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Landlord Insurance Agents in Smithtown, NY

Compare landlord insurance agents in Smithtown. Review contact information and insurance categorys before you decide.

17 agents listed
Updated May 2026
Smithtown, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 17 landlord insurance agents in Smithtown, NY Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Jennifer O'Brien - State Farm Insurance Agent
550 Smithtown Bypass 2nd Fl Suite 114, Smithtown, NY 11787
(631) 724-0002 insurewithjenn.com
Joe Aguirre - State Farm Insurance Agent
61 W Main St, Smithtown, NY 11787
(631) 265-3880 smithtownagent.com
Lynne Barnhardt - State Farm Insurance Agent
58 N Country Rd, Smithtown, NY 11787
(631) 265-5030 lynnebarnhardt.com
Philip Forte: Allstate Insurance
310 Maple Ave, Smithtown, NY 11787
(631) 346-6400 agents.allstate.com
Platinum Insurance Group
111 E Main St, Smithtown, NY 11787
(516) 621-2436 platinuminsgroupny.com
Jeff Troiano: Allstate Insurance
25 Manor Rd, Smithtown, NY 11787
(631) 724-2100 agents.allstate.com
Zachary Millian: Allstate Insurance
360 E Jericho Tpke, Smithtown, NY 11787
(631) 656-7856 agents.allstate.com
Takach & Associates, Inc
112 Terry Rd, Smithtown, NY 11787
(631) 366-2774 takachinsurance.com
Antos Agency Inc
158 Terry Rd, Smithtown, NY 11787
(631) 360-3737 antosagencyinc.com
Central Insurance Agency
93 E Main St, Smithtown, NY 11787
(877) 242-9600 ciainsures.com
Navigators Insurance
550 Smithtown Bypass STE 202, Smithtown, NY 11787
(631) 724-4989 insnavigator.com
Schaefer Agency Inc. (The)
201 E Main St, Smithtown, NY 11787
(631) 979-7474
Nationwide Insurance: Bagatta Associates Inc.
823 W Jericho Turnpike Suite 1A, Smithtown, NY 11787
(631) 864-1111 bagatta.com
Long Island Public Adjusters, LLC
34 E Main St Ste 347, Smithtown, NY 11787
(516) 410-0164 longislandpublicadjusters.com
BGR Insurance Services
22 Lawrence Ave Suite 308, Smithtown, NY 11787
(631) 647-8488
Goosehead Insurance - Douglas and Christopher Delisle
444 NY-111, Smithtown, NY 11787
(631) 546-5289 goosehead.com
Island Agency Inc.
2 Redan Dr, Smithtown, NY 11787
(516) 256-2300 islandagencyinc.com

A landlord insurance agent in Smithtown, New York helps property owners protect their rental investments. New York law requires landlords to maintain certain insurance standards, and an agent can explain how local regulations affect your policy. Working with a Smithtown agent ensures you understand coverage for liability, property damage, and loss of rental income.

What Does a Landlord Insurance Agent in Smithtown Cost?

Typical costs for landlord insurance in New York range from 15 to 30 percent more than standard homeowners insurance. For a Smithtown rental property, annual premiums often fall between 800 and 1,500 dollars depending on property value and location. Factors like the number of units and coverage limits also affect the price. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a landlord insurance agent in Smithtown do?
A landlord insurance agent in Smithtown helps you find a policy that covers your rental property. They explain coverage options like liability protection and dwelling coverage. They also advise on New York specific requirements such as fire safety compliance.
Is landlord insurance required by law in New York?
New York law does not require landlord insurance by statute, but mortgage lenders often mandate it. A Smithtown agent can help you meet lender requirements and protect against common risks like tenant injury or property damage.
How does New York law affect landlord insurance in Smithtown?
New York has strict liability laws for property owners, including the requirement to maintain safe premises. A local agent can help you get coverage that addresses these legal duties. Smithtown agents also know local building codes and weather risks.