The top-rated landlord insurance agent in Rockville Centre, New York is Oscar Espinal - State Farm Insurance Agent, rated 5.0 stars across 670 reviews. Other highly rated options include Farmers Insurance - Nestor Morales, Silvershore Group, LLC., Alexander Anderson: Allstate Insurance. This directory lists 14 landlord insurance agents serving Rockville Centre.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Oscar Espinal - State Farm Insurance Agent | 566 Merrick Rd | (516) 208-4451 |
| 2 | Farmers Insurance - Nestor Morales | 268 Merrick Rd | (516) 881-9099 |
| 3 | Silvershore Group, LLC. | 450 Sunrise Hwy | (516) 259-2500 |
| 4 | Alexander Anderson: Allstate Insurance | 530 Merrick Rd | (516) 544-2022 |
| 5 | RVC Insurance Agency | 450 Sunrise Hwy Unit 2A | (516) 608-9192 |
| 6 | Goosehead Insurance - Kimberly Kelly | 43 Clinton Ave Suite 1B | (516) 526-5719 |
| 7 | Diane McGrath - State Farm Insurance Agent | 75 N Park Ave | (516) 678-8282 |
| 8 | J.A. Faccibene & Associates, Inc. | 100 Merrick Rd | (516) 766-3513 |
| 9 | Everyday Insurance NY | 119 N Park Ave | (914) 458-7475 |
| 10 | Protected Future Insurance | 199 Brower Ave | (516) 331-2726 |
Oscar Espinal - State Farm Insurance Agent serves the Rockville Centre, NY area, providing landlord insurance coverage for rental property owners. This agency helps property landlords protect their investments against common risks such as property damage and liability claims. Policies are tailored to cover residential rental units, ensuring property owners have financial protection for their buildings and assets. The agency assists with securing coverage for loss of rental income and legal liability associated with tenant injuries.
Farmers Insurance - Nestor Morales in Rockville Centre, NY, offers a full range of landlord insurance services, including coverage for property damage, liability protection, and loss of rental income. It provides policy maintenance plans through regular reviews to adjust coverage as property values change. Risk assessment consultations help landlords identify gaps in their protection. The agency services single-family homes, multi-unit apartment buildings, retail spaces, and restaurants, tailoring policies to the specific needs of each property type.
Silvershore Group, LLC. serves property managers, landlords, and real estate investors in Rockville Centre, NY, by offering specialized landlord insurance policies. Their coverage helps protect rental properties from common risks such as property damage and liability claims. The agency works closely with clients to understand the specific insurance needs tied to managing residential and commercial rental units. This ensures policies are tailored to each property’s unique exposure in the local area. Silvershore Group also extends its services to clients across neighboring communities throughout Nassau County.
Alexander Anderson: Allstate Insurance serves Rockville Centre, NY and its surrounding communities on Long Island. The agency handles landlord insurance needs for property owners renting out residential or commercial units. Its work includes providing coverage for dwelling protection, liability risks, and potential loss of rental income. Each policy is tailored to the specific property type and the landlord’s individual risk profile. To handle a typical job, it begins with a thorough review of the client’s property portfolio to match coverage limits with local building costs and rental market conditions.
RVC Insurance Agency in Rockville Centre, NY, handles the distinction between a single landlord insurance policy for one property versus a portfolio policy for multiple rental units. Coverage typically addresses property damage, liability protection, and potential loss of rental income. Service is available on an as-needed basis, allowing landlords to obtain quotes, make policy changes, or file claims without a recurring appointment schedule.
As coastal weather and changing tenant laws create new demands for property owners in Rockville Centre, Goosehead Insurance - Kimberly Kelly helps landlords protect their rental investments with tailored coverage options. The agency focuses on policies that address liability, property damage, and loss of rental income for local residential and small commercial buildings. Landlords receive personalized consultations to assess specific portfolio risks. Coverage recommendations begin after an initial walkthrough of the property and a detailed review of current lease agreements.
Serving as a landlord insurance agent, Diane McGrath - State Farm Insurance Agent in Rockville Centre, NY specializes in protecting rental properties from structural damage and liability claims. It also provides comprehensive property insurance policies for residential and commercial landlords throughout the local area. Claims are managed through straightforward processing and coverage assessments. The agency helps landlords address specific seasonal concerns, such as preparing rental properties for winter freeze risks and burst pipe damage.
J.A. Faccibene & Associates, Inc. serves property owners in Rockville Centre, NY with landlord insurance solutions. The company focuses on policies that cover residential rental properties and can include specialized endorsements for liability and property damage protection. It assists clients in evaluating risks associated with leasing buildings to tenants. Its commercial sectors include offices, warehouses, and food service establishments.
Everyday Insurance NY serves Rockville Centre, New York, specializing in residential landlord insurance for property owners renting single-family homes or small apartment buildings. They also provide commercial coverage for larger multi-unit complexes and mixed-use properties throughout Nassau County and the surrounding Long Island area. Policies address common exposures including property damage, liability protection, and rental income loss. The agency maintains ongoing contact with clients, ensuring coverage adjustments for tenant turnover or property upgrades between scheduled renewal visits.
Protected Future Insurance, based in Rockville Centre, NY, is known for providing landlord insurance designed to protect rental property investments in the village and its surrounding neighborhoods. Its service range includes property damage coverage, liability protection, and loss of rental income policies. Landlords also often receive guidance on local building codes and tenant risk assessment. For an added specialty, the company offers umbrella liability policies that extend coverage beyond standard policy limits for greater financial protection.
What Does a a Landlord Insurance Agent in Rockville Centre Cost?
Landlord insurance in New York typically costs between $800 and $2,500 per year for a single-family rental property. For multi-unit buildings in Rockville Centre, annual premiums can range from $1,500 to $5,000 depending on property age, location, and coverage limits. Factors like proximity to the coast and claims history also affect pricing. This is general information and not insurance advice.
About landlord insurance agents in Rockville Centre
Landlord insurance agents in Rockville Centre, New York help property owners secure coverage for rental homes and multi-family buildings. New York law requires landlords to maintain liability insurance for properties with three or more units. Agents can guide you through policies that cover property damage, loss of rental income, and legal defense costs.
Frequently Asked Questions
What does landlord insurance cover in Rockville Centre?
Landlord insurance typically covers property damage from fire or storms, liability for tenant injuries, and loss of rental income. In New York, policies may also include coverage for vandalism or theft if the property is vacant for more than 30 days.
Is landlord insurance required by law in New York?
New York does not require landlord insurance by state law, but mortgage lenders often mandate it. For buildings with three or more units, New York General Obligations Law Section 7-107 requires landlords to carry liability insurance of at least $300,000.
How do I choose a landlord insurance agent in Rockville Centre?
Look for an agent licensed in New York who specializes in rental properties. Ask about their experience with local risks like coastal storms or older buildings common in Rockville Centre. Compare quotes from multiple agents to find suitable coverage.
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