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HomeLandlord Insurance AgentsNew York › Schenectady

Find Landlord Insurance Agents Near You in Schenectady, NY

Browse landlord insurance agents serving Schenectady, New York. Updated 2026-07-14.

The top-rated landlord insurance agent in Schenectady, New York is Hopmeier Evans Gage Agency, rated 5.0 stars across 293 reviews. Other highly rated options include Stephanie Mahoney - State Farm Insurance Agent, Victor Gaudin - State Farm Insurance Agent, Shirley Martinez - State Farm Insurance Agent. This directory lists 20 landlord insurance agents serving Schenectady.

Showing 20 landlord insurance agents in Schenectady, NYListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Hopmeier Evans Gage Agency2330 Broadway(518) 377-7414
2Stephanie Mahoney - State Farm Insurance Agent3770 Carman Rd(518) 355-2611
3Victor Gaudin - State Farm Insurance AgentVictor Gaudin State Farm, 3610 State St Suite 4(518) 346-0200
4Shirley Martinez - State Farm Insurance Agent1426 Altamont Ave Suite 3(518) 355-5606
5Freeway Insurance225 State St Ste 114(518) 520-0449
6Empire Insurance Services, LLC610 Union St(518) 378-3333
7VOOMA Insurance (formerly Shutts Agency)1740 Union St(518) 372-5615
8Rickard Agency Inc2088a Curry Rd(518) 356-1900
9Tim Ochs - State Farm Insurance Agent1811 Curry Rd(518) 357-4911
102001 Central Insurance Agency2129 Central Ave(518) 395-2001
HE
2330 Broadway
Hopmeier Evans Gage Agency
Landlord Insurance Agent · Schenectady, NY

Hopmeier Evans Gage Agency serves the Schenectady, New York metro area as a landlord insurance agent. It connects property owners with insurance products designed to protect rental investments. This agency helps clients manage risks such as property damage, liability claims, and potential income loss from vacant units. Policies are tailored to cover both single-family rentals and multi-unit residential buildings. Its specific services include advising on appropriate coverage limits for local rental properties and facilitating policy adjustments when tenants change.

SM
3770 Carman Rd
Stephanie Mahoney - State Farm Insurance Agent
Landlord Insurance Agent · Schenectady, NY

Stephanie Mahoney - State Farm Insurance Agent in Schenectady, NY provides a range of landlord insurance services designed to protect rental property investments. The agency offers policies that cover property damage, liability, and loss of rental income, helping property owners manage unforeseen events. It also assists with customizing coverage limits and deductibles based on individual property needs. This local agent serves landlords who own single-family homes, apartments, retail spaces, and restaurants.

VG
Victor Gaudin State Farm, 3610 State St Suite 4
Victor Gaudin - State Farm Insurance Agent
Landlord Insurance Agent · Schenectady, NY

Victor Gaudin - State Farm Insurance Agent in Schenectady, NY, serves homeowners, businesses, and property managers who need landlord insurance coverage. The company helps clients protect rental properties against common risks such as property damage, liability claims, and loss of rental income. Policies are tailored to the specific needs of local landlords operating residential or commercial units. This agency also extends its services to property owners in nearby communities like Niskayuna and throughout the greater Schenectady metro area.

SM
1426 Altamont Ave Suite 3
Shirley Martinez - State Farm Insurance Agent
Landlord Insurance Agent · Schenectady, NY

Serving Schenectady and the surrounding communities of New York’s Capital Region, Shirley Martinez - State Farm Insurance Agent handles landlord insurance policies for residential and commercial rental properties. The agency works with property owners to secure coverage that addresses risks like building damage, liability, and lost rental income. Claims are managed directly, paying attention to the unique circumstances of each rental property. To handle a typical job, the agent assesses the landlord’s exposure, explains available options in plain language, and tailors a policy to the specific property and its tenants.

FI
225 State St Ste 114
Freeway Insurance
Landlord Insurance Agent · Schenectady, NY

Freeway Insurance in Schenectady, New York, specializes in helping landlords secure coverage that protects their rental properties. The agency connects investors with insurance policies suited to single-family homes, multi-unit dwellings, and other residential rental property types. Its professionals guide clients through the process of selecting dwelling coverage and liability protection that meets common local needs. For added protection, Freeway Insurance can also arrange for loss of rental income coverage to help maintain cash flow if a property becomes temporarily uninhabitable.

EI
610 Union St
Empire Insurance Services, LLC
Landlord Insurance Agent · Schenectady, NY

Landlord insurance agents in the Schenectady area typically distinguish between one-time policy purchases for a single property and recurring service plans that cover an entire rental portfolio. Empire Insurance Services, LLC provides coverage for rental properties, addressing risks such as property damage, liability claims, and loss of rental income. This service operates on an as-needed basis, allowing property owners to arrange consultations and adjust their coverage as their individual situation requires.

VI
1740 Union St
VOOMA Insurance (formerly Shutts Agency)
Landlord Insurance Agent · Schenectady, NY

VOOMA Insurance, formerly Shutts Agency, specializes in landlord insurance for residential and commercial property owners in Schenectady. It works to structure policies that protect rental income and address liability exposures. Covering buildings, contents, and loss-of-rent scenarios, the agency assists landlords with risk assessments across various property types. It helps clients adjust coverage when seasonal turnover or extended vacancies threaten standard protection under a landlord’s plan.

RA
2088a Curry Rd
Rickard Agency Inc
Landlord Insurance Agent · Schenectady, NY

As winter weather threatens Schenectady properties with frozen pipes and ice dams, local landlords rely on Rickard Agency Inc for tailored coverage solutions that address these seasonal risks. This landlord insurance agent works directly with property owners to identify gaps in standard policies, including loss of rental income and liability protection for tenant injuries. Serving the Schenectady area, the agency focuses on matching policies to specific building types and occupancy levels. The process begins with a thorough inspection of the rental property and an assessment of current coverages.

TO
1811 Curry Rd
Tim Ochs - State Farm Insurance Agent
Landlord Insurance Agent · Schenectady, NY

Tim Ochs - State Farm Insurance Agent in Schenectady, NY provides general landlord insurance coverage for rental properties. Specialty add-ons can be arranged to protect against tenant-related damages, lost rental income, or liability concerns common to local rental markets. Policies are tailored for operations ranging from single-family rental homes to multi-unit residential buildings. The company serves commercial sectors including office spaces, warehouses, and food service establishments in the region.

2C
2129 Central Ave
2001 Central Insurance Agency
Landlord Insurance Agent · Schenectady, NY

2001 Central Insurance Agency provides residential landlord insurance services in Schenectady, New York, and also extends commercial property coverage to local rental property owners. Serving the greater Schenectady area, the agency helps clients secure policies that protect against common risks associated with renting out dwellings. The team works to match landlords with appropriate coverage for their specific property types. Between regular policy reviews, they follow up with clients to address any changes in tenancy or property conditions that may require coverage adjustments.

EB
1737 Union St Suite 2
Edward Brys: Allstate Insurance
Landlord Insurance Agent · Schenectady, NY
(518) 377-0909
agents.allstate.com/edward-brys-schenectady-ny.html
AL
15 Angers Ave
Angers & Litz Associates Inc
Landlord Insurance Agent · Schenectady, NY
(518) 355-8030
angersandlitz.com
AL
15 Angers Ave
Angers & Litz Associates Inc
Landlord Insurance Agent · Schenectady, NY
(518) 355-8030
angersandlitz.com
KI
1660 Tower St
Kinowski Insurance Agency
Landlord Insurance Agent · Schenectady, NY
(518) 356-4499
kinowskiinsurance.com
HB
1801 Altamont Ave
Haresh Bhatia: Allstate Insurance
Landlord Insurance Agent · Schenectady, NY
(518) 346-8343
agents.allstate.com/haresh-bhatia-schenectady-ny.html
NI
1650 State St
Nationwide Insurance: William J. Freyer
Landlord Insurance Agent · Schenectady, NY
(518) 346-6111
agency.nationwide.com/ny/schenectady/12304/william-j-freyer
PG
rear entrance, 1579 Union St 1st floor
Prime Group Insurance Agency, Inc.
Landlord Insurance Agent · Schenectady, NY
(518) 377-0200
primegroupinsurance.com
NC
2217 Central Ave
North Country Insurance
Landlord Insurance Agent · Schenectady, NY
(315) 226-7297
SI
155 Erie Blvd
Schenectady Insuring Agency
Landlord Insurance Agent · Schenectady, NY
(518) 594-8084
ZI
1566 State St
Zongrone Insurance
Landlord Insurance Agent · Schenectady, NY
(518) 374-3376
zongrone.com/about-us/staff-directory

What Does a a Landlord Insurance Agent in Schenectady Cost?

The cost of landlord insurance in Schenectady New York typically ranges from 25 to 50 percent more than standard homeowners insurance. For a single family rental property, annual premiums often fall between 800 and 1,500 dollars. Factors like property age, location, and coverage limits affect the price. This is general information and not insurance advice.

About landlord insurance agents in Schenectady

Landlord insurance agents in Schenectady New York help property owners protect their rental investments. New York state law requires landlords to maintain certain liability coverages and property agents can guide you on local regulations. These agents understand the Schenectady rental market and can tailor policies for single family homes or multi unit buildings.

Frequently Asked Questions

What does landlord insurance cover in Schenectady New York?

Landlord insurance typically covers property damage, liability protection, and loss of rental income. In New York, policies often include coverage for fire, theft, and weather related damage. It does not cover tenant personal belongings or intentional damage by tenants.

Is landlord insurance required by law in New York?

New York state does not legally require landlord insurance but most mortgage lenders do require it. Without insurance you may be personally liable for property damage or tenant injuries. Many Schenectady landlords also require tenants to carry renters insurance.

How do I choose a landlord insurance agent in Schenectady?

Look for an agent licensed in New York with experience in rental property coverage. Ask about policy limits, deductibles, and whether they offer liability umbrella options. A local agent can help you understand Schenectady specific risks like winter weather damage.

Landlord Insurance Agents in Other New York Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each landlord insurance agent's credentials and current standing with your state Department of Insurance.