Insurance1236 Roanoke Ave(631) 727-1700
3Ed Graves - State Farm Insurance Agent1149 Old Country Rd B5(631) 727-1122
4The RUOK Insurance Agency, Inc.1549 Main Rd(631) 876-1231
5Budget Brokerage Insurance1186A E Main St(631) 369-1000
6Lighthouse Insurance - Riverhead221 W Main St(631) 369-9600
7Giacalone Insurance | Insurance Agency Riverhead59 E Main St(631) 208-9090
8The Washwick Agency, Inc.860 E Main St(631) 369-0888
9Acrisure Riverhead, NY (Atlantic Agency)619 Roanoke Ave(631) 244-7784 ext. 3
10Farm Family Casualty Insurance18 1st St(631) 727-7767
DV
177 Old Country Rd Ste 2
Daniel Valet - State Farm Insurance Agent
Landlord Insurance Agent · Riverhead, NY

Daniel Valet - State Farm Insurance Agent serves the Riverhead, New York area, focusing on landlord insurance solutions for property owners. The agency provides coverage customised for residential rental properties, including protections for the dwelling structure and liability claims arising from tenant incidents. It also addresses loss of rental income when covered repairs make a unit uninhabitable. Personal liability protection and coverage for business personal property used in rental operations are specific services the agent handles for landlords in the region.

EH
1236 Roanoke Ave
Elizabeth Hanlon: Allstate Insurance
Landlord Insurance Agent · Riverhead, NY

Elizabeth Hanlon: Allstate Insurance in Riverhead, NY, provides landlord insurance policies that cover property damage, liability protection, and loss of rental income. The agency offers standard maintenance plans to help landlords manage ongoing property upkeep and mitigate potential risks. These services are designed to support property owners in protecting their investments and ensuring tenant safety. The agency services a variety of property types, including single-family homes, apartments, retail spaces, and restaurants.

EG
1149 Old Country Rd B5
Ed Graves - State Farm Insurance Agent
Landlord Insurance Agent · Riverhead, NY

Ed Graves - State Farm Insurance Agent in Riverhead, NY works with homeowners, residential landlords, and property managers who need protection for their rental properties. The agency provides landlord insurance policies tailored to cover rental dwellings, liability concerns, and loss of rental income from covered events. It also offers guidance on appropriate coverage limits for local real estate conditions. Its service area includes communities throughout Suffolk County, such as nearby Southampton and Hampton Bays.

RI
1549 Main Rd
The RUOK Insurance Agency, Inc.
Landlord Insurance Agent · Riverhead, NY

When a landlord exchanges a one-time consultation or policy review for recurring tenant-ready inspections and annual liability audits, The RUOK Insurance Agency, Inc. in Riverhead, NY provides coverage that protects rental properties against property damage, liability claims, and lost rental income. The agency helps local landlords navigate common risks such as fire, water damage, and tenant injuries. Its services typically run on an as-needed basis for spot checks and schedule-driven for routine annual policy renewals and midterm filings.

BB
1186A E Main St
Budget Brokerage Insurance
Landlord Insurance Agent · Riverhead, NY

Budget Brokerage Insurance serves the Riverhead, New York area and the surrounding communities of eastern Long Island. The company handles each landlord insurance agent task, from structuring coverage for rental properties to assessing liability requirements. It works through property exposures typical of local residential and small commercial units. A standard job begins with a review of the property's occupancy risk. The agency then outlines available protection options, including loss of rent endorsements. To handle a typical job properly, it compares updated replacement cost estimates against current policy limits to avoid coverage gaps.

LI
221 W Main St
Lighthouse Insurance - Riverhead
Landlord Insurance Agent · Riverhead, NY

Lighthouse Insurance in Riverhead specializes in tailoring landlord insurance policies for property owners, addressing coverage for rental dwellings and liability protection. The agency generally serves local landlords by assisting with policy evaluations and claims support to secure appropriate risk management. In the Riverhead area, it helps clients address seasonal concerns such as winter-related property damage from freezing pipes or snow load on roofs.

GI
59 E Main St
Giacalone Insurance | Insurance Agency Riverhead
Landlord Insurance Agent · Riverhead, NY

As the fall season approaches and property maintenance demands increase, commercial and residential landlords in Riverhead seek reliable protection for their investments. Giacalone Insurance works with local property owners to address risks unique to this market, covering liability and property exposures with tailored landlord insurance policies. Their representatives review each building’s condition and tenant structure, then match coverage to current regulatory requirements in Suffolk County. After outlining available options, the agent schedules a walkthrough of the property to document existing conditions before binding the policy.

WA
860 E Main St
The Washwick Agency, Inc.
Landlord Insurance Agent · Riverhead, NY

The Washwick Agency, Inc. provides residential landlord insurance in Riverhead, New York, protecting rental properties from common liabilities. Commercial coverage options are also available for local income-generating properties, with service extending throughout the surrounding area. Policies can be tailored to cover property damage and loss of rental income. The agency offers follow-up consultations between regular visits, helping landlords adjust their coverage as tenant situations or property values change over time.

AR
619 Roanoke Ave
Acrisure Riverhead, NY (Atlantic Agency)
Landlord Insurance Agent · Riverhead, NY

Acrisure Riverhead, NY (Atlantic Agency) is known for helping property owners secure landlord insurance coverage tailored to local rental markets. Its services include protecting single-family homes, multi-unit dwellings, and seasonal vacation rentals common throughout Long Island and the East End. The agency assists clients with liability protection, property damage coverage, and loss of rental income policies. For added protection, it also offers specialized flood insurance policies for properties located in flood-prone coastal zones.

FF
18 1st St
Farm Family Casualty Insurance
Landlord Insurance Agent · Riverhead, NY

Farm Family Casualty Insurance provides landlord insurance coverage to property owners in the Riverhead, NY area, focusing on policies that protect rental dwellings. Their services commonly include coverage for property damage, liability protection, and loss of rental income, addressing the unique risks of leasing residential or commercial space. Supplementary options may encompass ordinance or law coverage for older properties and protection against vandalism. This agency can serve various commercial sectors, including offices, warehouses, and food service establishments requiring specialized insurance for their leased premises.

FI
PROFESSIONAL BUILDING, 940 Roanoke Ave
Family Insurance Co
Landlord Insurance Agent · Riverhead, NY
(631) 729-9714
MB
1407 Pulaski St
Motosport Brokerage Inc
Landlord Insurance Agent · Riverhead, NY
(631) 369-6915
motosportbrokerageinc.com
GI
525 Pulaski St
Gadzinski Insurance
Landlord Insurance Agent · Riverhead, NY
(631) 727-4484
progressiveagent.com/local-agent/new-york/riverhead/gadzinski-insurance
AP
1236 Roanoke Ave
Allstate Personal Financial Representative: Colin Tooker
Landlord Insurance Agent · Riverhead, NY
(631) 727-3727
agents.allstate.com/colin-tooker-riverhead-ny.html
WF
1375 Old Country Rd Ste 1
WILLIAM FIELDS: Allstate Insurance
Landlord Insurance Agent · Riverhead, NY
(631) 727-0556
agents.allstate.com/william-fields-riverhead-ny.html

What Does a a Landlord Insurance Agent in Riverhead Cost?

The cost of landlord insurance in Riverhead New York typically ranges from 15 to 30 percent more than standard homeowners insurance. For a single family rental, annual premiums often fall between 800 and 1500 dollars. Factors like property age, location in a flood zone, and coverage limits affect the price. This is general information and not insurance advice.

About landlord insurance agents in Riverhead

A landlord insurance agent in Riverhead New York helps property owners protect their rental investments. New York law requires landlords to maintain certain liability coverages and agents can tailor policies to local flood zones or older building codes. These agents assist with policies that cover property damage, loss of rental income, and liability claims specific to Suffolk County.

Frequently Asked Questions

What does landlord insurance cover in Riverhead New York?

Landlord insurance typically covers the building structure, liability for tenant injuries, and loss of rental income. In Riverhead, policies may also include coverage for flood damage or windstorms common to Long Island. New York law does not mandate landlord insurance but mortgage lenders often require it.

How do I choose a landlord insurance agent in Riverhead?

Look for an agent licensed in New York with experience in rental properties. Ask about their knowledge of local risks like coastal flooding and older building materials. Verify they offer policies that meet New York state minimum liability requirements.

Is landlord insurance required by New York law?

New York state law does not require landlord insurance by statute. However, most mortgage lenders and property management companies require it. Additionally, New York landlord tenant law holds owners responsible for maintaining safe premises, making liability coverage important.

Landlord Insurance Agents in Other New York Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each landlord insurance agent's credentials and current standing with your state Department of Insurance.